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Lee County covers 725 square miles of northern Illinois, with about 33,869 residents and 14,995 homes. Dixon is the county seat; Amboy, Franklin Grove and Ashton are the next largest communities. Half the homes here were built before 1960, half after.
The three factors where Lee County ranks highest compared with other Illinois counties.
Weather
Lee County gets more hard-freeze nights than most of Illinois. From 2015–2024 it averaged 48 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 127 nights at or below 32°F. That ranks 9th of 102 counties.
The longest cold spell was straight 16 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -27°F on January 31, 2019. Burst pipes usually show up when a spell like that breaks and the ice thaws.
Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
Freezing nights typically start around Oct 22 and end around Apr 24.
Rainfall is about average for Illinois. About 8 days a year bring an inch or more (58th of 102), most often in June, out of 40.3 inches of total precipitation. On July 22, 2017, 3.5 inches fell in a single day. The worst three-day stretch dropped 5.88 inches, ending July 22, 2017, the kind of soaking that overwhelms sump pumps and storm sewers.
About 88 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Lee County's homes are made of
Illinois's 102 counties range widely in housing age; Lee ranks 30th, with 72% of its homes built before 1980.
Before 1960 is when 50% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.
Homes by year built
Before 194031%
1940–195919%
1960–197923%
1980–199916%
2000 or later12%
Owner-occupied
74%
Illinois median 77%
Single-family
81%
of all homes
Median home value
$155k
Illinois median $135k
Beyond water
Mold and fire damage in Lee County
Mold
About 28 nights a year in Lee County stay at 65°F or warmer, a sign of muggy summer air (95th of 102 counties). May is the wettest month. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Main heating fuel in Lee County's occupied homes: 68% utility gas, 18% electric, 12% propane and under 1% wood. Most homes here heat with gas or electricity, so cooking and electrical faults are the likelier fire sources. Even a contained kitchen fire can send soot through the ductwork to every room.
Rank 1 is the highest value. Bars run from the lowest to the highest Illinois county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Lee County water damage FAQ
Which towns in Lee County does this cover?
Calls are routed to restoration companies that serve all of Lee County, including Dixon, Amboy, Franklin Grove, Ashton, Paw Paw and Sublette, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Lee County?
About 48 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 16 days below freezing.
What causes the most water damage in Lee County?
Based on the county's housing and weather data, the biggest local factors are frozen pipes, aging plumbing and freeze-thaw and ice dams. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Lee County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 8 heavy-rain days a year here.
How fast does mold start in a Lee County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 28 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Lee County: freezing from November to March, heavy rain in June, July and September.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology