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Bollinger County, Missouri · Marble Hill

Water damage restoration in Bollinger County, Missouri

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Marble Hill, Sedgewickville and Glen Allen. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Bollinger County home right now

With 23% of homes built before 1960 and about 20 hard-freeze nights a year, frozen and split pipes are a leading winter risk in the county.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Bollinger County home right now

March brings the most downpours to Bollinger County, part of 12.9 heavy-rain days a year. Check the sump first.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Bollinger County home right now

23% of homes here predate 1960, when clay and cast iron sewer laterals were standard. Roots and cracks in those lines are a common cause of backups.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Bollinger County home right now

Bollinger County's wettest day in the 2015–2024 record brought 4.28 inches, and about 72 freeze-thaw days a year mean ice dams in some winters.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Bollinger County home right now

47% of occupied homes in Bollinger County heat mainly with wood or propane, above the Missouri county median of 24.5%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Bollinger County home right now

Muggy summer nights, lows of 65°F or more, come about 71 times a year in Bollinger County. Mold after a leak spreads fastest from June through August.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Bollinger County get water damage

About 10,559 people live in Bollinger County, 618 square miles in southeast Missouri, in roughly 5,046 homes. The county seat is Marble Hill, and Sedgewickville, Glen Allen and Zalma round out the largest towns. Half the homes here were built before 1982, half after.

50/100 Water Damage Risk Index: Elevated Bollinger County ranks 59 of 114 Missouri counties. See the statewide ranking and method.
1

Heavy rain and basements

12.9 days a year with an inch or more

Basement waterproofing →
2

Wood and propane heat

47% of homes

Fire and smoke damage →
3

Muggy, mold-friendly summers

71 nights a year at 65°F or warmer

Mold after water damage →

The three factors where Bollinger County ranks highest compared with other Missouri counties.

Weather

Winters here are on the gentler end for Missouri, and pipes still freeze. From 2015–2024 it averaged 20 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 84 nights at or below 32°F. That ranks 94th of 114 counties.

Cold snaps are the real risk. The worst in the record lasted 10 days below freezing (ending February 2021), and the low bottomed out near -6°F on February 19, 2015.

Most freezing nights fall from December to February, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.

Freezing nights typically start around Oct 28 and end around Apr 4.

Heavy rain is a bigger factor here than in most of Missouri. The county gets about 51.4 inches of rain and melted snow a year, with 12.9 days of an inch or more (14th of 114). Those downpours cluster in February, March and April, when sump pumps and gutters are tested hardest. The wettest day on record brought 4.28 inches on April 30, 2017. The worst three-day stretch dropped 8.14 inches, ending August 16, 2016, the kind of soaking that overwhelms sump pumps and storm sewers.

Freeze-thaw days, below freezing overnight and above it by afternoon, come about 72 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.

23
Freezing nights per month, 2015–2024 average
1.7
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Bollinger County's homes are made of

48% of homes in Bollinger County predate 1980, below the Missouri county median of 53%, which ranks 77th of Missouri's 114 counties.

The mix runs from 23% built before 1960 to 22% built since 2000, so older neighborhoods bring aging pipe while newer subdivisions bring failed appliance lines and water heaters.

The 1980s and 1990s account for 31% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.

16% of homes are manufactured or mobile homes, above the Missouri county median of 9.8%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.

The Census counted 22% of homes as vacant, above the Missouri county median of 15.3%. Empty houses are where a small leak turns into a large claim, because nobody is there to hear it.

Homes by year built

  • Before 194010%
  • 1940–195913%
  • 1960–197925%
  • 1980–199931%
  • 2000 or later22%
Owner-occupied
82%
Missouri median 76%
Single-family
82%
of all homes
Median home value
$180k
Missouri median $168k

Beyond water

Mold and fire damage in Bollinger County

Mold

Bollinger County averages 71 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in May. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.

Mold remediation: what to expect

Fire and smoke

By main heating fuel, Bollinger County homes break down as 11% utility gas, 41% electric, 32% propane and 15% wood. Wood and propane heat are more common here than in most Missouri counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Bollinger County. The largest communities by population:

  • Marble Hill1,758
  • Sedgewickville201
  • Glen Allen50
  • Zalma50

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Madison and Perry get more pipe-freeze nights than Bollinger. Stoddard County has the oldest housing nearby, with 58% of homes built before 1980.

By the numbers

Bollinger County compared with Missouri

FactorBollingerMissouri medianRank
Homes built before 1960 23% 25% 69 of 114
Homes built before 1980 48% 53% 77 of 114
Homes built 2000 or later 22% 21% 52 of 114
Manufactured or mobile homes 16% 9.8% 16 of 114
Vacant homes 22% 15% 26 of 114
Wood or propane heat 47% 25% 11 of 114
Nights at 20°F or colder 20/yr 28/yr 94 of 114
Days with 1 inch+ of rain 13/yr 10/yr 14 of 114
Freeze-thaw days 72/yr 77/yr 88 of 114
Muggy nights (65°F+) 71/yr 65/yr 27 of 114

Rank 1 is the highest value. Bars run from the lowest to the highest Missouri county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Bollinger County water damage FAQ

Which towns in Bollinger County does this cover?
Calls are routed to restoration companies that serve all of Bollinger County, including Marble Hill, Sedgewickville, Glen Allen and Zalma, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Bollinger County?
Pipe-freeze weather, 20°F or colder, comes about 20 nights a year in Bollinger County, from December to February. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Bollinger County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, wood and propane heat and muggy, mold-friendly summers. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Bollinger County?
Sudden, accidental damage like a burst pipe is usually covered. With 12.9 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Bollinger County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 71 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Bollinger County: freezing from December to February, heavy rain in February, March and April.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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