Call line opening soon

Scott County, Minnesota · Shakopee

Water damage restoration in Scott County, Minnesota

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Shakopee, Savage and Prior Lake. Start the steps below while you wait.

Answered 24/7 by a participating local provider. We're a referral service and don't do the work ourselves. How it works

Start here

What's happening?

Pick the closest match. These steps limit the damage and protect your insurance claim. Skip anything that isn't safe.

Burst or frozen pipe: what to do in your Scott County home right now

With 9% of homes built before 1960 and about 77 hard-freeze nights a year, frozen and split pipes are a leading winter risk in the county.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Scott County home right now

Basements flood here mostly in July. Scott County averages 5.9 days a year with an inch of rain or more.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Scott County home right now

Sewage backups in Scott County spike on heavy-rain days, about 5.9 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Scott County home right now

Scott County's wettest day in the 2015–2024 record brought 3.48 inches, and about 82 freeze-thaw days a year mean ice dams in some winters.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Scott County home right now

4% of occupied homes in Scott County heat mainly with wood or propane, below the Minnesota county median of 30%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Scott County home right now

With 22 muggy nights a year, mold in Scott County can appear within days of a leak. Dry first, then clean.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Scott County get water damage

Scott County covers 356 square miles of southern Minnesota, with about 154,557 residents and 56,671 homes. Besides Shakopee, the county seat, the biggest communities are Savage, Prior Lake and New Prague. Much of its housing is recent, with a median build year of 1997.

35/100 Water Damage Risk Index: Moderate Scott County ranks 78 of 87 Minnesota counties. See the statewide ranking and method.
1

Muggy, mold-friendly summers

22 nights a year at 65°F or warmer

Mold after water damage →
2

Heavy rain and basements

5.9 days a year with an inch or more

Basement waterproofing →
3

Freeze-thaw and ice dams

82 freeze-thaw days a year

Ice dams and ceiling leaks →

The three factors where Scott County ranks highest compared with other Minnesota counties.

Weather

Scott County is milder than most of Minnesota, but not mild enough to skip winterizing. From 2015–2024 it averaged 77 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 147 nights at or below 32°F. That ranks 78th of 87 counties.

Cold snaps are the real risk. The worst in the record lasted 24 days below freezing (ending March 2015), and the low bottomed out near -29°F on January 31, 2019.

Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.

On average the first fall freeze arrives around Oct 21 and the last spring freeze around Apr 28.

Heavy rain is a bigger factor here than in most of Minnesota. The county gets about 31.9 inches of rain and melted snow a year, with 5.9 days of an inch or more (25th of 87). Those downpours cluster in May, July and August, when sump pumps and gutters are tested hardest. The wettest day on record brought 3.48 inches on August 11, 2016. Multi-day storms matter most for basements; the wettest three days on record here totaled 4.1 inches (through August 13, 2016).

About 82 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.

30
Freezing nights per month, 2015–2024 average
1.4
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Scott County's homes are made of

Roughly 23% of the county's housing was built before 1980. That puts Scott among the newer housing stocks of Minnesota's 87 counties.

Growth since 2000 added 43% of today's homes. In houses that new, the weak points are washing machine hoses, ice maker lines, water heaters and sump pumps rather than the pipes in the walls.

34% date from 1980 to 1999, the window when polybutylene, a gray flexible plastic supply pipe, was used in some homes. It's prone to leaks at the fittings, so it's worth checking for in a house from those years.

Homes by year built

  • Before 19405%
  • 1940–19595%
  • 1960–197914%
  • 1980–199934%
  • 2000 or later43%
Owner-occupied
84%
Minnesota median 80%
Single-family
87%
of all homes
Median home value
$419k
Minnesota median $232k

Beyond water

Mold and fire damage in Scott County

Mold

About 22 nights a year in Scott County stay at 65°F or warmer, a sign of muggy summer air (5th of 87 counties). August is the wettest month. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.

Mold remediation: what to expect

Fire and smoke

Main heating fuel in Scott County's occupied homes: 81% utility gas, 13% electric, 4% propane and under 1% wood. Most homes here heat with gas or electricity, so cooking and electrical faults are the likelier fire sources. Even a contained kitchen fire can send soot through the ductwork to every room.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Scott County. The largest communities by population:

  • Shakopee46,012
  • Savage32,889
  • Prior Lake28,016
  • New Prague8,237
  • Belle Plaine7,423
  • Jordan6,771
  • Credit River5,551
  • Elko New Market5,002

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Carver, Hennepin, Le Sueur, Rice and Sibley get more pipe-freeze nights than Scott. Sibley County has the oldest housing nearby, with 68% of homes built before 1980.

By the numbers

Scott County compared with Minnesota

FactorScottMinnesota medianRank
Homes built before 1960 9.1% 34% 86 of 87
Homes built before 1980 23% 58% 87 of 87
Homes built 2000 or later 43% 21% 2 of 87
Manufactured or mobile homes 1.4% 3.8% 79 of 87
Vacant homes 3% 11% 85 of 87
Wood or propane heat 4.2% 30% 82 of 87
Nights at 20°F or colder 77/yr 89/yr 78 of 87
Days with 1 inch+ of rain 5.9/yr 5.3/yr 25 of 87
Freeze-thaw days 82/yr 86/yr 71 of 87
Muggy nights (65°F+) 22/yr 13/yr 5 of 87

Rank 1 is the highest value. Bars run from the lowest to the highest Minnesota county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Scott County water damage FAQ

Which towns in Scott County does this cover?
Calls are routed to restoration companies that serve all of Scott County, including Shakopee, Savage, Prior Lake, New Prague, Belle Plaine and Jordan, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Scott County?
Pipe-freeze weather, 20°F or colder, comes about 77 nights a year in Scott County, from November to March. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Scott County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, heavy rain and basements and freeze-thaw and ice dams. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Scott County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. May, July and August are when Scott County gets the most heavy rain.
How fast does mold start in a Scott County home?
The EPA advises drying wet materials within 24 to 48 hours. In August, the county's wettest month, and on the 22 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Scott County: freezing from November to March, heavy rain in May, July and August.

Call line opening soon

Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

Opening soon Checklist