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Dane County, Wisconsin · Madison

Water damage restoration in Dane County, Wisconsin

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Madison, Sun Prairie and Fitchburg. Start the steps below while you wait.

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Pick the closest match. These steps limit the damage and protect your insurance claim. Skip anything that isn't safe.

Burst or frozen pipe: what to do in your Dane County home right now

Dane County averages 61 nights a year at 20°F or colder, mostly November to March, and 21% of its homes predate 1960.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Dane County home right now

Heavy rain days of an inch or more come about 7.8 times a year here, most often in June. A sump pump that hasn't run since last season is a common weak point.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Dane County home right now

Sewage backups in Dane County spike on heavy-rain days, about 7.8 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Dane County home right now

Roof leaks here come from summer downpours and, with about 92 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Dane County home right now

5% of occupied homes in Dane County heat mainly with wood or propane, below the Wisconsin county median of 32.9%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Dane County home right now

Muggy summer nights, lows of 65°F or more, come about 22 times a year in Dane County. Mold after a leak spreads fastest from June through August.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Dane County get water damage

About 572,674 people live in Dane County, 1,196 square miles in southern Wisconsin, in roughly 261,061 homes. Besides Madison, the county seat, the biggest communities are Sun Prairie, Fitchburg and Middleton. Much of its housing is recent, with a median build year of 1986.

40/100 Water Damage Risk Index: Moderate Dane County ranks 59 of 72 Wisconsin counties. See the statewide ranking and method.
1

Muggy, mold-friendly summers

22 nights a year at 65°F or warmer

Mold after water damage →
2

Heavy rain and basements

7.8 days a year with an inch or more

Basement waterproofing →
3

Freeze-thaw and ice dams

92 freeze-thaw days a year

Ice dams and ceiling leaks →

The three factors where Dane County ranks highest compared with other Wisconsin counties.

Weather

Winters here are on the gentler end for Wisconsin, and pipes still freeze. From 2015–2024 it averaged 61 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 141 nights at or below 32°F. That ranks 62nd of 72 counties.

Cold snaps are the real risk. The worst in the record lasted 17 days below freezing (ending February 2019), and the low bottomed out near -30°F on January 31, 2019.

Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.

Freezing nights typically start around Oct 18 and end around May 3.

Heavy rain is a bigger factor here than in most of Wisconsin. About 7.8 days a year bring an inch or more (16th of 72), most often in June, out of 39.1 inches of total precipitation. On August 21, 2018, 3.33 inches fell in a single day. The worst three-day stretch dropped 4.19 inches, ending July 22, 2017, the kind of soaking that overwhelms sump pumps and storm sewers.

About 92 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.

29
Freezing nights per month, 2015–2024 average
1.5
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Dane County's homes are made of

Wisconsin's 72 counties range widely in housing age; Dane ranks 70th, with 43% of its homes built before 1980.

Growth since 2000 added 33% of today's homes. In houses that new, the weak points are washing machine hoses, ice maker lines, water heaters and sump pumps rather than the pipes in the walls.

The 1980s and 1990s account for 24% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.

Renters occupy 43% of homes. If you rent, the building is usually the landlord's to repair, but your belongings are only covered by renters insurance.

Homes by year built

  • Before 194010%
  • 1940–195910%
  • 1960–197923%
  • 1980–199924%
  • 2000 or later33%
Owner-occupied
57%
Wisconsin median 77%
Single-family
57%
of all homes
Median home value
$395k
Wisconsin median $225k

Beyond water

Mold and fire damage in Dane County

Mold

Summer nights that don't drop below 65°F, a good marker of humid air, come about 22 times a year here, above the Wisconsin county median of 11. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.

Mold remediation: what to expect

Fire and smoke

Main heating fuel in Dane County's occupied homes: 68% utility gas, 25% electric, 5% propane and under 1% wood. Most homes here heat with gas or electricity, so cooking and electrical faults are the likelier fire sources. Even a contained kitchen fire can send soot through the ductwork to every room.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Dane County. The largest communities by population:

  • Madison278,001
  • Sun Prairie37,570
  • Fitchburg32,619
  • Middleton22,301
  • Waunakee15,687
  • Verona15,232
  • Stoughton13,033
  • Oregon11,547
  • DeForest11,501
  • Windsor9,452
  • McFarland9,160
  • Monona8,527

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Columbia, Dodge, Iowa and Sauk get more pipe-freeze nights than Dane. Rock County has the oldest housing nearby, with 65% of homes built before 1980.

By the numbers

Dane County compared with Wisconsin

FactorDaneWisconsin medianRank
Homes built before 1960 21% 31% 65 of 72
Homes built before 1980 43% 54% 70 of 72
Homes built 2000 or later 33% 21% 3 of 72
Manufactured or mobile homes 0.8% 4.8% 69 of 72
Vacant homes 3.7% 12% 70 of 72
Wood or propane heat 5% 33% 67 of 72
Nights at 20°F or colder 61/yr 73/yr 62 of 72
Days with 1 inch+ of rain 7.8/yr 6.3/yr 16 of 72
Freeze-thaw days 92/yr 94/yr 44 of 72
Muggy nights (65°F+) 22/yr 11/yr 5 of 72

Rank 1 is the highest value. Bars run from the lowest to the highest Wisconsin county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Dane County water damage FAQ

Which towns in Dane County does this cover?
Calls are routed to restoration companies that serve all of Dane County, including Madison, Sun Prairie, Fitchburg, Middleton, Waunakee and Verona, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Dane County?
About 61 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 17 days below freezing.
What causes the most water damage in Dane County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, heavy rain and basements and freeze-thaw and ice dams. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Dane County?
Sudden, accidental damage like a burst pipe is usually covered. With 7.8 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Dane County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 22 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Dane County: freezing from November to March, heavy rain in June, July and September.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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