Camden County, Missouri · Camdenton
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Pipes freeze in Camden County on about 23 nights a year, mostly December to February. Older homes, 5% of the stock here, are most at risk.
Basements flood here mostly in May. Camden County averages 9.7 days a year with an inch of rain or more.
5% of homes here predate 1960, when clay and cast iron sewer laterals were standard. Roots and cracks in those lines are a common cause of backups.
Camden County's wettest day in the 2015–2024 record brought 4.58 inches, and about 74 freeze-thaw days a year mean ice dams in some winters.
15% of occupied homes in Camden County heat mainly with wood or propane, below the Missouri county median of 24.5%.
Muggy summer nights, lows of 65°F or more, come about 72 times a year in Camden County. Mold after a leak spreads fastest from June through August.
Local risk profile
Camden County covers 656 square miles of central Missouri, with about 43,667 residents and 40,072 homes. The county seat is Camdenton, and Osage Beach, Village of Four Seasons and Sunrise Beach round out the largest towns. Much of its housing is recent, with a median build year of 1988.
31/100 Water Damage Risk Index: Moderate Camden County ranks 113 of 114 Missouri counties. See the statewide ranking and method.The three factors where Camden County ranks highest compared with other Missouri counties.
Winters here are on the gentler end for Missouri, and pipes still freeze. From 2015–2024 it averaged 23 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 85 nights at or below 32°F. That ranks 79th of 114 counties.
The longest cold spell was straight 12 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -11°F on February 16, 2021. Burst pipes usually show up when a spell like that breaks and the ice thaws.
The freeze season here runs December to February, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
Freezing nights typically start around Oct 29 and end around Apr 7.
Rainfall is about average for Missouri. Of roughly 43 inches of yearly precipitation, the damage comes from the 9.7 days a year with an inch or more, ranked 66th of 114. May, June and August see the most. The single wettest day in the record: 4.58 inches, December 27, 2015. The worst three-day stretch dropped 7.59 inches, ending December 29, 2015, the kind of soaking that overwhelms sump pumps and storm sewers.
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 74 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Housing
Missouri's 114 counties range widely in housing age; Camden ranks 109th, with 29% of its homes built before 1980.
The mix runs from 5% built before 1960 to 23% built since 2000, so older neighborhoods bring aging pipe while newer subdivisions bring failed appliance lines and water heaters.
The 1980s and 1990s account for 48% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
55% of homes were vacant at survey time. A leak in an empty rental or seasonal house can run for days before anyone notices, which is why those losses tend to be larger.
Beyond water
Summer nights that don't drop below 65°F, a good marker of humid air, come about 72 times a year here, above the Missouri county median of 64.5. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Mold remediation: what to expectBy main heating fuel, Camden County homes break down as 7% utility gas, 76% electric, 11% propane and 3% wood. Heating equipment, cooking and electrical failures cause most home fires nationally. Even a small kitchen fire can leave soot through the whole house, because smoke follows air currents into closets, ducts and attic space.
Fire and smoke cleanup: first stepsCoverage
Calls connect to restoration companies that work across Camden County. The largest communities by population:
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Benton, Dallas, Hickory, Laclede and Morgan get more pipe-freeze nights than Camden. Dallas County has the oldest housing nearby, with 49% of homes built before 1980.
By the numbers
| Factor | Camden | Missouri median | Rank |
|---|---|---|---|
| Homes built before 1960 | 4.8% | 25% | 114 of 114 |
| Homes built before 1980 | 29% | 53% | 109 of 114 |
| Homes built 2000 or later | 23% | 21% | 44 of 114 |
| Manufactured or mobile homes | 6.6% | 9.8% | 87 of 114 |
| Vacant homes | 55% | 15% | 1 of 114 |
| Wood or propane heat | 15% | 25% | 90 of 114 |
| Nights at 20°F or colder | 23/yr | 28/yr | 79 of 114 |
| Days with 1 inch+ of rain | 9.7/yr | 10/yr | 66 of 114 |
| Freeze-thaw days | 74/yr | 77/yr | 77 of 114 |
| Muggy nights (65°F+) | 72/yr | 65/yr | 22 of 114 |
Rank 1 is the highest value. Bars run from the lowest to the highest Missouri county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Peak risk months in Camden County: freezing from December to February, heavy rain in May, June and August.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology