Water damage restoration in Bollinger County, Missouri
Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Marble Hill, Sedgewickville and Glen Allen. Start the steps below while you wait.
About 10,559 people live in Bollinger County, 618 square miles in southeast Missouri, in roughly 5,046 homes. The county seat is Marble Hill, and Sedgewickville, Glen Allen and Zalma round out the largest towns. Half the homes here were built before 1982, half after.
The three factors where Bollinger County ranks highest compared with other Missouri counties.
Weather
Winters here are on the gentler end for Missouri, and pipes still freeze. From 2015–2024 it averaged 20 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 84 nights at or below 32°F. That ranks 94th of 114 counties.
Cold snaps are the real risk. The worst in the record lasted 10 days below freezing (ending February 2021), and the low bottomed out near -6°F on February 19, 2015.
Most freezing nights fall from December to February, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
Freezing nights typically start around Oct 28 and end around Apr 4.
Heavy rain is a bigger factor here than in most of Missouri. The county gets about 51.4 inches of rain and melted snow a year, with 12.9 days of an inch or more (14th of 114). Those downpours cluster in February, March and April, when sump pumps and gutters are tested hardest. The wettest day on record brought 4.28 inches on April 30, 2017. The worst three-day stretch dropped 8.14 inches, ending August 16, 2016, the kind of soaking that overwhelms sump pumps and storm sewers.
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 72 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Bollinger County's homes are made of
48% of homes in Bollinger County predate 1980, below the Missouri county median of 53%, which ranks 77th of Missouri's 114 counties.
The mix runs from 23% built before 1960 to 22% built since 2000, so older neighborhoods bring aging pipe while newer subdivisions bring failed appliance lines and water heaters.
The 1980s and 1990s account for 31% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
16% of homes are manufactured or mobile homes, above the Missouri county median of 9.8%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.
The Census counted 22% of homes as vacant, above the Missouri county median of 15.3%. Empty houses are where a small leak turns into a large claim, because nobody is there to hear it.
Homes by year built
Before 194010%
1940–195913%
1960–197925%
1980–199931%
2000 or later22%
Owner-occupied
82%
Missouri median 76%
Single-family
82%
of all homes
Median home value
$180k
Missouri median $168k
Beyond water
Mold and fire damage in Bollinger County
Mold
Bollinger County averages 71 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in May. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
By main heating fuel, Bollinger County homes break down as 11% utility gas, 41% electric, 32% propane and 15% wood. Wood and propane heat are more common here than in most Missouri counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.
Rank 1 is the highest value. Bars run from the lowest to the highest Missouri county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Bollinger County water damage FAQ
Which towns in Bollinger County does this cover?
Calls are routed to restoration companies that serve all of Bollinger County, including Marble Hill, Sedgewickville, Glen Allen and Zalma, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Bollinger County?
Pipe-freeze weather, 20°F or colder, comes about 20 nights a year in Bollinger County, from December to February. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Bollinger County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, wood and propane heat and muggy, mold-friendly summers. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Bollinger County?
Sudden, accidental damage like a burst pipe is usually covered. With 12.9 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Bollinger County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 71 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Bollinger County: freezing from December to February, heavy rain in February, March and April.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology