Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Rushville, Arlington and Carthage. Start the steps below while you wait.
About 16,739 people live in Rush County, 408 square miles in eastern Indiana, in roughly 7,387 homes. Besides Rushville, the county seat, the biggest communities are Arlington, Carthage and Milroy. It has some of the oldest housing in the state: the median home went up in 1954.
The three factors where Rush County ranks highest compared with other Indiana counties.
Weather
Pipe-freeze risk in Rush County sits near the middle of the state. From 2015–2024 it averaged 31 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 104 nights at or below 32°F. That ranks 51st of 92 counties.
The longest cold spell was straight 15 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -11°F on January 2, 2018. Burst pipes usually show up when a spell like that breaks and the ice thaws.
Expect the hardest freezes in January, inside a season that runs November to March. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
Freezing nights typically start around Oct 26 and end around Apr 18.
Rainfall is about average for Indiana. About 8.8 days a year bring an inch or more (35th of 92), most often in July, out of 45.8 inches of total precipitation. On June 19, 2021, 2.85 inches fell in a single day. The worst three-day stretch dropped 4.26 inches, ending September 9, 2018, the kind of soaking that overwhelms sump pumps and storm sewers.
The temperature crosses 32°F in both directions on roughly 80 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Rush County's homes are made of
73% of homes in Rush County predate 1980, above the Indiana county median of 58.2%, which ranks 8th of Indiana's 92 counties.
56% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
Homes by year built
Before 194040%
1940–195916%
1960–197917%
1980–199915%
2000 or later12%
Owner-occupied
75%
Indiana median 77%
Single-family
83%
of all homes
Median home value
$167k
Indiana median $179k
Beyond water
Mold and fire damage in Rush County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 36 times a year here, close to the Indiana county median of 38. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Heating fuel matters for fire risk. In Rush County it's 39% utility gas, 25% electric, 29% propane and 4% wood. Wood and propane heat are more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.
Rank 1 is the highest value. Bars run from the lowest to the highest Indiana county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Rush County water damage FAQ
Which towns in Rush County does this cover?
Calls are routed to restoration companies that serve all of Rush County, including Rushville, Arlington, Carthage, Milroy, Glenwood and Manilla, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Rush County?
About 31 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 15 days below freezing.
What causes the most water damage in Rush County?
Based on the county's housing and weather data, the biggest local factors are aging plumbing, wood and propane heat and heavy rain and basements. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Rush County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. March, June and July are when Rush County gets the most heavy rain.
How fast does mold start in a Rush County home?
The EPA advises drying wet materials within 24 to 48 hours. In July, the county's wettest month, and on the 36 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Rush County: freezing from November to March, heavy rain in March, June and July.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology