Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Napoleon, Deshler and Holgate. Start the steps below while you wait.
About 27,567 people live in Henry County, 416 square miles in northwest Ohio, in roughly 12,096 homes. The county seat is Napoleon, and Deshler, Holgate and Liberty Center round out the largest towns. Half the homes here were built before 1964, half after.
The three factors where Henry County ranks highest compared with other Ohio counties.
Weather
Henry County gets more hard-freeze nights than most of Ohio. It averaged 110 freezing nights a year over 2015–2024, 33 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 88 Ohio counties that's 27th.
On January 31, 2019 the low fell to about -13°F, and in the stretch ending March 2015 the county went 18 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
Expect the hardest freezes in January, inside a season that runs November to March. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
Freezing nights typically start around Oct 31 and end around Apr 22.
Henry gets fewer downpours than most Ohio counties, but they still fill basements. The county gets about 37.1 inches of rain and melted snow a year, with 4.7 days of an inch or more (64th of 88). Those downpours cluster in June, July and August, when sump pumps and gutters are tested hardest. The wettest day on record brought 2.12 inches on June 30, 2017. The worst three-day stretch dropped 4.1 inches, ending September 23, 2021, the kind of soaking that overwhelms sump pumps and storm sewers.
The temperature crosses 32°F in both directions on roughly 82 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Henry County's homes are made of
Ohio's 88 counties range widely in housing age; Henry ranks 22nd, with 70% of its homes built before 1980.
Before 1960 is when 46% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.
Homes by year built
Before 194031%
1940–195915%
1960–197923%
1980–199920%
2000 or later10%
Owner-occupied
83%
Ohio median 74%
Single-family
85%
of all homes
Median home value
$169k
Ohio median $184k
Beyond water
Mold and fire damage in Henry County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 37 times a year here, close to the Ohio county median of 35. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
Main heating fuel in Henry County's occupied homes: 50% utility gas, 18% electric, 26% propane and 4% wood. Wood and propane heat are above the Ohio norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Rank 1 is the highest value. Bars run from the lowest to the highest Ohio county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Henry County water damage FAQ
Which towns in Henry County does this cover?
Calls are routed to restoration companies that serve all of Henry County, including Napoleon, Deshler, Holgate, Liberty Center, McClure and Hamler, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Henry County?
Pipe-freeze weather, 20°F or colder, comes about 33 nights a year in Henry County, from November to March. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Henry County?
Based on the county's housing and weather data, the biggest local factors are aging plumbing, wood and propane heat and frozen pipes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Henry County?
Sudden, accidental damage like a burst pipe is usually covered. With 4.7 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Henry County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 37 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Henry County: freezing from November to March, heavy rain in June, July and August.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology