Clinton County, Kentucky · Albany
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Clinton County averages 14 nights a year at 20°F or colder, mostly December to February, and 22% of its homes predate 1960.
Basements flood here mostly in February. Clinton County averages 14.8 days a year with an inch of rain or more.
Backups often follow heavy rain, which Clinton County gets about 14.8 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.
Roof leaks here come from summer downpours and, with about 64 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.
22% of occupied homes in Clinton County heat mainly with wood or propane, above the Kentucky county median of 12.6%.
Muggy summer nights, lows of 65°F or more, come about 64 times a year in Clinton County. Mold after a leak spreads fastest from June through August.
Local risk profile
About 9,202 people live in Clinton County, 197 square miles in southern Kentucky, in roughly 4,850 homes. The county seat is Albany. The county's median home was built in 1983.
55/100 Water Damage Risk Index: Elevated Clinton County ranks 48 of 120 Kentucky counties. See the statewide ranking and method.The three factors where Clinton County ranks highest compared with other Kentucky counties.
Clinton County is milder than most of Kentucky, but not mild enough to skip winterizing. In the 2015–2024 record the county logged about 14 nights a year at or below 20°F (113th of 120) and 72 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
Cold snaps are the real risk. The worst in the record lasted 6 days below freezing (ending February 2021), and the low bottomed out near -6°F on January 17, 2024.
Expect the hardest freezes in January, inside a season that runs December to February. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
On average the first fall freeze arrives around Oct 30 and the last spring freeze around Apr 12.
Heavy rain is a bigger factor here than in most of Kentucky. The county gets about 59.6 inches of rain and melted snow a year, with 14.8 days of an inch or more (5th of 120). Those downpours cluster in February, July and December, when sump pumps and gutters are tested hardest. The wettest day on record brought 2.87 inches on March 28, 2021. Multi-day storms matter most for basements; the wettest three days on record here totaled 4.35 inches (through March 1, 2021).
About 64 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Housing
46% of homes in Clinton County predate 1980, close to the Kentucky county median of 44.1%, which ranks 50th of Kentucky's 120 counties.
22% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
26% date from 1980 to 1999, the window when polybutylene, a gray flexible plastic supply pipe, was used in some homes. It's prone to leaks at the fittings, so it's worth checking for in a house from those years.
Here 24% of housing is manufactured homes. Check the skirting and the heat tape on the main water line every fall, because that one exposed line is what freezes.
The Census counted 21% of homes as vacant, above the Kentucky county median of 13.2%. Empty houses are where a small leak turns into a large claim, because nobody is there to hear it.
Beyond water
About 64 nights a year in Clinton County stay at 65°F or warmer, a sign of muggy summer air (34th of 120 counties). February is the wettest month. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Mold remediation: what to expectBy main heating fuel, Clinton County homes break down as 3% utility gas, 73% electric, 17% propane and 5% wood. Wood and propane heat are above the Kentucky norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Fire and smoke cleanup: first stepsCoverage
Calls connect to restoration companies that work across Clinton County. The largest communities by population:
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Every neighboring county gets more pipe-freeze nights than Clinton. Its housing is the oldest in the area by share of homes built before 1980.
By the numbers
| Factor | Clinton | Kentucky median | Rank |
|---|---|---|---|
| Homes built before 1960 | 22% | 18% | 44 of 120 |
| Homes built before 1980 | 46% | 44% | 50 of 120 |
| Homes built 2000 or later | 28% | 25% | 29 of 120 |
| Manufactured or mobile homes | 24% | 19% | 34 of 120 |
| Vacant homes | 21% | 13% | 13 of 120 |
| Wood or propane heat | 22% | 13% | 29 of 120 |
| Nights at 20°F or colder | 14/yr | 20/yr | 113 of 120 |
| Days with 1 inch+ of rain | 15/yr | 12/yr | 5 of 120 |
| Freeze-thaw days | 64/yr | 73/yr | 100 of 120 |
| Muggy nights (65°F+) | 64/yr | 59/yr | 34 of 120 |
Rank 1 is the highest value. Bars run from the lowest to the highest Kentucky county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Peak risk months in Clinton County: freezing from December to February, heavy rain in February, July and December.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology