Jefferson County, Nebraska · Fairbury
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With 55% of homes built before 1960 and about 51 hard-freeze nights a year, frozen and split pipes are a leading winter risk in the county.
May brings the most downpours to Jefferson County, part of 6 heavy-rain days a year. Check the sump first.
55% of homes here predate 1960, when clay and cast iron sewer laterals were standard. Roots and cracks in those lines are a common cause of backups.
Jefferson County's wettest day in the 2015–2024 record brought 3.11 inches, and about 102 freeze-thaw days a year mean ice dams in some winters.
22% of occupied homes in Jefferson County heat mainly with wood or propane, above the Nebraska county median of 19.4%.
With 50 muggy nights a year, mold in Jefferson County can appear within days of a leak. Dry first, then clean.
Local risk profile
With 3,679 homes and around 7,161 residents, Jefferson County is 570 square miles of southeast Nebraska. Besides Fairbury, the county seat, the biggest communities are Plymouth, Daykin and Diller. It has some of the oldest housing in the state: the median home went up in 1955.
60/100 Water Damage Risk Index: Elevated Jefferson County ranks 15 of 93 Nebraska counties. See the statewide ranking and method.The three factors where Jefferson County ranks highest compared with other Nebraska counties.
Winters here are on the gentler end for Nebraska, and pipes still freeze. It averaged 130 freezing nights a year over 2015–2024, 51 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 93 Nebraska counties that's 81st.
The longest cold spell was straight 15 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -26°F on February 16, 2021. Burst pipes usually show up when a spell like that breaks and the ice thaws.
Expect the hardest freezes in January, inside a season that runs November to March. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
Freezing nights typically start around Oct 23 and end around Apr 17.
Heavy rain is a bigger factor here than in most of Nebraska. The county gets about 29.7 inches of rain and melted snow a year, with 6 days of an inch or more (17th of 93). Those downpours cluster in May, June and July, when sump pumps and gutters are tested hardest. The wettest day on record brought 3.11 inches on September 22, 2019. The worst three-day stretch dropped 5.15 inches, ending June 6, 2015, the kind of soaking that overwhelms sump pumps and storm sewers.
About 102 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Housing
79% of homes in Jefferson County predate 1980, above the Nebraska county median of 73.1%, which ranks 24th of Nebraska's 93 counties.
In Jefferson County 55% of homes are older than 1960. If yours is one of them and the plumbing has never been replaced, expect galvanized steel supply pipe and cast iron drain lines, the two materials most likely to fail quietly.
Beyond water
Jefferson County averages 50 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in May. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Mold remediation: what to expectHeating fuel matters for fire risk. In Jefferson County it's 37% utility gas, 39% electric, 19% propane and 3% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Fire and smoke cleanup: first stepsCoverage
Calls connect to restoration companies that work across Jefferson County. The largest communities by population:
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Saline gets more pipe-freeze nights than Jefferson. Thayer County has the oldest housing nearby, with 80% of homes built before 1980.
By the numbers
| Factor | Jefferson | Nebraska median | Rank |
|---|---|---|---|
| Homes built before 1960 | 55% | 49% | 25 of 93 |
| Homes built before 1980 | 79% | 73% | 24 of 93 |
| Homes built 2000 or later | 8% | 12% | 73 of 93 |
| Manufactured or mobile homes | 1.3% | 5% | 88 of 93 |
| Vacant homes | 15% | 14% | 43 of 93 |
| Wood or propane heat | 22% | 19% | 39 of 93 |
| Nights at 20°F or colder | 51/yr | 64/yr | 81 of 93 |
| Days with 1 inch+ of rain | 6/yr | 5.1/yr | 17 of 93 |
| Freeze-thaw days | 102/yr | 112/yr | 64 of 93 |
| Muggy nights (65°F+) | 50/yr | 27/yr | 2 of 93 |
Rank 1 is the highest value. Bars run from the lowest to the highest Nebraska county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Peak risk months in Jefferson County: freezing from November to March, heavy rain in May, June and July.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology