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With 15,164 homes and around 26,304 residents, Union County is 322 square miles of northern Georgia. The county seat is Blairsville. Much of its housing is recent, with a median build year of 1995.
The three factors where Union County ranks highest compared with other Georgia counties.
Weather
Union is on the colder side of Georgia for pipes. It averaged 76 freezing nights a year over 2015–2024, 10 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 159 Georgia counties that's 2nd.
Most freezing nights fall from December to February, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
On average the first fall freeze arrives around Oct 28 and the last spring freeze around Apr 12.
Heavy rain is a bigger factor here than in most of Georgia. The county gets about 67.8 inches of rain and melted snow a year, with 17.4 days of an inch or more (5th of 159). Those downpours cluster in January, February and December, when sump pumps and gutters are tested hardest. The wettest day on record brought 4.37 inches on March 26, 2021. Multi-day storms matter most for basements; the wettest three days on record here totaled 7.3 inches (through September 28, 2024).
The temperature crosses 32°F in both directions on roughly 74 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Union County's homes are made of
Roughly 20% of the county's housing was built before 1980. That puts Union among the newer housing stocks of Georgia's 159 counties.
Growth since 2000 added 38% of today's homes. In houses that new, the weak points are washing machine hoses, ice maker lines, water heaters and sump pumps rather than the pipes in the walls.
43% date from 1980 to 1999, the window when polybutylene, a gray flexible plastic supply pipe, was used in some homes. It's prone to leaks at the fittings, so it's worth checking for in a house from those years.
Manufactured and mobile homes make up 14% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
24% of homes were vacant at survey time. A leak in an empty rental or seasonal house can run for days before anyone notices, which is why those losses tend to be larger.
Homes by year built
Before 19402%
1940–19594%
1960–197913%
1980–199943%
2000 or later38%
Owner-occupied
84%
Georgia median 71%
Single-family
81%
of all homes
Median home value
$307k
Georgia median $170k
Beyond water
Mold and fire damage in Union County
Mold
Union County averages 15 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in February. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Heating fuel matters for fire risk. In Union County it's 3% utility gas, 51% electric, 41% propane and 5% wood. Wood and propane heat are more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.
Rank 1 is the highest value. Bars run from the lowest to the highest Georgia county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Union County water damage FAQ
Which towns in Union County does this cover?
Calls are routed to restoration companies that serve all of Union County, including Blairsville, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Union County?
Pipe-freeze weather, 20°F or colder, comes about 10 nights a year in Union County, from December to February. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Union County?
Based on the county's housing and weather data, the biggest local factors are frozen pipes, heavy rain and basements and wood and propane heat. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Union County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. January, February and December are when Union County gets the most heavy rain.
How fast does mold start in a Union County home?
The EPA advises drying wet materials within 24 to 48 hours. In February, the county's wettest month, and on the 15 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Union County: freezing from December to February, heavy rain in January, February and December.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology