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Ohio County, Indiana · Rising Sun

Water damage restoration in Ohio County, Indiana

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Rising Sun. Start the steps below while you wait.

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Pick the closest match. These steps limit the damage and protect your insurance claim. Skip anything that isn't safe.

Burst or frozen pipe: what to do in your Ohio County home right now

Pipes freeze in Ohio County on about 22 nights a year, mostly December to March. Older homes, 35% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Ohio County home right now

Basements flood here mostly in March. Ohio County averages 9.2 days a year with an inch of rain or more.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Ohio County home right now

Sewage backups in Ohio County spike on heavy-rain days, about 9.2 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Ohio County home right now

Ohio County's wettest day in the 2015–2024 record brought 3.01 inches, and about 70 freeze-thaw days a year mean ice dams in some winters.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Ohio County home right now

26% of occupied homes in Ohio County heat mainly with wood or propane, above the Indiana county median of 17%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Ohio County home right now

About 61 nights a year here stay at 65°F or warmer, so basements and crawl spaces can grow mold even without a leak.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Ohio County get water damage

With 2,769 homes and around 5,999 residents, Ohio County is 86 square miles of southeast Indiana. Rising Sun is the county seat. The county's median home was built in 1978.

48/100 Water Damage Risk Index: Elevated Ohio County ranks 54 of 92 Indiana counties. See the statewide ranking and method.
1

Muggy, mold-friendly summers

61 nights a year at 65°F or warmer

Mold after water damage →
2

Wood and propane heat

26% of homes

Fire and smoke damage →
3

Heavy rain and basements

9.2 days a year with an inch or more

Basement waterproofing →

The three factors where Ohio County ranks highest compared with other Indiana counties.

Weather

Ohio County is milder than most of Indiana, but not mild enough to skip winterizing. From 2015–2024 it averaged 22 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 84 nights at or below 32°F. That ranks 84th of 92 counties.

On February 21, 2015 the low fell to about -10°F, and in the stretch ending January 2018 the county went 13 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.

Most freezing nights fall from December to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.

On average the first fall freeze arrives around Nov 5 and the last spring freeze around Apr 7.

Heavy rain is a bigger factor here than in most of Indiana. The county gets about 49.5 inches of rain and melted snow a year, with 9.2 days of an inch or more (31st of 92). Those downpours cluster in February, March and April, when sump pumps and gutters are tested hardest. The wettest day on record brought 3.01 inches on July 31, 2020. Multi-day storms matter most for basements; the wettest three days on record here totaled 4.15 inches (through August 2, 2020).

Freeze-thaw days, below freezing overnight and above it by afternoon, come about 70 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.

21
Freezing nights per month, 2015–2024 average
1.4
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Ohio County's homes are made of

52% of homes in Ohio County predate 1980, below the Indiana county median of 58.2%, which ranks 60th of Indiana's 92 counties.

Since 2000 the county has added enough housing that 25% of homes are that new. Modern PEX and copper rarely fail on their own; the leaks come from connections, appliances and storms.

23% date from 1980 to 1999, the window when polybutylene, a gray flexible plastic supply pipe, was used in some homes. It's prone to leaks at the fittings, so it's worth checking for in a house from those years.

8% of homes are manufactured or mobile homes, above the Indiana county median of 6.4%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.

Homes by year built

  • Before 194023%
  • 1940–195913%
  • 1960–197917%
  • 1980–199923%
  • 2000 or later25%
Owner-occupied
81%
Indiana median 77%
Single-family
83%
of all homes
Median home value
$213k
Indiana median $179k

Beyond water

Mold and fire damage in Ohio County

Mold

About 61 nights a year in Ohio County stay at 65°F or warmer, a sign of muggy summer air (9th of 92 counties). May is the wettest month. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.

Mold remediation: what to expect

Fire and smoke

By main heating fuel, Ohio County homes break down as 26% utility gas, 42% electric, 19% propane and 7% wood. Wood and propane heat are more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Ohio County. The largest communities by population:

  • Rising Sun2,474

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Dearborn and Ripley get more pipe-freeze nights than Ohio. Ripley County has the oldest housing nearby, with 53% of homes built before 1980.

By the numbers

Ohio County compared with Indiana

FactorOhioIndiana medianRank
Homes built before 1960 35% 35% 46 of 92
Homes built before 1980 52% 58% 60 of 92
Homes built 2000 or later 25% 18% 14 of 92
Manufactured or mobile homes 7.7% 6.4% 35 of 92
Vacant homes 5.4% 9.2% 84 of 92
Wood or propane heat 26% 17% 24 of 92
Nights at 20°F or colder 22/yr 33/yr 84 of 92
Days with 1 inch+ of rain 9.2/yr 7.8/yr 31 of 92
Freeze-thaw days 70/yr 84/yr 88 of 92
Muggy nights (65°F+) 61/yr 38/yr 9 of 92

Rank 1 is the highest value. Bars run from the lowest to the highest Indiana county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Ohio County water damage FAQ

Which towns in Ohio County does this cover?
Calls are routed to restoration companies that serve all of Ohio County, including Rising Sun, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Ohio County?
Pipe-freeze weather, 20°F or colder, comes about 22 nights a year in Ohio County, from December to March. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Ohio County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, wood and propane heat and heavy rain and basements. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Ohio County?
Sudden, accidental damage like a burst pipe is usually covered. With 9.2 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Ohio County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 61 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Ohio County: freezing from December to March, heavy rain in February, March and April.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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