Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Mount Gilead, Cardington and Candlewood Lake. Start the steps below while you wait.
Morrow County covers 406 square miles of central Ohio, with about 35,404 residents and 14,704 homes. The county seat is Mount Gilead, and Cardington, Candlewood Lake and Iberia round out the largest towns. Half the homes here were built before 1980, half after.
The three factors where Morrow County ranks highest compared with other Ohio counties.
Weather
Morrow County gets more hard-freeze nights than most of Ohio. In the 2015–2024 record the county logged about 38 nights a year at or below 20°F (1st of 88) and 115 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
The longest cold spell was straight 19 days without the temperature rising above freezing, ending in March 2015. The coldest night reached about -12°F on February 24, 2015. Burst pipes usually show up when a spell like that breaks and the ice thaws.
Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
Freezing nights typically start around Oct 26 and end around Apr 24.
Rainfall is about average for Ohio. The county gets about 42.3 inches of rain and melted snow a year, with 5.6 days of an inch or more (46th of 88). Those downpours cluster in March, June and September, when sump pumps and gutters are tested hardest. The wettest day on record brought 2.87 inches on August 24, 2023. The worst three-day stretch dropped 3.69 inches, ending August 26, 2023, the kind of soaking that overwhelms sump pumps and storm sewers.
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 86 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Morrow County's homes are made of
Ohio's 88 counties range widely in housing age; Morrow ranks 76th, with 50% of its homes built before 1980.
26% of homes were built in 2000 or later, more than in most of Ohio. Newer plumbing rarely corrodes, so damage here tends to come from appliance supply lines, water heaters, sump pumps and storms.
The 1980s and 1990s account for 24% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
Here 10% of housing is manufactured homes. Check the skirting and the heat tape on the main water line every fall, because that one exposed line is what freezes.
Homes by year built
Before 194020%
1940–19598%
1960–197922%
1980–199924%
2000 or later26%
Owner-occupied
81%
Ohio median 74%
Single-family
82%
of all homes
Median home value
$222k
Ohio median $184k
Beyond water
Mold and fire damage in Morrow County
Mold
Morrow County averages 26 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in June. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Main heating fuel in Morrow County's occupied homes: 23% utility gas, 25% electric, 35% propane and 11% wood. Wood and propane heat are more common here than in most Ohio counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.
Rank 1 is the highest value. Bars run from the lowest to the highest Ohio county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Morrow County water damage FAQ
Which towns in Morrow County does this cover?
Calls are routed to restoration companies that serve all of Morrow County, including Mount Gilead, Cardington, Candlewood Lake, Iberia, Fulton and Edison, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Morrow County?
From 2015–2024 the county averaged 38 nights a year at 20°F or colder, mostly November to March. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Morrow County?
Based on the county's housing and weather data, the biggest local factors are frozen pipes, wood and propane heat and freeze-thaw and ice dams. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Morrow County?
Sudden, accidental damage like a burst pipe is usually covered. With 5.6 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Morrow County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 26 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Morrow County: freezing from November to March, heavy rain in March, June and September.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology