Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Cottonwood Falls, Strong City and Elmdale. Start the steps below while you wait.
With 1,388 homes and around 2,561 residents, Chase County is 773 square miles of eastern Kansas. Besides Cottonwood Falls, the county seat, the biggest communities are Strong City, Elmdale and Matfield Green. It has some of the oldest housing in the state: the median home went up in 1958.
The three factors where Chase County ranks highest compared with other Kansas counties.
Weather
Pipe-freeze risk in Chase County sits near the middle of the state. In the 2015–2024 record the county logged about 35 nights a year at or below 20°F (63rd of 105) and 107 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
On February 16, 2021 the low fell to about -17°F, and in the stretch ending February 2021 the county went 13 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
Most freezing nights fall from November to February, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
Freezing nights typically start around Oct 26 and end around Apr 10.
Heavy rain is a bigger factor here than in most of Kansas. Of roughly 36.3 inches of yearly precipitation, the damage comes from the 9.5 days a year with an inch or more, ranked 21st of 105. May, July and August see the most. The single wettest day in the record: 3.59 inches, May 21, 2019. The worst three-day stretch dropped 4.72 inches, ending May 9, 2019, the kind of soaking that overwhelms sump pumps and storm sewers.
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 89 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Chase County's homes are made of
Roughly 74% of the county's housing was built before 1980. That puts Chase near the middle of Kansas's 105 counties.
Before 1960 is when 53% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.
Here 8% of housing is manufactured homes. Check the skirting and the heat tape on the main water line every fall, because that one exposed line is what freezes.
17% of homes were vacant at survey time. A leak in an empty rental or seasonal house can run for days before anyone notices, which is why those losses tend to be larger.
Homes by year built
Before 194027%
1940–195927%
1960–197921%
1980–199916%
2000 or later10%
Owner-occupied
73%
Kansas median 76%
Single-family
87%
of all homes
Median home value
$110k
Kansas median $124k
Beyond water
Mold and fire damage in Chase County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 64 times a year here, close to the Kansas county median of 59. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
By main heating fuel, Chase County homes break down as 47% utility gas, 16% electric, 26% propane and 6% wood. Wood and propane heat are above the Kansas norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Rank 1 is the highest value. Bars run from the lowest to the highest Kansas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Chase County water damage FAQ
Which towns in Chase County does this cover?
Calls are routed to restoration companies that serve all of Chase County, including Cottonwood Falls, Strong City, Elmdale, Matfield Green and Cedar Point, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Chase County?
Pipe-freeze weather, 20°F or colder, comes about 35 nights a year in Chase County, from November to February. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Chase County?
Based on the county's housing and weather data, the biggest local factors are wood and propane heat, heavy rain and basements and aging plumbing. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Chase County?
Sudden, accidental damage like a burst pipe is usually covered. With 9.5 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Chase County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 64 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Chase County: freezing from November to February, heavy rain in May, July and August.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology