Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Lyons, Sterling and Chase. Start the steps below while you wait.
With 4,384 homes and around 9,350 residents, Rice County is 726 square miles of central Kansas. The county seat is Lyons, and Sterling, Chase and Little River round out the largest towns. It has some of the oldest housing in the state: the median home went up in 1953.
The three factors where Rice County ranks highest compared with other Kansas counties.
Weather
For frozen pipes, Rice County is a typical Kansas county, which is still plenty. It averaged 113 freezing nights a year over 2015–2024, 37 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 105 Kansas counties that's 57th.
On February 16, 2021 the low fell to about -14°F, and in the stretch ending February 2021 the county went 13 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
The freeze season here runs November to March, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
On average the first fall freeze arrives around Oct 26 and the last spring freeze around Apr 14.
Rainfall is about average for Kansas. Of roughly 28.8 inches of yearly precipitation, the damage comes from the 6.9 days a year with an inch or more, ranked 51st of 105. May, June and August see the most. The single wettest day in the record: 3.03 inches, May 8, 2019. Multi-day storms matter most for basements; the wettest three days on record here totaled 5.2 inches (through October 10, 2018).
About 96 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Rice County's homes are made of
82% of homes in Rice County predate 1980, above the Kansas county median of 73.7%, which ranks 20th of Kansas's 105 counties.
60% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
Homes by year built
Before 194034%
1940–195926%
1960–197922%
1980–19999%
2000 or later9%
Owner-occupied
77%
Kansas median 76%
Single-family
88%
of all homes
Median home value
$105k
Kansas median $124k
Beyond water
Mold and fire damage in Rice County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 62 times a year here, close to the Kansas county median of 59. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
By main heating fuel, Rice County homes break down as 67% utility gas, 17% electric, 11% propane and 2% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Rank 1 is the highest value. Bars run from the lowest to the highest Kansas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Rice County water damage FAQ
Which towns in Rice County does this cover?
Calls are routed to restoration companies that serve all of Rice County, including Lyons, Sterling, Chase, Little River, Geneseo and Bushton, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Rice County?
About 37 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 13 days below freezing.
What causes the most water damage in Rice County?
Based on the county's housing and weather data, the biggest local factors are aging plumbing, muggy, mold-friendly summers and heavy rain and basements. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Rice County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. May, June and August are when Rice County gets the most heavy rain.
How fast does mold start in a Rice County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 62 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Rice County: freezing from November to March, heavy rain in May, June and August.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology