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Jackson County, Indiana · Brownstown

Water damage restoration in Jackson County, Indiana

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Seymour, Brownstown and Crothersville. Start the steps below while you wait.

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Pick the closest match. These steps limit the damage and protect your insurance claim. Skip anything that isn't safe.

Burst or frozen pipe: what to do in your Jackson County home right now

Pipes freeze in Jackson County on about 25 nights a year, mostly November to March. Older homes, 29% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Jackson County home right now

March brings the most downpours to Jackson County, part of 11.7 heavy-rain days a year. Check the sump first.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Jackson County home right now

Sewage backups in Jackson County spike on heavy-rain days, about 11.7 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Jackson County home right now

Jackson County's wettest day in the 2015–2024 record brought 3.38 inches, and about 81 freeze-thaw days a year mean ice dams in some winters.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Jackson County home right now

12% of occupied homes in Jackson County heat mainly with wood or propane, below the Indiana county median of 17%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Jackson County home right now

With 47 muggy nights a year, mold in Jackson County can appear within days of a leak. Dry first, then clean.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Jackson County get water damage

With 19,351 homes and around 46,660 residents, Jackson County is 510 square miles of southern Indiana. Besides Brownstown, the county seat, the biggest communities are Seymour, Crothersville and Medora. The county's median home was built in 1978.

48/100 Water Damage Risk Index: Elevated Jackson County ranks 52 of 92 Indiana counties. See the statewide ranking and method.
1

Heavy rain and basements

11.7 days a year with an inch or more

Basement waterproofing →
2

Muggy, mold-friendly summers

47 nights a year at 65°F or warmer

Mold after water damage →
3

Mobile home freeze-ups

12% manufactured homes

Keeping lines from freezing →

The three factors where Jackson County ranks highest compared with other Indiana counties.

Weather

Jackson County is milder than most of Indiana, but not mild enough to skip winterizing. It averaged 96 freezing nights a year over 2015–2024, 25 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 92 Indiana counties that's 75th.

The longest cold spell was straight 13 days without the temperature rising above freezing, ending in January 2018. The coldest night reached about -11°F on February 21, 2015. Burst pipes usually show up when a spell like that breaks and the ice thaws.

The freeze season here runs November to March, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.

On average the first fall freeze arrives around Oct 30 and the last spring freeze around Apr 17.

Heavy rain is a bigger factor here than in most of Indiana. About 11.7 days a year bring an inch or more (17th of 92), most often in March, out of 48.8 inches of total precipitation. On September 9, 2018, 3.38 inches fell in a single day. Multi-day storms matter most for basements; the wettest three days on record here totaled 4.66 inches (through September 10, 2018).

The temperature crosses 32°F in both directions on roughly 81 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.

24
Freezing nights per month, 2015–2024 average
1.3
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Jackson County's homes are made of

52% of homes in Jackson County predate 1980, below the Indiana county median of 58.2%, which ranks 58th of Indiana's 92 counties.

Housing age is mixed: 29% of homes are pre-1960 and 21% are 2000 or newer. Ask any plumber which era your house is from and you'll know which failures to watch for.

27% date from 1980 to 1999, the window when polybutylene, a gray flexible plastic supply pipe, was used in some homes. It's prone to leaks at the fittings, so it's worth checking for in a house from those years.

Here 12% of housing is manufactured homes. Check the skirting and the heat tape on the main water line every fall, because that one exposed line is what freezes.

Homes by year built

  • Before 194014%
  • 1940–195915%
  • 1960–197924%
  • 1980–199927%
  • 2000 or later21%
Owner-occupied
73%
Indiana median 77%
Single-family
72%
of all homes
Median home value
$178k
Indiana median $179k

Beyond water

Mold and fire damage in Jackson County

Mold

Jackson County averages 47 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in June. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.

Mold remediation: what to expect

Fire and smoke

By main heating fuel, Jackson County homes break down as 29% utility gas, 57% electric, 8% propane and 4% wood. Wood heat is more common here than in most Indiana counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Jackson County. The largest communities by population:

  • Seymour22,371
  • Brownstown3,040
  • Crothersville1,720
  • Medora817
  • Rockford761
  • Vallonia411
  • Freetown277
  • Reddington199
  • Cortland28

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Bartholomew, Brown, Lawrence, Monroe and Washington get more pipe-freeze nights than Jackson. Lawrence County has the oldest housing nearby, with 58% of homes built before 1980.

By the numbers

Jackson County compared with Indiana

FactorJacksonIndiana medianRank
Homes built before 1960 29% 35% 59 of 92
Homes built before 1980 52% 58% 58 of 92
Homes built 2000 or later 21% 18% 32 of 92
Manufactured or mobile homes 12% 6.4% 15 of 92
Vacant homes 6.3% 9.2% 74 of 92
Wood or propane heat 12% 17% 61 of 92
Nights at 20°F or colder 25/yr 33/yr 75 of 92
Days with 1 inch+ of rain 12/yr 7.8/yr 17 of 92
Freeze-thaw days 81/yr 84/yr 62 of 92
Muggy nights (65°F+) 47/yr 38/yr 23 of 92

Rank 1 is the highest value. Bars run from the lowest to the highest Indiana county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Jackson County water damage FAQ

Which towns in Jackson County does this cover?
Calls are routed to restoration companies that serve all of Jackson County, including Seymour, Brownstown, Crothersville, Medora, Rockford and Vallonia, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Jackson County?
Pipe-freeze weather, 20°F or colder, comes about 25 nights a year in Jackson County, from November to March. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Jackson County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, muggy, mold-friendly summers and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Jackson County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 11.7 heavy-rain days a year here.
How fast does mold start in a Jackson County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 47 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Jackson County: freezing from November to March, heavy rain in March, June and July.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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