Water damage restoration in Fillmore County, Minnesota
Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Chatfield, Spring Valley and Rushford. Start the steps below while you wait.
Flooded basement: what to do in your Fillmore County home right now
Heavy rain days of an inch or more come about 7.5 times a year here, most often in July. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Roof leak or storm: what to do in your Fillmore County home right now
Roof leaks here come from summer downpours and, with about 93 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.
Fillmore County covers 861 square miles of southeast Minnesota, with about 21,414 residents and 9,692 homes. Preston is the county seat; Chatfield, Spring Valley and Rushford are the next largest communities. Half the homes here were built before 1966, half after.
The three factors where Fillmore County ranks highest compared with other Minnesota counties.
Weather
Winters here are on the gentler end for Minnesota, and pipes still freeze. From 2015–2024 it averaged 76 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 159 nights at or below 32°F. That ranks 81st of 87 counties.
On January 31, 2019 the low fell to about -35°F, and in the stretch ending March 2019 the county went 32 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
The freeze season here runs November to April, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
Freezing nights typically start around Oct 13 and end around May 5.
Heavy rain is a bigger factor here than in most of Minnesota. Of roughly 38 inches of yearly precipitation, the damage comes from the 7.5 days a year with an inch or more, ranked 11th of 87. June, July and August see the most. The single wettest day in the record: 3.47 inches, September 22, 2016. The worst three-day stretch dropped 4.44 inches, ending August 29, 2021, the kind of soaking that overwhelms sump pumps and storm sewers.
The temperature crosses 32°F in both directions on roughly 93 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Fillmore County's homes are made of
Minnesota's 87 counties range widely in housing age; Fillmore ranks 38th, with 63% of its homes built before 1980.
Before 1960 is when 46% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.
Homes by year built
Before 194035%
1940–195912%
1960–197917%
1980–199916%
2000 or later22%
Owner-occupied
83%
Minnesota median 80%
Single-family
87%
of all homes
Median home value
$221k
Minnesota median $232k
Beyond water
Mold and fire damage in Fillmore County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 12 times a year here, close to the Minnesota county median of 13. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
Main heating fuel in Fillmore County's occupied homes: 48% utility gas, 10% electric, 33% propane and 7% wood. Wood and propane heat are more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.
Calls connect to restoration companies that work across Fillmore County. The largest communities by population:
Chatfield2,559
Spring Valley2,307
Rushford1,826
Preston1,362
Harmony1,024
Rushford Village809
Lanesboro744
Mabel730
Fountain493
Canton398
Wykoff377
Ostrander313
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Mower and Olmsted get more pipe-freeze nights than Fillmore. All of its neighbors see more heavy-rain days. Mower County has the oldest housing nearby, with 74% of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Minnesota county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Fillmore County water damage FAQ
Which towns in Fillmore County does this cover?
Calls are routed to restoration companies that serve all of Fillmore County, including Chatfield, Spring Valley, Rushford, Preston, Harmony and Rushford Village, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Fillmore County?
About 76 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 32 days below freezing.
What causes the most water damage in Fillmore County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, freeze-thaw and ice dams and aging plumbing. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Fillmore County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. June, July and August are when Fillmore County gets the most heavy rain.
How fast does mold start in a Fillmore County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 12 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Fillmore County: freezing from November to April, heavy rain in June, July and August.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology