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Calhoun County, South Carolina · St. Matthews

Water damage restoration in Calhoun County, South Carolina

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves St. Matthews and Cameron. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Calhoun County home right now

Pipes freeze in Calhoun County on about 2 nights a year, mostly midwinter. Older homes, 16% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Calhoun County home right now

Basements flood here mostly in June. Calhoun County averages 11.2 days a year with an inch of rain or more.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Calhoun County home right now

Sewage backups in Calhoun County spike on heavy-rain days, about 11.2 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Calhoun County home right now

Roof leaks here come from summer downpours and, with about 29 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Calhoun County home right now

12% of occupied homes in Calhoun County heat mainly with wood or propane, above the South Carolina county median of 5.1%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Calhoun County home right now

Muggy summer nights, lows of 65°F or more, come about 120 times a year in Calhoun County. Mold after a leak spreads fastest from June through August.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Calhoun County get water damage

With 7,068 homes and around 14,182 residents, Calhoun County is 381 square miles of central South Carolina. Besides St. Matthews, the county seat, the biggest community is Cameron. Much of its housing is recent, with a median build year of 1988.

52/100 Water Damage Risk Index: Elevated Calhoun County ranks 23 of 46 South Carolina counties. See the statewide ranking and method.
1

Wood and propane heat

12% of homes

Fire and smoke damage →
2

Muggy, mold-friendly summers

120 nights a year at 65°F or warmer

Mold after water damage →
3

Aging plumbing

16% of homes built before 1960

Spotting hidden leaks →

The three factors where Calhoun County ranks highest compared with other South Carolina counties.

Weather

Pipe-freeze risk in Calhoun County sits near the middle of the state. In the 2015–2024 record the county logged about 2 nights a year at or below 20°F (20th of 46) and 29 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.

Most freezing nights fall from midwinter, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.

Freezing nights typically start around Nov 21 and end around Mar 13.

Rainfall is about average for South Carolina. About 11.2 days a year bring an inch or more (29th of 46), most often in June, out of 50.3 inches of total precipitation. On October 8, 2016, 6.11 inches fell in a single day. The worst three-day stretch dropped 11.83 inches, ending October 5, 2015, the kind of soaking that overwhelms sump pumps and storm sewers.

About 29 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.

12
Freezing nights per month, 2015–2024 average
1.5
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Calhoun County's homes are made of

36% of homes in Calhoun County predate 1980, below the South Carolina county median of 39.8%, which ranks 28th of South Carolina's 46 counties.

Older and newer homes sit side by side here: 16% predate 1960 and 25% are from 2000 or later. Corroded pipe is the typical failure in the first group, burst supply hoses in the second.

The 1980s and 1990s account for 39% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.

30% of homes are manufactured or mobile homes, above the South Carolina county median of 22%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.

Homes by year built

  • Before 19406%
  • 1940–195911%
  • 1960–197920%
  • 1980–199939%
  • 2000 or later25%
Owner-occupied
85%
South Carolina median 73%
Single-family
67%
of all homes
Median home value
$172k
South Carolina median $173k

Beyond water

Mold and fire damage in Calhoun County

Mold

Calhoun County averages 120 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in August. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.

Mold remediation: what to expect

Fire and smoke

Heating fuel matters for fire risk. In Calhoun County it's 3% utility gas, 83% electric, 12% propane and under 1% wood. Propane heat is above the South Carolina norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Calhoun County. The largest communities by population:

  • St. Matthews1,645
  • Cameron427

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Calhoun gets more pipe-freeze nights than any of its neighbors. Orangeburg County has the oldest housing nearby, with 45% of homes built before 1980.

By the numbers

Calhoun County compared with South Carolina

FactorCalhounSouth Carolina medianRank
Homes built before 1960 16% 15% 16 of 46
Homes built before 1980 36% 40% 28 of 46
Homes built 2000 or later 25% 25% 24 of 46
Manufactured or mobile homes 30% 22% 13 of 46
Vacant homes 13% 16% 30 of 46
Wood or propane heat 12% 5.1% 3 of 46
Nights at 20°F or colder 2/yr 2/yr 20 of 46
Days with 1 inch+ of rain 11/yr 12/yr 29 of 46
Freeze-thaw days 29/yr 35/yr 36 of 46
Muggy nights (65°F+) 120/yr 114/yr 9 of 46

Rank 1 is the highest value. Bars run from the lowest to the highest South Carolina county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Calhoun County water damage FAQ

Which towns in Calhoun County does this cover?
Calls are routed to restoration companies that serve all of Calhoun County, including St. Matthews and Cameron, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Calhoun County?
Pipe-freeze weather, 20°F or colder, comes about 2 nights a year in Calhoun County, from midwinter. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Calhoun County?
Based on the county's housing and weather data, the biggest local factors are wood and propane heat, muggy, mold-friendly summers and aging plumbing. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Calhoun County?
Sudden, accidental damage like a burst pipe is usually covered. With 11.2 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Calhoun County home?
The EPA advises drying wet materials within 24 to 48 hours. In August, the county's wettest month, and on the 120 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Calhoun County: freezing from midwinter, heavy rain in June, July and August.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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