Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Concordia, Clyde and Miltonvale. Start the steps below while you wait.
With 4,467 homes and around 8,898 residents, Cloud County is 715 square miles of northern Kansas. Besides Concordia, the county seat, the biggest communities are Clyde, Miltonvale and Glasco. It has some of the oldest housing in the state: the median home went up in 1953.
The three factors where Cloud County ranks highest compared with other Kansas counties.
Weather
For frozen pipes, Cloud County is a typical Kansas county, which is still plenty. From 2015–2024 it averaged 40 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 117 nights at or below 32°F. That ranks 46th of 105 counties.
On February 16, 2021 the low fell to about -18°F, and in the stretch ending February 2021 the county went 13 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
The freeze season here runs November to March, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
On average the first fall freeze arrives around Oct 26 and the last spring freeze around Apr 16.
Rainfall is about average for Kansas. About 6.3 days a year bring an inch or more (59th of 105), most often in May, out of 29.1 inches of total precipitation. On July 27, 2020, 2.26 inches fell in a single day. Multi-day storms matter most for basements; the wettest three days on record here totaled 3.62 inches (through September 5, 2018).
The temperature crosses 32°F in both directions on roughly 96 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Cloud County's homes are made of
83% of homes in Cloud County predate 1980, above the Kansas county median of 73.7%, which ranks 18th of Kansas's 105 counties.
58% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
Homes by year built
Before 194040%
1940–195918%
1960–197924%
1980–199910%
2000 or later7%
Owner-occupied
74%
Kansas median 76%
Single-family
89%
of all homes
Median home value
$100k
Kansas median $124k
Beyond water
Mold and fire damage in Cloud County
Mold
Cloud County averages 58 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in May. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
By main heating fuel, Cloud County homes break down as 69% utility gas, 15% electric, 11% propane and 2% wood. Heating equipment, cooking and electrical failures cause most home fires nationally. Even a small kitchen fire can leave soot through the whole house, because smoke follows air currents into closets, ducts and attic space.
Calls connect to restoration companies that work across Cloud County. The largest communities by population:
Concordia5,015
Clyde791
Miltonvale474
Glasco388
Jamestown174
Aurora25
Ames21
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Jewell, Mitchell, Republic and Washington get more pipe-freeze nights than Cloud. Republic County has the oldest housing nearby, with 86% of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Kansas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Cloud County water damage FAQ
Which towns in Cloud County does this cover?
Calls are routed to restoration companies that serve all of Cloud County, including Concordia, Clyde, Miltonvale, Glasco, Jamestown and Aurora, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Cloud County?
About 40 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 13 days below freezing.
What causes the most water damage in Cloud County?
Based on the county's housing and weather data, the biggest local factors are aging plumbing, frozen pipes and muggy, mold-friendly summers. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Cloud County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. May, June and August are when Cloud County gets the most heavy rain.
How fast does mold start in a Cloud County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 58 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Cloud County: freezing from November to March, heavy rain in May, June and August.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology