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Furnas County, Nebraska · Beaver City

Water damage restoration in Furnas County, Nebraska

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Cambridge, Arapahoe and Oxford. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Furnas County home right now

Pipes freeze in Furnas County on about 63 nights a year, mostly November to March. Older homes, 61% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Furnas County home right now

Basements flood here mostly in May. Furnas County averages 4.4 days a year with an inch of rain or more.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Furnas County home right now

Backups often follow heavy rain, which Furnas County gets about 4.4 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Furnas County home right now

Roof leaks here come from summer downpours and, with about 126 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Furnas County home right now

12% of occupied homes in Furnas County heat mainly with wood or propane, below the Nebraska county median of 19.4%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Furnas County home right now

About 26 nights a year here stay at 65°F or warmer, so basements and crawl spaces can grow mold even without a leak.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Furnas County get water damage

About 4,568 people live in Furnas County, 719 square miles in southern Nebraska, in roughly 2,516 homes. Beaver City is the county seat; Cambridge, Arapahoe and Oxford are the next largest communities. It has some of the oldest housing in the state: the median home went up in 1949.

58/100 Water Damage Risk Index: Elevated Furnas County ranks 23 of 93 Nebraska counties. See the statewide ranking and method.
1

Aging plumbing

61% of homes built before 1960

Spotting hidden leaks →
2

Leaks in empty homes

20% of homes vacant

Shutoffs and leak sensors →
3

Freeze-thaw and ice dams

126 freeze-thaw days a year

Ice dams and ceiling leaks →

The three factors where Furnas County ranks highest compared with other Nebraska counties.

Weather

For frozen pipes, Furnas County is a typical Nebraska county, which is still plenty. It averaged 150 freezing nights a year over 2015–2024, 63 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 93 Nebraska counties that's 49th.

The longest cold spell was straight 13 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -26°F on February 15, 2021. Burst pipes usually show up when a spell like that breaks and the ice thaws.

Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.

On average the first fall freeze arrives around Oct 15 and the last spring freeze around Apr 29.

Rainfall is about average for Nebraska. Of roughly 24 inches of yearly precipitation, the damage comes from the 4.4 days a year with an inch or more, ranked 56th of 93. May, June and July see the most. The single wettest day in the record: 3.43 inches, July 9, 2019. Multi-day storms matter most for basements; the wettest three days on record here totaled 3.93 inches (through July 10, 2019).

Freeze-thaw days, below freezing overnight and above it by afternoon, come about 126 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.

31
Freezing nights per month, 2015–2024 average
1.3
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Furnas County's homes are made of

Roughly 84% of the county's housing was built before 1980. That puts Furnas among the oldest housing stocks of Nebraska's 93 counties.

In Furnas County 61% of homes are older than 1960. If yours is one of them and the plumbing has never been replaced, expect galvanized steel supply pipe and cast iron drain lines, the two materials most likely to fail quietly.

20% of homes were vacant at survey time. A leak in an empty rental or seasonal house can run for days before anyone notices, which is why those losses tend to be larger.

Homes by year built

  • Before 194045%
  • 1940–195916%
  • 1960–197923%
  • 1980–19998%
  • 2000 or later8%
Owner-occupied
76%
Nebraska median 75%
Single-family
88%
of all homes
Median home value
$98k
Nebraska median $157k

Beyond water

Mold and fire damage in Furnas County

Mold

Furnas County averages 26 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in May. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.

Mold remediation: what to expect

Fire and smoke

By main heating fuel, Furnas County homes break down as 60% utility gas, 27% electric, 9% propane and 3% wood. Wood heat is above the Nebraska norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Furnas County. The largest communities by population:

  • Cambridge1,082
  • Arapahoe993
  • Oxford652
  • Beaver City547
  • Holbrook273
  • Edison147
  • Wilsonville98
  • Hendley21

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Frontier and Gosper get more pipe-freeze nights than Furnas. Its housing is the oldest in the area by share of homes built before 1980.

By the numbers

Furnas County compared with Nebraska

FactorFurnasNebraska medianRank
Homes built before 1960 61% 49% 9 of 93
Homes built before 1980 84% 73% 8 of 93
Homes built 2000 or later 8.3% 12% 71 of 93
Manufactured or mobile homes 3.9% 5% 59 of 93
Vacant homes 20% 14% 30 of 93
Wood or propane heat 12% 19% 71 of 93
Nights at 20°F or colder 63/yr 64/yr 49 of 93
Days with 1 inch+ of rain 4.4/yr 5.1/yr 56 of 93
Freeze-thaw days 126/yr 112/yr 28 of 93
Muggy nights (65°F+) 26/yr 27/yr 49 of 93

Rank 1 is the highest value. Bars run from the lowest to the highest Nebraska county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Furnas County water damage FAQ

Which towns in Furnas County does this cover?
Calls are routed to restoration companies that serve all of Furnas County, including Cambridge, Arapahoe, Oxford, Beaver City, Holbrook and Edison, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Furnas County?
From 2015–2024 the county averaged 63 nights a year at 20°F or colder, mostly November to March. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Furnas County?
Based on the county's housing and weather data, the biggest local factors are aging plumbing, leaks in empty homes and freeze-thaw and ice dams. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Furnas County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 4.4 heavy-rain days a year here.
How fast does mold start in a Furnas County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 26 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Furnas County: freezing from November to March, heavy rain in May, June and July.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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