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Metcalfe County, Kentucky · Edmonton

Water damage restoration in Metcalfe County, Kentucky

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Edmonton and Summer Shade. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Metcalfe County home right now

Pipes freeze in Metcalfe County on about 20 nights a year, mostly November to February. Older homes, 16% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Metcalfe County home right now

February brings the most downpours to Metcalfe County, part of 13.1 heavy-rain days a year. Check the sump first.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Metcalfe County home right now

Sewage backups in Metcalfe County spike on heavy-rain days, about 13.1 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Metcalfe County home right now

Metcalfe County's wettest day in the 2015–2024 record brought 3.38 inches, and about 74 freeze-thaw days a year mean ice dams in some winters.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Metcalfe County home right now

18% of occupied homes in Metcalfe County heat mainly with wood or propane, above the Kentucky county median of 12.6%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Metcalfe County home right now

About 55 nights a year here stay at 65°F or warmer, so basements and crawl spaces can grow mold even without a leak.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Metcalfe County get water damage

Metcalfe County covers 290 square miles of southern Kentucky, with about 10,425 residents and 4,735 homes. Edmonton is the county seat; Summer Shade is the next largest community. Much of its housing is recent, with a median build year of 1986.

49/100 Water Damage Risk Index: Elevated Metcalfe County ranks 70 of 120 Kentucky counties. See the statewide ranking and method.
1

Mobile home freeze-ups

29% manufactured homes

Keeping lines from freezing →
2

Heavy rain and basements

13.1 days a year with an inch or more

Basement waterproofing →
3

Frozen pipes

20 nights a year at 20°F or colder

Preventing frozen pipes →

The three factors where Metcalfe County ranks highest compared with other Kentucky counties.

Weather

For frozen pipes, Metcalfe County is a typical Kentucky county, which is still plenty. From 2015–2024 it averaged 20 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 83 nights at or below 32°F. That ranks 50th of 120 counties.

The longest cold spell was straight 9 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -10°F on February 19, 2015. Burst pipes usually show up when a spell like that breaks and the ice thaws.

Most freezing nights fall from November to February, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.

On average the first fall freeze arrives around Oct 28 and the last spring freeze around Apr 14.

Heavy rain is a bigger factor here than in most of Kentucky. About 13.1 days a year bring an inch or more (38th of 120), most often in February, out of 55.4 inches of total precipitation. On September 2, 2017, 3.38 inches fell in a single day. Multi-day storms matter most for basements; the wettest three days on record here totaled 6.52 inches (through September 2, 2017).

The temperature crosses 32°F in both directions on roughly 74 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.

22
Freezing nights per month, 2015–2024 average
2.3
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Metcalfe County's homes are made of

40% of homes in Metcalfe County predate 1980, below the Kentucky county median of 44.1%, which ranks 78th of Kentucky's 120 counties.

Older and newer homes sit side by side here: 16% predate 1960 and 26% are from 2000 or later. Corroded pipe is the typical failure in the first group, burst supply hoses in the second.

34% date from 1980 to 1999, the window when polybutylene, a gray flexible plastic supply pipe, was used in some homes. It's prone to leaks at the fittings, so it's worth checking for in a house from those years.

Here 29% of housing is manufactured homes. Check the skirting and the heat tape on the main water line every fall, because that one exposed line is what freezes.

Homes by year built

  • Before 19404%
  • 1940–195911%
  • 1960–197925%
  • 1980–199934%
  • 2000 or later26%
Owner-occupied
78%
Kentucky median 74%
Single-family
66%
of all homes
Median home value
$110k
Kentucky median $148k

Beyond water

Mold and fire damage in Metcalfe County

Mold

Metcalfe County averages 55 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in February. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.

Mold remediation: what to expect

Fire and smoke

Main heating fuel in Metcalfe County's occupied homes: 31% utility gas, 51% electric, 8% propane and 10% wood. Wood heat is more common here than in most Kentucky counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Metcalfe County. The largest communities by population:

  • Edmonton2,330
  • Summer Shade532

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Metcalfe gets more pipe-freeze nights than any of its neighbors. Monroe County has the oldest housing nearby, with 57% of homes built before 1980.

By the numbers

Metcalfe County compared with Kentucky

FactorMetcalfeKentucky medianRank
Homes built before 1960 16% 18% 78 of 120
Homes built before 1980 40% 44% 78 of 120
Homes built 2000 or later 26% 25% 52 of 120
Manufactured or mobile homes 29% 19% 19 of 120
Vacant homes 13% 13% 57 of 120
Wood or propane heat 18% 13% 46 of 120
Nights at 20°F or colder 20/yr 20/yr 50 of 120
Days with 1 inch+ of rain 13/yr 12/yr 38 of 120
Freeze-thaw days 74/yr 73/yr 44 of 120
Muggy nights (65°F+) 55/yr 59/yr 74 of 120

Rank 1 is the highest value. Bars run from the lowest to the highest Kentucky county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Metcalfe County water damage FAQ

Which towns in Metcalfe County does this cover?
Calls are routed to restoration companies that serve all of Metcalfe County, including Edmonton and Summer Shade, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Metcalfe County?
About 20 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 9 days below freezing.
What causes the most water damage in Metcalfe County?
Based on the county's housing and weather data, the biggest local factors are mobile home freeze-ups, heavy rain and basements and frozen pipes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Metcalfe County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. February, June and July are when Metcalfe County gets the most heavy rain.
How fast does mold start in a Metcalfe County home?
The EPA advises drying wet materials within 24 to 48 hours. In February, the county's wettest month, and on the 55 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Metcalfe County: freezing from November to February, heavy rain in February, June and July.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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