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Roscommon County, Michigan · Roscommon

Water damage restoration in Roscommon County, Michigan

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Houghton Lake, St. Helen and Prudenville. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Roscommon County home right now

Pipes freeze in Roscommon County on about 65 nights a year, mostly November to April. Older homes, 18% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Roscommon County home right now

June brings the most downpours to Roscommon County, part of 3.2 heavy-rain days a year. Check the sump first.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Roscommon County home right now

Sewage backups in Roscommon County spike on heavy-rain days, about 3.2 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Roscommon County home right now

Roscommon County's wettest day in the 2015–2024 record brought 3.58 inches, and about 103 freeze-thaw days a year mean ice dams in some winters.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Roscommon County home right now

21% of occupied homes in Roscommon County heat mainly with wood or propane, below the Michigan county median of 29%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Roscommon County home right now

About 5 nights a year here stay at 65°F or warmer, so basements and crawl spaces can grow mold even without a leak.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Roscommon County get water damage

With 23,213 homes and around 23,737 residents, Roscommon County is 520 square miles of northern Lower Michigan. Besides Roscommon, the county seat, the biggest communities are Houghton Lake, St. Helen and Prudenville. The county's median home was built in 1976.

32/100 Water Damage Risk Index: Moderate Roscommon County ranks 81 of 83 Michigan counties. See the statewide ranking and method.
1

Leaks in empty homes

50% of homes vacant

Shutoffs and leak sensors →
2

Freeze-thaw and ice dams

103 freeze-thaw days a year

Ice dams and ceiling leaks →
3

Frozen pipes

65 nights a year at 20°F or colder

Preventing frozen pipes →

The three factors where Roscommon County ranks highest compared with other Michigan counties.

Weather

Roscommon is on the colder side of Michigan for pipes. It averaged 159 freezing nights a year over 2015–2024, 65 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 83 Michigan counties that's 26th.

On February 20, 2015 the low fell to about -28°F, and in the stretch ending March 2015 the county went 41 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.

The freeze season here runs November to April, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.

On average the first fall freeze arrives around Oct 13 and the last spring freeze around May 15.

Roscommon gets fewer downpours than most Michigan counties, but they still fill basements. About 3.2 days a year bring an inch or more (65th of 83), most often in June, out of 33.8 inches of total precipitation. On October 24, 2017, 3.58 inches fell in a single day. Multi-day storms matter most for basements; the wettest three days on record here totaled 4.94 inches (through October 25, 2017).

The temperature crosses 32°F in both directions on roughly 103 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.

29
Freezing nights per month, 2015–2024 average
0.6
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Roscommon County's homes are made of

Roughly 59% of the county's housing was built before 1980. That puts Roscommon near the middle of Michigan's 83 counties.

The mix runs from 18% built before 1960 to 13% built since 2000, so older neighborhoods bring aging pipe while newer subdivisions bring failed appliance lines and water heaters.

About 29% of homes went up between 1980 and 1999. Some houses from the late 1970s to the mid-1990s were plumbed with polybutylene, a gray plastic pipe known for failing at fittings. A plumber can tell you in a few minutes whether you have it.

Manufactured and mobile homes make up 9% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.

50% of homes were vacant at survey time. A leak in an empty rental or seasonal house can run for days before anyone notices, which is why those losses tend to be larger.

Homes by year built

  • Before 19403%
  • 1940–195915%
  • 1960–197941%
  • 1980–199929%
  • 2000 or later13%
Owner-occupied
85%
Michigan median 82%
Single-family
88%
of all homes
Median home value
$159k
Michigan median $178k

Beyond water

Mold and fire damage in Roscommon County

Mold

About 5 nights a year in Roscommon County stay at 65°F or warmer, a sign of muggy summer air (57th of 83 counties). October is the wettest month. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.

Mold remediation: what to expect

Fire and smoke

By main heating fuel, Roscommon County homes break down as 69% utility gas, 8% electric, 17% propane and 4% wood. Heating equipment, cooking and electrical failures cause most home fires nationally. Even a small kitchen fire can leave soot through the whole house, because smoke follows air currents into closets, ducts and attic space.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Roscommon County. The largest communities by population:

  • Houghton Lake5,769
  • St. Helen2,929
  • Prudenville1,350
  • Roscommon1,118

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Crawford and Missaukee get more pipe-freeze nights than Roscommon. Its housing is the oldest in the area by share of homes built before 1980.

By the numbers

Roscommon County compared with Michigan

FactorRoscommonMichigan medianRank
Homes built before 1960 18% 32% 78 of 83
Homes built before 1980 59% 58% 40 of 83
Homes built 2000 or later 13% 16% 67 of 83
Manufactured or mobile homes 8.9% 7.3% 26 of 83
Vacant homes 50% 20% 5 of 83
Wood or propane heat 21% 29% 61 of 83
Nights at 20°F or colder 65/yr 54/yr 26 of 83
Days with 1 inch+ of rain 3.2/yr 3.9/yr 65 of 83
Freeze-thaw days 103/yr 95/yr 14 of 83
Muggy nights (65°F+) 5/yr 10/yr 57 of 83

Rank 1 is the highest value. Bars run from the lowest to the highest Michigan county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Roscommon County water damage FAQ

Which towns in Roscommon County does this cover?
Calls are routed to restoration companies that serve all of Roscommon County, including Houghton Lake, St. Helen, Prudenville and Roscommon, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Roscommon County?
Pipe-freeze weather, 20°F or colder, comes about 65 nights a year in Roscommon County, from November to April. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Roscommon County?
Based on the county's housing and weather data, the biggest local factors are leaks in empty homes, freeze-thaw and ice dams and frozen pipes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Roscommon County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 3.2 heavy-rain days a year here.
How fast does mold start in a Roscommon County home?
The EPA advises drying wet materials within 24 to 48 hours. In October, the county's wettest month, and on the 5 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Roscommon County: freezing from November to April, heavy rain in June, August and October.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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