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Fillmore County, Minnesota · Preston

Water damage restoration in Fillmore County, Minnesota

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Chatfield, Spring Valley and Rushford. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Fillmore County home right now

Pipes freeze in Fillmore County on about 76 nights a year, mostly November to April. Older homes, 46% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Fillmore County home right now

Heavy rain days of an inch or more come about 7.5 times a year here, most often in July. A sump pump that hasn't run since last season is a common weak point.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Fillmore County home right now

Sewage backups in Fillmore County spike on heavy-rain days, about 7.5 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Fillmore County home right now

Roof leaks here come from summer downpours and, with about 93 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Fillmore County home right now

40% of occupied homes in Fillmore County heat mainly with wood or propane, above the Minnesota county median of 30%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Fillmore County home right now

Muggy summer nights, lows of 65°F or more, come about 12 times a year in Fillmore County. Mold after a leak spreads fastest from June through August.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Fillmore County get water damage

Fillmore County covers 861 square miles of southeast Minnesota, with about 21,414 residents and 9,692 homes. Preston is the county seat; Chatfield, Spring Valley and Rushford are the next largest communities. Half the homes here were built before 1966, half after.

53/100 Water Damage Risk Index: Elevated Fillmore County ranks 34 of 87 Minnesota counties. See the statewide ranking and method.
1

Heavy rain and basements

7.5 days a year with an inch or more

Basement waterproofing →
2

Freeze-thaw and ice dams

93 freeze-thaw days a year

Ice dams and ceiling leaks →
3

Aging plumbing

46% of homes built before 1960

Spotting hidden leaks →

The three factors where Fillmore County ranks highest compared with other Minnesota counties.

Weather

Winters here are on the gentler end for Minnesota, and pipes still freeze. From 2015–2024 it averaged 76 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 159 nights at or below 32°F. That ranks 81st of 87 counties.

On January 31, 2019 the low fell to about -35°F, and in the stretch ending March 2019 the county went 32 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.

The freeze season here runs November to April, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.

Freezing nights typically start around Oct 13 and end around May 5.

Heavy rain is a bigger factor here than in most of Minnesota. Of roughly 38 inches of yearly precipitation, the damage comes from the 7.5 days a year with an inch or more, ranked 11th of 87. June, July and August see the most. The single wettest day in the record: 3.47 inches, September 22, 2016. The worst three-day stretch dropped 4.44 inches, ending August 29, 2021, the kind of soaking that overwhelms sump pumps and storm sewers.

The temperature crosses 32°F in both directions on roughly 93 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.

31
Freezing nights per month, 2015–2024 average
1.4
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Fillmore County's homes are made of

Minnesota's 87 counties range widely in housing age; Fillmore ranks 38th, with 63% of its homes built before 1980.

Before 1960 is when 46% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.

Homes by year built

  • Before 194035%
  • 1940–195912%
  • 1960–197917%
  • 1980–199916%
  • 2000 or later22%
Owner-occupied
83%
Minnesota median 80%
Single-family
87%
of all homes
Median home value
$221k
Minnesota median $232k

Beyond water

Mold and fire damage in Fillmore County

Mold

Summer nights that don't drop below 65°F, a good marker of humid air, come about 12 times a year here, close to the Minnesota county median of 13. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.

Mold remediation: what to expect

Fire and smoke

Main heating fuel in Fillmore County's occupied homes: 48% utility gas, 10% electric, 33% propane and 7% wood. Wood and propane heat are more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Fillmore County. The largest communities by population:

  • Chatfield2,559
  • Spring Valley2,307
  • Rushford1,826
  • Preston1,362
  • Harmony1,024
  • Rushford Village809
  • Lanesboro744
  • Mabel730
  • Fountain493
  • Canton398
  • Wykoff377
  • Ostrander313

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Mower and Olmsted get more pipe-freeze nights than Fillmore. All of its neighbors see more heavy-rain days. Mower County has the oldest housing nearby, with 74% of homes built before 1980.

By the numbers

Fillmore County compared with Minnesota

FactorFillmoreMinnesota medianRank
Homes built before 1960 46% 34% 22 of 87
Homes built before 1980 63% 58% 38 of 87
Homes built 2000 or later 22% 21% 37 of 87
Manufactured or mobile homes 2.9% 3.8% 54 of 87
Vacant homes 10% 11% 50 of 87
Wood or propane heat 40% 30% 21 of 87
Nights at 20°F or colder 76/yr 89/yr 81 of 87
Days with 1 inch+ of rain 7.5/yr 5.3/yr 11 of 87
Freeze-thaw days 93/yr 86/yr 5 of 87
Muggy nights (65°F+) 12/yr 13/yr 45 of 87

Rank 1 is the highest value. Bars run from the lowest to the highest Minnesota county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Fillmore County water damage FAQ

Which towns in Fillmore County does this cover?
Calls are routed to restoration companies that serve all of Fillmore County, including Chatfield, Spring Valley, Rushford, Preston, Harmony and Rushford Village, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Fillmore County?
About 76 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 32 days below freezing.
What causes the most water damage in Fillmore County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, freeze-thaw and ice dams and aging plumbing. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Fillmore County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. June, July and August are when Fillmore County gets the most heavy rain.
How fast does mold start in a Fillmore County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 12 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Fillmore County: freezing from November to April, heavy rain in June, July and August.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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