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Taylor County, Kentucky · Campbellsville

Water damage restoration in Taylor County, Kentucky

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Campbellsville. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Taylor County home right now

Pipes freeze in Taylor County on about 19 nights a year, mostly December to February. Older homes, 18% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Taylor County home right now

February brings the most downpours to Taylor County, part of 12.8 heavy-rain days a year. Check the sump first.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Taylor County home right now

Sewage backups in Taylor County spike on heavy-rain days, about 12.8 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Taylor County home right now

Taylor County's wettest day in the 2015–2024 record brought 3.91 inches, and about 72 freeze-thaw days a year mean ice dams in some winters.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Taylor County home right now

10% of occupied homes in Taylor County heat mainly with wood or propane, below the Kentucky county median of 12.6%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Taylor County home right now

Muggy summer nights, lows of 65°F or more, come about 59 times a year in Taylor County. Mold after a leak spreads fastest from June through August.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Taylor County get water damage

About 26,397 people live in Taylor County, 266 square miles in southern Kentucky, in roughly 11,210 homes. The county seat is Campbellsville. The county's median home was built in 1978.

52/100 Water Damage Risk Index: Elevated Taylor County ranks 62 of 120 Kentucky counties. See the statewide ranking and method.
1

Heavy rain and basements

12.8 days a year with an inch or more

Basement waterproofing →
2

Aging plumbing

18% of homes built before 1960

Spotting hidden leaks →
3

Muggy, mold-friendly summers

59 nights a year at 65°F or warmer

Mold after water damage →

The three factors where Taylor County ranks highest compared with other Kentucky counties.

Weather

For frozen pipes, Taylor County is a typical Kentucky county, which is still plenty. From 2015–2024 it averaged 19 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 82 nights at or below 32°F. That ranks 66th of 120 counties.

On February 19, 2015 the low fell to about -9°F, and in the stretch ending February 2021 the county went 9 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.

The freeze season here runs December to February, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.

On average the first fall freeze arrives around Nov 1 and the last spring freeze around Apr 13.

Rainfall is about average for Kentucky. The county gets about 54.1 inches of rain and melted snow a year, with 12.8 days of an inch or more (44th of 120). Those downpours cluster in February, June and July, when sump pumps and gutters are tested hardest. The wettest day on record brought 3.91 inches on September 2, 2017. Multi-day storms matter most for basements; the wettest three days on record here totaled 5.99 inches (through September 2, 2017).

Freeze-thaw days, below freezing overnight and above it by afternoon, come about 72 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.

21
Freezing nights per month, 2015–2024 average
2.1
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Taylor County's homes are made of

Kentucky's 120 counties range widely in housing age; Taylor ranks 30th, with 53% of its homes built before 1980.

The mix runs from 18% built before 1960 to 23% built since 2000, so older neighborhoods bring aging pipe while newer subdivisions bring failed appliance lines and water heaters.

The 1980s and 1990s account for 24% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.

Manufactured and mobile homes make up 12% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.

Homes by year built

  • Before 19405%
  • 1940–195913%
  • 1960–197935%
  • 1980–199924%
  • 2000 or later23%
Owner-occupied
69%
Kentucky median 74%
Single-family
77%
of all homes
Median home value
$174k
Kentucky median $148k

Beyond water

Mold and fire damage in Taylor County

Mold

About 59 nights a year in Taylor County stay at 65°F or warmer, a sign of muggy summer air (58th of 120 counties). July is the wettest month. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.

Mold remediation: what to expect

Fire and smoke

Heating fuel matters for fire risk. In Taylor County it's 32% utility gas, 57% electric, 6% propane and 4% wood. Wood heat is above the Kentucky norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Taylor County. The largest communities by population:

  • Campbellsville11,622

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Casey, Larue and Marion get more pipe-freeze nights than Taylor. Green County has the oldest housing nearby, with 56% of homes built before 1980.

By the numbers

Taylor County compared with Kentucky

FactorTaylorKentucky medianRank
Homes built before 1960 18% 18% 58 of 120
Homes built before 1980 53% 44% 30 of 120
Homes built 2000 or later 23% 25% 72 of 120
Manufactured or mobile homes 12% 19% 86 of 120
Vacant homes 8.5% 13% 93 of 120
Wood or propane heat 9.9% 13% 78 of 120
Nights at 20°F or colder 19/yr 20/yr 66 of 120
Days with 1 inch+ of rain 13/yr 12/yr 44 of 120
Freeze-thaw days 72/yr 73/yr 65 of 120
Muggy nights (65°F+) 59/yr 59/yr 58 of 120

Rank 1 is the highest value. Bars run from the lowest to the highest Kentucky county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Taylor County water damage FAQ

Which towns in Taylor County does this cover?
Calls are routed to restoration companies that serve all of Taylor County, including Campbellsville, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Taylor County?
About 19 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 9 days below freezing.
What causes the most water damage in Taylor County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, aging plumbing and muggy, mold-friendly summers. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Taylor County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 12.8 heavy-rain days a year here.
How fast does mold start in a Taylor County home?
The EPA advises drying wet materials within 24 to 48 hours. In July, the county's wettest month, and on the 59 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Taylor County: freezing from December to February, heavy rain in February, June and July.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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