Garfield County, Oklahoma · Enid
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With 36% of homes built before 1960 and about 18 hard-freeze nights a year, frozen and split pipes are a leading winter risk in the county.
May brings the most downpours to Garfield County, part of 8.3 heavy-rain days a year. Check the sump first.
Backups often follow heavy rain, which Garfield County gets about 8.3 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.
In Garfield County, 5.87 inches fell on the wettest day of the 2015–2024 record. Storms like that, and ice dams in snowy winters, cause most roof leaks.
7% of occupied homes in Garfield County heat mainly with wood or propane, below the Oklahoma county median of 12.5%.
With 91 muggy nights a year, mold in Garfield County can appear within days of a leak. Dry first, then clean.
Local risk profile
About 62,146 people live in Garfield County, 1,059 square miles in northern Oklahoma, in roughly 27,804 homes. Besides Enid, the county seat, the biggest communities are North Enid, Waukomis and Garber. Half the homes here were built before 1970, half after.
60/100 Water Damage Risk Index: Elevated Garfield County ranks 9 of 77 Oklahoma counties. See the statewide ranking and method.The three factors where Garfield County ranks highest compared with other Oklahoma counties.
Garfield County gets more hard-freeze nights than most of Oklahoma. From 2015–2024 it averaged 18 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 82 nights at or below 32°F. That ranks 14th of 77 counties.
The longest cold spell was straight 12 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -11°F on February 16, 2021. Burst pipes usually show up when a spell like that breaks and the ice thaws.
Most freezing nights fall from December to February, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
Freezing nights typically start around Nov 7 and end around Apr 6.
Garfield gets fewer downpours than most Oklahoma counties, but they still fill basements. Of roughly 32.7 inches of yearly precipitation, the damage comes from the 8.3 days a year with an inch or more, ranked 56th of 77. April, May and July see the most. The single wettest day in the record: 5.87 inches, May 21, 2019. The worst three-day stretch dropped 6.41 inches, ending May 21, 2019, the kind of soaking that overwhelms sump pumps and storm sewers.
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 74 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Housing
Roughly 68% of the county's housing was built before 1980. That puts Garfield among the oldest housing stocks of Oklahoma's 77 counties.
In Garfield County 36% of homes are older than 1960. If yours is one of them and the plumbing has never been replaced, expect galvanized steel supply pipe and cast iron drain lines, the two materials most likely to fail quietly.
Renters occupy 34% of homes. If you rent, the building is usually the landlord's to repair, but your belongings are only covered by renters insurance.
Beyond water
Garfield County averages 91 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in May. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Mold remediation: what to expectMain heating fuel in Garfield County's occupied homes: 61% utility gas, 32% electric, 7% propane and under 1% wood. Heating equipment, cooking and electrical failures cause most home fires nationally. Even a small kitchen fire can leave soot through the whole house, because smoke follows air currents into closets, ducts and attic space.
Fire and smoke cleanup: first stepsCoverage
Calls connect to restoration companies that work across Garfield County. The largest communities by population:
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Alfalfa, Grant and Major get more pipe-freeze nights than Garfield. Alfalfa County has the oldest housing nearby, with 77% of homes built before 1980.
By the numbers
| Factor | Garfield | Oklahoma median | Rank |
|---|---|---|---|
| Homes built before 1960 | 36% | 24% | 16 of 77 |
| Homes built before 1980 | 68% | 55% | 16 of 77 |
| Homes built 2000 or later | 11% | 22% | 65 of 77 |
| Manufactured or mobile homes | 4.2% | 12% | 74 of 77 |
| Vacant homes | 14% | 17% | 54 of 77 |
| Wood or propane heat | 6.9% | 13% | 63 of 77 |
| Nights at 20°F or colder | 18/yr | 13/yr | 14 of 77 |
| Days with 1 inch+ of rain | 8.3/yr | 11/yr | 56 of 77 |
| Freeze-thaw days | 74/yr | 65/yr | 18 of 77 |
| Muggy nights (65°F+) | 91/yr | 98/yr | 54 of 77 |
Rank 1 is the highest value. Bars run from the lowest to the highest Oklahoma county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Peak risk months in Garfield County: freezing from December to February, heavy rain in April, May and July.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology