Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Tekamah, Oakland and Lyons. Start the steps below while you wait.
Flooded basement: what to do in your Burt County home right now
Heavy rain days of an inch or more come about 5.6 times a year here, most often in May. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Sewage or toilet backup: what to do in your Burt County home right now
Backups often follow heavy rain, which Burt County gets about 5.6 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.
Treat it as contaminated (Category 3) water.
Stop using every drain, toilet, and appliance that drains.
Don't try to clean carpet, padding, or upholstery that sewage touched.
Roof leak or storm: what to do in your Burt County home right now
Roof leaks here come from summer downpours and, with about 98 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.
Burt County covers 492 square miles of eastern Nebraska, with about 6,740 residents and 3,333 homes. Tekamah is the county seat; Oakland, Lyons and Decatur are the next largest communities. It has some of the oldest housing in the state: the median home went up in 1956.
The three factors where Burt County ranks highest compared with other Nebraska counties.
Weather
For frozen pipes, Burt County is a typical Nebraska county, which is still plenty. From 2015–2024 it averaged 61 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 139 nights at or below 32°F. That ranks 55th of 93 counties.
The longest cold spell was straight 32 days without the temperature rising above freezing, ending in March 2019. The coldest night reached about -25°F on February 16, 2021. Burst pipes usually show up when a spell like that breaks and the ice thaws.
Expect the hardest freezes in January, inside a season that runs November to March. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
On average the first fall freeze arrives around Oct 18 and the last spring freeze around Apr 20.
Heavy rain is a bigger factor here than in most of Nebraska. The county gets about 30.3 inches of rain and melted snow a year, with 5.6 days of an inch or more (25th of 93). Those downpours cluster in May, August and September, when sump pumps and gutters are tested hardest. The wettest day on record brought 2.89 inches on August 20, 2018. Multi-day storms matter most for basements; the wettest three days on record here totaled 5.21 inches (through September 25, 2015).
About 98 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Burt County's homes are made of
Roughly 75% of the county's housing was built before 1980. That puts Burt near the middle of Nebraska's 93 counties.
Before 1960 is when 54% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.
Homes by year built
Before 194040%
1940–195913%
1960–197921%
1980–199915%
2000 or later10%
Owner-occupied
75%
Nebraska median 75%
Single-family
84%
of all homes
Median home value
$147k
Nebraska median $157k
Beyond water
Mold and fire damage in Burt County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 37 times a year here, above the Nebraska county median of 27. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
By main heating fuel, Burt County homes break down as 45% utility gas, 26% electric, 21% propane and 2% wood. Propane heat is above the Nebraska norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Rank 1 is the highest value. Bars run from the lowest to the highest Nebraska county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Burt County water damage FAQ
Which towns in Burt County does this cover?
Calls are routed to restoration companies that serve all of Burt County, including Tekamah, Oakland, Lyons, Decatur and Craig, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Burt County?
From 2015–2024 the county averaged 61 nights a year at 20°F or colder, mostly November to March. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Burt County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, heavy rain and basements and aging plumbing. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Burt County?
Sudden, accidental damage like a burst pipe is usually covered. With 5.6 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Burt County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 37 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Burt County: freezing from November to March, heavy rain in May, August and September.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology