Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Arkansas City, Winfield and Udall. Start the steps below while you wait.
About 34,411 people live in Cowley County, 1,126 square miles in southeast Kansas, in roughly 15,682 homes. The county seat is Winfield, and Arkansas City, Udall and Burden round out the largest towns. The county's median home was built in 1961.
The three factors where Cowley County ranks highest compared with other Kansas counties.
Weather
Cowley County is milder than most of Kansas, but not mild enough to skip winterizing. It averaged 94 freezing nights a year over 2015–2024, 26 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 105 Kansas counties that's 91st.
The longest cold spell was straight 12 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -15°F on February 16, 2021. Burst pipes usually show up when a spell like that breaks and the ice thaws.
Most freezing nights fall from December to February, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
On average the first fall freeze arrives around Oct 28 and the last spring freeze around Apr 8.
Heavy rain is a bigger factor here than in most of Kansas. The county gets about 37.4 inches of rain and melted snow a year, with 9.9 days of an inch or more (14th of 105). Those downpours cluster in May, June and October, when sump pumps and gutters are tested hardest. The wettest day on record brought 6.39 inches on May 21, 2019. Multi-day storms matter most for basements; the wettest three days on record here totaled 7.17 inches (through May 21, 2019).
The temperature crosses 32°F in both directions on roughly 83 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Cowley County's homes are made of
Roughly 70% of the county's housing was built before 1980. That puts Cowley near the middle of Kansas's 105 counties.
Older and newer homes sit side by side here: 49% predate 1960 and 10% are from 2000 or later. Corroded pipe is the typical failure in the first group, burst supply hoses in the second.
Manufactured and mobile homes make up 8% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
Renters occupy 32% of homes. If you rent, the building is usually the landlord's to repair, but your belongings are only covered by renters insurance.
Homes by year built
Before 194028%
1940–195922%
1960–197921%
1980–199920%
2000 or later10%
Owner-occupied
68%
Kansas median 76%
Single-family
76%
of all homes
Median home value
$121k
Kansas median $124k
Beyond water
Mold and fire damage in Cowley County
Mold
About 77 nights a year in Cowley County stay at 65°F or warmer, a sign of muggy summer air (13th of 105 counties). May is the wettest month. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Main heating fuel in Cowley County's occupied homes: 60% utility gas, 27% electric, 10% propane and 1% wood. Heating equipment, cooking and electrical failures cause most home fires nationally. Even a small kitchen fire can leave soot through the whole house, because smoke follows air currents into closets, ducts and attic space.
Calls connect to restoration companies that work across Cowley County. The largest communities by population:
Arkansas City11,884
Winfield11,711
Udall807
Burden554
Dexter540
Parkerfield527
Atlanta169
Silverdale116
Rock90
Cambridge69
New Salem12
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Butler gets more pipe-freeze nights than Cowley. It also has the most heavy-rain days in its area. Elk County has the oldest housing nearby, with 74% of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Kansas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Cowley County water damage FAQ
Which towns in Cowley County does this cover?
Calls are routed to restoration companies that serve all of Cowley County, including Arkansas City, Winfield, Udall, Burden, Dexter and Parkerfield, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Cowley County?
From 2015–2024 the county averaged 26 nights a year at 20°F or colder, mostly December to February. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Cowley County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, heavy rain and basements and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Cowley County?
Sudden, accidental damage like a burst pipe is usually covered. With 9.9 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Cowley County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 77 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Cowley County: freezing from December to February, heavy rain in May, June and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology