52% of homes in Terrell County predate 1980, above the Georgia county median of 38.4%, which ranks 20th of Georgia's 159 counties.
30% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
The 1980s and 1990s account for 33% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
Manufactured and mobile homes make up 16% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
With 20% of homes empty at survey time, landlords and seasonal owners should shut off the main or schedule checks in winter. An unheated vacant house is also where many policies limit freeze coverage.
Renters occupy 38% of homes. If you rent, the building is usually the landlord's to repair, but your belongings are only covered by renters insurance.