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St. Clair County, Michigan · Port Huron

Water damage restoration in St. Clair County, Michigan

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Port Huron, Marysville and St. Clair. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your St. Clair County home right now

Pipes freeze in St. Clair County on about 36 nights a year, mostly December to March. Older homes, 35% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your St. Clair County home right now

August brings the most downpours to St. Clair County, part of 3.7 heavy-rain days a year. Check the sump first.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your St. Clair County home right now

Sewage backups in St. Clair County spike on heavy-rain days, about 3.7 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your St. Clair County home right now

St. Clair County's wettest day in the 2015–2024 record brought 2.56 inches, and about 74 freeze-thaw days a year mean ice dams in some winters.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your St. Clair County home right now

14% of occupied homes in St. Clair County heat mainly with wood or propane, below the Michigan county median of 29%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your St. Clair County home right now

With 33 muggy nights a year, mold in St. Clair County can appear within days of a leak. Dry first, then clean.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in St. Clair County get water damage

About 160,221 people live in St. Clair County, 722 square miles in southeast Michigan, in roughly 72,799 homes. The county seat is Port Huron, and Marysville, St. Clair and Pearl Beach round out the largest towns. The county's median home was built in 1975.

46/100 Water Damage Risk Index: Elevated St. Clair County ranks 53 of 83 Michigan counties. See the statewide ranking and method.
1

Muggy, mold-friendly summers

33 nights a year at 65°F or warmer

Mold after water damage →
2

Aging plumbing

35% of homes built before 1960

Spotting hidden leaks →
3

Heavy rain and basements

3.7 days a year with an inch or more

Basement waterproofing →

The three factors where St. Clair County ranks highest compared with other Michigan counties.

Weather

St. Clair County is milder than most of Michigan, but not mild enough to skip winterizing. In the 2015–2024 record the county logged about 36 nights a year at or below 20°F (78th of 83) and 111 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.

Cold snaps are the real risk. The worst in the record lasted 22 days below freezing (ending March 2015), and the low bottomed out near -17°F on February 20, 2015.

Most freezing nights fall from December to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.

On average the first fall freeze arrives around Nov 7 and the last spring freeze around Apr 26.

Rainfall is about average for Michigan. Of roughly 34 inches of yearly precipitation, the damage comes from the 3.7 days a year with an inch or more, ranked 46th of 83. March, June and August see the most. The single wettest day in the record: 2.56 inches, June 26, 2021. Multi-day storms matter most for basements; the wettest three days on record here totaled 4.27 inches (through September 24, 2021).

Freeze-thaw days, below freezing overnight and above it by afternoon, come about 74 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.

26
Freezing nights per month, 2015–2024 average
1
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What St. Clair County's homes are made of

Michigan's 83 counties range widely in housing age; St. Clair ranks 48th, with 57% of its homes built before 1980.

The mix runs from 35% built before 1960 to 17% built since 2000, so older neighborhoods bring aging pipe while newer subdivisions bring failed appliance lines and water heaters.

The 1980s and 1990s account for 26% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.

Homes by year built

  • Before 194017%
  • 1940–195918%
  • 1960–197922%
  • 1980–199926%
  • 2000 or later17%
Owner-occupied
81%
Michigan median 82%
Single-family
82%
of all homes
Median home value
$225k
Michigan median $178k

Beyond water

Mold and fire damage in St. Clair County

Mold

About 33 nights a year in St. Clair County stay at 65°F or warmer, a sign of muggy summer air (4th of 83 counties). August is the wettest month. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.

Mold remediation: what to expect

Fire and smoke

Heating fuel matters for fire risk. In St. Clair County it's 74% utility gas, 9% electric, 12% propane and 3% wood. Heating equipment, cooking and electrical failures cause most home fires nationally. Even a small kitchen fire can leave soot through the whole house, because smoke follows air currents into closets, ducts and attic space.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across St. Clair County. The largest communities by population:

  • Port Huron28,620
  • Marysville9,925
  • St. Clair5,585
  • Pearl Beach4,506
  • Algonac4,139
  • Marine City4,028
  • Yale2,129
  • Capac1,970
  • Lakeport742
  • Ruby714
  • Emmett207

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Lapeer and Sanilac get more pipe-freeze nights than St. Clair. Sanilac County has the oldest housing nearby, with 63% of homes built before 1980.

By the numbers

St. Clair County compared with Michigan

FactorSt. ClairMichigan medianRank
Homes built before 1960 35% 32% 30 of 83
Homes built before 1980 57% 58% 48 of 83
Homes built 2000 or later 17% 16% 40 of 83
Manufactured or mobile homes 6.5% 7.3% 50 of 83
Vacant homes 6.8% 20% 70 of 83
Wood or propane heat 14% 29% 66 of 83
Nights at 20°F or colder 36/yr 54/yr 78 of 83
Days with 1 inch+ of rain 3.7/yr 3.9/yr 46 of 83
Freeze-thaw days 74/yr 95/yr 83 of 83
Muggy nights (65°F+) 33/yr 10/yr 4 of 83

Rank 1 is the highest value. Bars run from the lowest to the highest Michigan county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

St. Clair County water damage FAQ

Which towns in St. Clair County does this cover?
Calls are routed to restoration companies that serve all of St. Clair County, including Port Huron, Marysville, St. Clair, Pearl Beach, Algonac and Marine City, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in St. Clair County?
About 36 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 22 days below freezing.
What causes the most water damage in St. Clair County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, aging plumbing and heavy rain and basements. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in St. Clair County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. March, June and August are when St. Clair County gets the most heavy rain.
How fast does mold start in a St. Clair County home?
The EPA advises drying wet materials within 24 to 48 hours. In August, the county's wettest month, and on the 33 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in St. Clair County: freezing from December to March, heavy rain in March, June and August.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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