Floyd County, Georgia · Rome
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With 25% of homes built before 1960 and about 4 hard-freeze nights a year, frozen and split pipes are a leading winter risk in the county.
Basements flood here mostly in February. Floyd County averages 12.7 days a year with an inch of rain or more.
25% of homes here predate 1960, when clay and cast iron sewer laterals were standard. Roots and cracks in those lines are a common cause of backups.
Floyd County's wettest day in the 2015–2024 record brought 4.88 inches, and about 50 freeze-thaw days a year mean ice dams in some winters.
6% of occupied homes in Floyd County heat mainly with wood or propane, below the Georgia county median of 7.1%.
Muggy summer nights, lows of 65°F or more, come about 85 times a year in Floyd County. Mold after a leak spreads fastest from June through August.
Local risk profile
With 40,918 homes and around 99,693 residents, Floyd County is 510 square miles of northwest Georgia. Besides Rome, the county seat, the biggest communities are Lindale, Shannon and Berry College. Half the homes here were built before 1978, half after.
72/100 Water Damage Risk Index: High Floyd County ranks 4 of 159 Georgia counties. See the statewide ranking and method.The three factors where Floyd County ranks highest compared with other Georgia counties.
Floyd County gets more hard-freeze nights than most of Georgia. In the 2015–2024 record the county logged about 4 nights a year at or below 20°F (18th of 159) and 50 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
The freeze season here runs December to January, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
Freezing nights typically start around Nov 12 and end around Mar 19.
Rainfall is about average for Georgia. The county gets about 55.1 inches of rain and melted snow a year, with 12.7 days of an inch or more (56th of 159). Those downpours cluster in January, February and December, when sump pumps and gutters are tested hardest. The wettest day on record brought 4.88 inches on September 27, 2024. The worst three-day stretch dropped 7.11 inches, ending September 28, 2024, the kind of soaking that overwhelms sump pumps and storm sewers.
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 50 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Housing
Georgia's 159 counties range widely in housing age; Floyd ranks 10th, with 54% of its homes built before 1980.
25% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
About 26% of homes went up between 1980 and 1999. Some houses from the late 1970s to the mid-1990s were plumbed with polybutylene, a gray plastic pipe known for failing at fittings. A plumber can tell you in a few minutes whether you have it.
Manufactured and mobile homes make up 7% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
Renters occupy 36% of homes. If you rent, the building is usually the landlord's to repair, but your belongings are only covered by renters insurance.
Beyond water
About 85 nights a year in Floyd County stay at 65°F or warmer, a sign of muggy summer air (139th of 159 counties). February is the wettest month. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Mold remediation: what to expectMain heating fuel in Floyd County's occupied homes: 38% utility gas, 55% electric, 5% propane and under 1% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Fire and smoke cleanup: first stepsCoverage
Calls connect to restoration companies that work across Floyd County. The largest communities by population:
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Chattooga and Gordon get more pipe-freeze nights than Floyd. Chattooga County has the oldest housing nearby, with 57% of homes built before 1980.
By the numbers
| Factor | Floyd | Georgia median | Rank |
|---|---|---|---|
| Homes built before 1960 | 25% | 15% | 13 of 159 |
| Homes built before 1980 | 54% | 38% | 10 of 159 |
| Homes built 2000 or later | 20% | 27% | 121 of 159 |
| Manufactured or mobile homes | 7.3% | 21% | 131 of 159 |
| Vacant homes | 9.9% | 14% | 113 of 159 |
| Wood or propane heat | 5.6% | 7.1% | 94 of 159 |
| Nights at 20°F or colder | 4/yr | 2/yr | 18 of 159 |
| Days with 1 inch+ of rain | 13/yr | 12/yr | 56 of 159 |
| Freeze-thaw days | 50/yr | 29/yr | 16 of 159 |
| Muggy nights (65°F+) | 85/yr | 112/yr | 139 of 159 |
Rank 1 is the highest value. Bars run from the lowest to the highest Georgia county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Peak risk months in Floyd County: freezing from December to January, heavy rain in January, February and December.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology