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With 2,354 homes and around 5,701 residents, Gray County is 869 square miles of southwest Kansas. Besides Cimarron, the county seat, the biggest communities are Montezuma, Copeland and Ingalls. The county's median home was built in 1976.
The three factors where Gray County ranks highest compared with other Kansas counties.
Weather
Gray is on the colder side of Kansas for pipes. In the 2015–2024 record the county logged about 48 nights a year at or below 20°F (25th of 105) and 129 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
Cold snaps are the real risk. The worst in the record lasted 12 days below freezing (ending February 2021), and the low bottomed out near -15°F on February 15, 2021.
Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
On average the first fall freeze arrives around Oct 21 and the last spring freeze around Apr 16.
Gray gets fewer downpours than most Kansas counties, but they still fill basements. Of roughly 21.8 inches of yearly precipitation, the damage comes from the 5.2 days a year with an inch or more, ranked 75th of 105. April, May and July see the most. The single wettest day in the record: 2.56 inches, October 22, 2015. Multi-day storms matter most for basements; the wettest three days on record here totaled 3.94 inches (through July 3, 2016).
The temperature crosses 32°F in both directions on roughly 115 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Gray County's homes are made of
Kansas's 105 counties range widely in housing age; Gray ranks 91st, with 58% of its homes built before 1980.
16% of homes were built in 2000 or later, more than in most of Kansas. Newer plumbing rarely corrodes, so damage here tends to come from appliance supply lines, water heaters, sump pumps and storms.
The 1980s and 1990s account for 26% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
Manufactured and mobile homes make up 9% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
Homes by year built
Before 194017%
1940–195913%
1960–197927%
1980–199926%
2000 or later16%
Owner-occupied
77%
Kansas median 76%
Single-family
84%
of all homes
Median home value
$206k
Kansas median $124k
Beyond water
Mold and fire damage in Gray County
Mold
About 44 nights a year in Gray County stay at 65°F or warmer, a sign of muggy summer air (77th of 105 counties). July is the wettest month. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Heating fuel matters for fire risk. In Gray County it's 75% utility gas, 9% electric, 13% propane and 2% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Rank 1 is the highest value. Bars run from the lowest to the highest Kansas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Gray County water damage FAQ
Which towns in Gray County does this cover?
Calls are routed to restoration companies that serve all of Gray County, including Cimarron, Montezuma, Copeland, Ingalls and Ensign, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Gray County?
From 2015–2024 the county averaged 48 nights a year at 20°F or colder, mostly November to March. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Gray County?
Based on the county's housing and weather data, the biggest local factors are frozen pipes, freeze-thaw and ice dams and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Gray County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. April, May and July are when Gray County gets the most heavy rain.
How fast does mold start in a Gray County home?
The EPA advises drying wet materials within 24 to 48 hours. In July, the county's wettest month, and on the 44 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Gray County: freezing from November to March, heavy rain in April, May and July.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology