Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Elkhart, Rolla and Richfield. Start the steps below while you wait.
Morton County covers 730 square miles of southwest Kansas, with about 2,611 residents and 1,310 homes. Elkhart is the county seat; Rolla and Richfield are the next largest communities. The county's median home was built in 1966.
The three factors where Morton County ranks highest compared with other Kansas counties.
Weather
For frozen pipes, Morton County is a typical Kansas county, which is still plenty. From 2015–2024 it averaged 38 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 126 nights at or below 32°F. That ranks 54th of 105 counties.
Cold snaps are the real risk. The worst in the record lasted 11 days below freezing (ending February 2021), and the low bottomed out near -18°F on February 15, 2021.
Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
On average the first fall freeze arrives around Oct 24 and the last spring freeze around Apr 12.
Morton gets fewer downpours than most Kansas counties, but they still fill basements. The county gets about 17.3 inches of rain and melted snow a year, with 2.5 days of an inch or more (103rd of 105). Those downpours cluster in June, July and August, when sump pumps and gutters are tested hardest. The wettest day on record brought 2.65 inches on October 22, 2015. Multi-day storms matter most for basements; the wettest three days on record here totaled 2.9 inches (through June 8, 2022).
The temperature crosses 32°F in both directions on roughly 116 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Morton County's homes are made of
81% of homes in Morton County predate 1980, above the Kansas county median of 73.7%, which ranks 22nd of Kansas's 105 counties.
Housing age is mixed: 38% of homes are pre-1960 and 6% are 2000 or newer. Ask any plumber which era your house is from and you'll know which failures to watch for.
Here 8% of housing is manufactured homes. Check the skirting and the heat tape on the main water line every fall, because that one exposed line is what freezes.
The Census counted 26% of homes as vacant, above the Kansas county median of 14.9%. Empty houses are where a small leak turns into a large claim, because nobody is there to hear it.
Homes by year built
Before 194016%
1940–195922%
1960–197943%
1980–199914%
2000 or later6%
Owner-occupied
85%
Kansas median 76%
Single-family
81%
of all homes
Median home value
$96k
Kansas median $124k
Beyond water
Mold and fire damage in Morton County
Mold
About 30 nights a year in Morton County stay at 65°F or warmer, a sign of muggy summer air (92nd of 105 counties). July is the wettest month. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Heating fuel matters for fire risk. In Morton County it's 72% utility gas, 13% electric, 14% propane and under 1% wood. Most homes here heat with gas or electricity, so cooking and electrical faults are the likelier fire sources. Even a contained kitchen fire can send soot through the ductwork to every room.
Calls connect to restoration companies that work across Morton County. The largest communities by population:
Elkhart1,661
Rolla542
Richfield17
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Every neighboring county gets more pipe-freeze nights than Morton. All of its neighbors see more heavy-rain days. Its housing is the oldest in the area by share of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Kansas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Morton County water damage FAQ
Which towns in Morton County does this cover?
Calls are routed to restoration companies that serve all of Morton County, including Elkhart, Rolla and Richfield, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Morton County?
About 38 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 11 days below freezing.
What causes the most water damage in Morton County?
Based on the county's housing and weather data, the biggest local factors are leaks in empty homes, freeze-thaw and ice dams and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Morton County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. June, July and August are when Morton County gets the most heavy rain.
How fast does mold start in a Morton County home?
The EPA advises drying wet materials within 24 to 48 hours. In July, the county's wettest month, and on the 30 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Morton County: freezing from November to March, heavy rain in June, July and August.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology