Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves London, West Jefferson and Plain City. Start the steps below while you wait.
Flooded basement: what to do in your Madison County home right now
Heavy rain days of an inch or more come about 6 times a year here, most often in July. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Sewage or toilet backup: what to do in your Madison County home right now
Backups often follow heavy rain, which Madison County gets about 6 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.
Treat it as contaminated (Category 3) water.
Stop using every drain, toilet, and appliance that drains.
Don't try to clean carpet, padding, or upholstery that sewage touched.
Roof leak or storm: what to do in your Madison County home right now
Roof leaks here come from summer downpours and, with about 82 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.
About 44,423 people live in Madison County, 467 square miles in western Ohio, in roughly 16,519 homes. London is the county seat; West Jefferson, Plain City and Choctaw Lake are the next largest communities. The county's median home was built in 1976.
The three factors where Madison County ranks highest compared with other Ohio counties.
Weather
For frozen pipes, Madison County is a typical Ohio county, which is still plenty. From 2015–2024 it averaged 31 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 105 nights at or below 32°F. That ranks 42nd of 88 counties.
On February 24, 2015 the low fell to about -11°F, and in the stretch ending March 2015 the county went 17 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
Expect the hardest freezes in January, inside a season that runs November to March. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
On average the first fall freeze arrives around Oct 31 and the last spring freeze around Apr 20.
Rainfall is about average for Ohio. The county gets about 41.7 inches of rain and melted snow a year, with 6 days of an inch or more (34th of 88). Those downpours cluster in March, June and July, when sump pumps and gutters are tested hardest. The wettest day on record brought 2.56 inches on May 19, 2020. Multi-day storms matter most for basements; the wettest three days on record here totaled 3.66 inches (through September 10, 2018).
About 82 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Madison County's homes are made of
Ohio's 88 counties range widely in housing age; Madison ranks 58th, with 55% of its homes built before 1980.
Housing age is mixed: 32% of homes are pre-1960 and 20% are 2000 or newer. Ask any plumber which era your house is from and you'll know which failures to watch for.
About 25% of homes went up between 1980 and 1999. Some houses from the late 1970s to the mid-1990s were plumbed with polybutylene, a gray plastic pipe known for failing at fittings. A plumber can tell you in a few minutes whether you have it.
Homes by year built
Before 194019%
1940–195913%
1960–197923%
1980–199925%
2000 or later20%
Owner-occupied
78%
Ohio median 74%
Single-family
82%
of all homes
Median home value
$250k
Ohio median $184k
Beyond water
Mold and fire damage in Madison County
Mold
Madison County averages 39 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in July. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Heating fuel matters for fire risk. In Madison County it's 52% utility gas, 28% electric, 15% propane and 2% wood. Heating equipment, cooking and electrical failures cause most home fires nationally. Even a small kitchen fire can leave soot through the whole house, because smoke follows air currents into closets, ducts and attic space.
Rank 1 is the highest value. Bars run from the lowest to the highest Ohio county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Madison County water damage FAQ
Which towns in Madison County does this cover?
Calls are routed to restoration companies that serve all of Madison County, including London, West Jefferson, Plain City, Choctaw Lake, Mount Sterling and Plumwood, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Madison County?
From 2015–2024 the county averaged 31 nights a year at 20°F or colder, mostly November to March. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Madison County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, heavy rain and basements and frozen pipes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Madison County?
Sudden, accidental damage like a burst pipe is usually covered. With 6 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Madison County home?
The EPA advises drying wet materials within 24 to 48 hours. In July, the county's wettest month, and on the 39 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Madison County: freezing from November to March, heavy rain in March, June and July.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology