Calhoun County, Georgia · Morgan
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Pipes freeze in Calhoun County on about 1 night a year, mostly midwinter. Older homes, 28% of the stock here, are most at risk.
Basements flood here mostly in December. Calhoun County averages 12.8 days a year with an inch of rain or more.
Sewage backups in Calhoun County spike on heavy-rain days, about 12.8 a year, when sewer mains fill up and water finds the lowest drain.
Roof leaks here come from summer downpours. Most show up as ceiling stains in the room below.
7% of occupied homes in Calhoun County heat mainly with wood or propane, close to the Georgia county median of 7.1%.
Muggy summer nights, lows of 65°F or more, come about 136 times a year in Calhoun County. Mold after a leak spreads fastest from June through August.
Local risk profile
With 2,030 homes and around 5,498 residents, Calhoun County is 280 square miles of southwest Georgia. Besides Morgan, the county seat, the biggest communities are Edison, Arlington and Leary. Half the homes here were built before 1978, half after.
70/100 Water Damage Risk Index: High Calhoun County ranks 8 of 159 Georgia counties. See the statewide ranking and method.The three factors where Calhoun County ranks highest compared with other Georgia counties.
Pipe-freeze risk in Calhoun County sits near the middle of the state. In the 2015–2024 record the county logged about 1 night a year at or below 20°F (85th of 159) and 16 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
Hard freezes are uncommon here, about 16 nights a year at or below 32°F, and that's exactly why they do damage: pipes in attics, exterior walls and slab-edge plumbing are rarely insulated. The coldest night in the record was about 15°F on December 24, 2022.
Heavy rain is a bigger factor here than in most of Georgia. About 12.8 days a year bring an inch or more (52nd of 159), most often in December, out of 52.7 inches of total precipitation. On September 17, 2020, 4.49 inches fell in a single day. The worst three-day stretch dropped 6.53 inches, ending December 6, 2016, the kind of soaking that overwhelms sump pumps and storm sewers.
Housing
54% of homes in Calhoun County predate 1980, above the Georgia county median of 38.4%, which ranks 8th of Georgia's 159 counties.
In Calhoun County 28% of homes are older than 1960. If yours is one of them and the plumbing has never been replaced, expect galvanized steel supply pipe and cast iron drain lines, the two materials most likely to fail quietly.
The 1980s and 1990s account for 27% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
23% of homes are manufactured or mobile homes, close to the Georgia county median of 20.9%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.
The Census counted 22% of homes as vacant, above the Georgia county median of 14%. Empty houses are where a small leak turns into a large claim, because nobody is there to hear it.
Renters occupy 41% of homes. If you rent, the building is usually the landlord's to repair, but your belongings are only covered by renters insurance.
Beyond water
Calhoun County averages 136 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in December. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Mold remediation: what to expectHeating fuel matters for fire risk. In Calhoun County it's 12% utility gas, 81% electric, 7% propane and under 1% wood. Heating equipment, cooking and electrical failures cause most home fires nationally. Even a small kitchen fire can leave soot through the whole house, because smoke follows air currents into closets, ducts and attic space.
Fire and smoke cleanup: first stepsCoverage
Calls connect to restoration companies that work across Calhoun County. The largest communities by population:
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Calhoun gets more pipe-freeze nights than any of its neighbors. Dougherty County has the oldest housing nearby, with 61% of homes built before 1980.
By the numbers
| Factor | Calhoun | Georgia median | Rank |
|---|---|---|---|
| Homes built before 1960 | 28% | 15% | 6 of 159 |
| Homes built before 1980 | 54% | 38% | 8 of 159 |
| Homes built 2000 or later | 19% | 27% | 129 of 159 |
| Manufactured or mobile homes | 23% | 21% | 75 of 159 |
| Vacant homes | 22% | 14% | 27 of 159 |
| Wood or propane heat | 7.1% | 7.1% | 82 of 159 |
| Nights at 20°F or colder | 1/yr | 2/yr | 85 of 159 |
| Days with 1 inch+ of rain | 13/yr | 12/yr | 52 of 159 |
| Freeze-thaw days | 16/yr | 29/yr | 128 of 159 |
| Muggy nights (65°F+) | 136/yr | 112/yr | 20 of 159 |
Rank 1 is the highest value. Bars run from the lowest to the highest Georgia county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Peak risk months in Calhoun County: freezing from midwinter, heavy rain in January, February and December.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology