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Livingston County, Missouri · Chillicothe

Water damage restoration in Livingston County, Missouri

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Chillicothe, Utica and Chula. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Livingston County home right now

With 40% of homes built before 1960 and about 39 hard-freeze nights a year, frozen and split pipes are a leading winter risk in the county.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Livingston County home right now

July brings the most downpours to Livingston County, part of 10.1 heavy-rain days a year. Check the sump first.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Livingston County home right now

40% of homes here predate 1960, when clay and cast iron sewer laterals were standard. Roots and cracks in those lines are a common cause of backups.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Livingston County home right now

In Livingston County, 6.28 inches fell on the wettest day of the 2015–2024 record. Storms like that, and ice dams in snowy winters, cause most roof leaks.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Livingston County home right now

21% of occupied homes in Livingston County heat mainly with wood or propane, below the Missouri county median of 24.5%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Livingston County home right now

With 59 muggy nights a year, mold in Livingston County can appear within days of a leak. Dry first, then clean.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Livingston County get water damage

Livingston County covers 532 square miles of northwest Missouri, with about 14,364 residents and 6,399 homes. Chillicothe is the county seat; Utica, Chula and Wheeling are the next largest communities. The county's median home was built in 1968.

68/100 Water Damage Risk Index: Elevated Livingston County ranks 2 of 114 Missouri counties. See the statewide ranking and method.
1

Aging plumbing

40% of homes built before 1960

Spotting hidden leaks →
2

Frozen pipes

39 nights a year at 20°F or colder

Preventing frozen pipes →
3

Freeze-thaw and ice dams

82 freeze-thaw days a year

Ice dams and ceiling leaks →

The three factors where Livingston County ranks highest compared with other Missouri counties.

Weather

Livingston is on the colder side of Missouri for pipes. From 2015–2024 it averaged 39 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 110 nights at or below 32°F. That ranks 22nd of 114 counties.

Cold snaps are the real risk. The worst in the record lasted 16 days below freezing (ending January 2018), and the low bottomed out near -13°F on January 15, 2024.

The freeze season here runs November to March, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.

On average the first fall freeze arrives around Oct 24 and the last spring freeze around Apr 12.

Rainfall is about average for Missouri. About 10.1 days a year bring an inch or more (60th of 114), most often in July, out of 39.9 inches of total precipitation. On June 25, 2021, 6.28 inches fell in a single day. Multi-day storms matter most for basements; the wettest three days on record here totaled 7.32 inches (through June 27, 2021).

The temperature crosses 32°F in both directions on roughly 82 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.

27
Freezing nights per month, 2015–2024 average
1.6
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Livingston County's homes are made of

Roughly 69% of the county's housing was built before 1980. That puts Livingston among the oldest housing stocks of Missouri's 114 counties.

40% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.

Homes by year built

  • Before 194015%
  • 1940–195925%
  • 1960–197929%
  • 1980–199919%
  • 2000 or later13%
Owner-occupied
72%
Missouri median 76%
Single-family
85%
of all homes
Median home value
$148k
Missouri median $168k

Beyond water

Mold and fire damage in Livingston County

Mold

Livingston County averages 59 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in June. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.

Mold remediation: what to expect

Fire and smoke

Main heating fuel in Livingston County's occupied homes: 42% utility gas, 36% electric, 17% propane and 4% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Livingston County. The largest communities by population:

  • Chillicothe8,923
  • Utica211
  • Chula159
  • Wheeling157
  • Ludlow153
  • Dawn111
  • Mooresville93
  • Avalon47

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Daviess and Grundy get more pipe-freeze nights than Livingston. Carroll County has the oldest housing nearby, with 77% of homes built before 1980.

By the numbers

Livingston County compared with Missouri

FactorLivingstonMissouri medianRank
Homes built before 1960 40% 25% 13 of 114
Homes built before 1980 69% 53% 11 of 114
Homes built 2000 or later 13% 21% 105 of 114
Manufactured or mobile homes 4.8% 9.8% 98 of 114
Vacant homes 12% 15% 79 of 114
Wood or propane heat 21% 25% 73 of 114
Nights at 20°F or colder 39/yr 28/yr 22 of 114
Days with 1 inch+ of rain 10/yr 10/yr 60 of 114
Freeze-thaw days 82/yr 77/yr 32 of 114
Muggy nights (65°F+) 59/yr 65/yr 73 of 114

Rank 1 is the highest value. Bars run from the lowest to the highest Missouri county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Livingston County water damage FAQ

Which towns in Livingston County does this cover?
Calls are routed to restoration companies that serve all of Livingston County, including Chillicothe, Utica, Chula, Wheeling, Ludlow and Dawn, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Livingston County?
From 2015–2024 the county averaged 39 nights a year at 20°F or colder, mostly November to March. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Livingston County?
Based on the county's housing and weather data, the biggest local factors are aging plumbing, frozen pipes and freeze-thaw and ice dams. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Livingston County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. May, July and August are when Livingston County gets the most heavy rain.
How fast does mold start in a Livingston County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 59 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Livingston County: freezing from November to March, heavy rain in May, July and August.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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