Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Chillicothe, Frankfort and Kingston. Start the steps below while you wait.
Ross County covers 689 square miles of southern Ohio, with about 76,492 residents and 32,092 homes. Besides Chillicothe, the county seat, the biggest communities are Frankfort, Kingston and Massieville. The county's median home was built in 1974.
The three factors where Ross County ranks highest compared with other Ohio counties.
Weather
Ross County is milder than most of Ohio, but not mild enough to skip winterizing. From 2015–2024 it averaged 26 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 97 nights at or below 32°F. That ranks 75th of 88 counties.
The longest cold spell was straight 13 days without the temperature rising above freezing, ending in January 2018. The coldest night reached about -11°F on February 21, 2015. Burst pipes usually show up when a spell like that breaks and the ice thaws.
Expect the hardest freezes in January, inside a season that runs November to March. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
On average the first fall freeze arrives around Oct 28 and the last spring freeze around Apr 19.
Heavy rain is a bigger factor here than in most of Ohio. Of roughly 44.6 inches of yearly precipitation, the damage comes from the 7.4 days a year with an inch or more, ranked 10th of 88. February, March and September see the most. The single wettest day in the record: 2.89 inches, September 28, 2024. Multi-day storms matter most for basements; the wettest three days on record here totaled 4.41 inches (through September 29, 2024).
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 79 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Ross County's homes are made of
Ohio's 88 counties range widely in housing age; Ross ranks 55th, with 57% of its homes built before 1980.
Housing age is mixed: 34% of homes are pre-1960 and 17% are 2000 or newer. Ask any plumber which era your house is from and you'll know which failures to watch for.
About 26% of homes went up between 1980 and 1999. Some houses from the late 1970s to the mid-1990s were plumbed with polybutylene, a gray plastic pipe known for failing at fittings. A plumber can tell you in a few minutes whether you have it.
14% of homes are manufactured or mobile homes, above the Ohio county median of 5.9%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.
Homes by year built
Before 194016%
1940–195918%
1960–197923%
1980–199926%
2000 or later17%
Owner-occupied
70%
Ohio median 74%
Single-family
74%
of all homes
Median home value
$172k
Ohio median $184k
Beyond water
Mold and fire damage in Ross County
Mold
About 42 nights a year in Ross County stay at 65°F or warmer, a sign of muggy summer air (16th of 88 counties). June is the wettest month. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
By main heating fuel, Ross County homes break down as 30% utility gas, 47% electric, 14% propane and 3% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Calls connect to restoration companies that work across Ross County. The largest communities by population:
Chillicothe21,902
Frankfort1,171
Kingston703
Massieville642
Bainbridge617
Bourneville509
Andersonville495
Richmond Dale473
Clarksburg464
Adelphi316
South Salem185
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Fayette, Highland and Hocking get more pipe-freeze nights than Ross. Fayette County has the oldest housing nearby, with 66% of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Ohio county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Ross County water damage FAQ
Which towns in Ross County does this cover?
Calls are routed to restoration companies that serve all of Ross County, including Chillicothe, Frankfort, Kingston, Massieville, Bainbridge and Bourneville, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Ross County?
Pipe-freeze weather, 20°F or colder, comes about 26 nights a year in Ross County, from November to March. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Ross County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, muggy, mold-friendly summers and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Ross County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. February, March and September are when Ross County gets the most heavy rain.
How fast does mold start in a Ross County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 42 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Ross County: freezing from November to March, heavy rain in February, March and September.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology