Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Greenfield, Lockwood and Dadeville. Start the steps below while you wait.
Dade County covers 490 square miles of southwest Missouri, with about 7,641 residents and 3,774 homes. Greenfield is the county seat; Lockwood, Dadeville and Everton are the next largest communities. Half the homes here were built before 1972, half after.
The three factors where Dade County ranks highest compared with other Missouri counties.
Weather
Winters here are on the gentler end for Missouri, and pipes still freeze. From 2015–2024 it averaged 22 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 84 nights at or below 32°F. That ranks 86th of 114 counties.
The longest cold spell was straight 13 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -15°F on February 16, 2021. Burst pipes usually show up when a spell like that breaks and the ice thaws.
The freeze season here runs December to February, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
Freezing nights typically start around Oct 30 and end around Apr 9.
Heavy rain is a bigger factor here than in most of Missouri. About 12.1 days a year bring an inch or more (30th of 114), most often in May, out of 46.3 inches of total precipitation. On December 27, 2015, 4.73 inches fell in a single day. The worst three-day stretch dropped 7.45 inches, ending December 29, 2015, the kind of soaking that overwhelms sump pumps and storm sewers.
About 73 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Dade County's homes are made of
Roughly 61% of the county's housing was built before 1980. That puts Dade among the oldest housing stocks of Missouri's 114 counties.
Before 1960 is when 36% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.
11% of homes are manufactured or mobile homes, above the Missouri county median of 9.8%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.
The Census counted 19% of homes as vacant, above the Missouri county median of 15.3%. Empty houses are where a small leak turns into a large claim, because nobody is there to hear it.
Homes by year built
Before 194020%
1940–195916%
1960–197925%
1980–199920%
2000 or later19%
Owner-occupied
77%
Missouri median 76%
Single-family
84%
of all homes
Median home value
$171k
Missouri median $168k
Beyond water
Mold and fire damage in Dade County
Mold
About 72 nights a year in Dade County stay at 65°F or warmer, a sign of muggy summer air (22nd of 114 counties). May is the wettest month. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
By main heating fuel, Dade County homes break down as 22% utility gas, 33% electric, 30% propane and 12% wood. Wood and propane heat are above the Missouri norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Rank 1 is the highest value. Bars run from the lowest to the highest Missouri county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Dade County water damage FAQ
Which towns in Dade County does this cover?
Calls are routed to restoration companies that serve all of Dade County, including Greenfield, Lockwood, Dadeville, Everton, South Greenfield and Arcola, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Dade County?
About 22 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 13 days below freezing.
What causes the most water damage in Dade County?
Based on the county's housing and weather data, the biggest local factors are aging plumbing, muggy, mold-friendly summers and wood and propane heat. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Dade County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. April, May and August are when Dade County gets the most heavy rain.
How fast does mold start in a Dade County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 72 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Dade County: freezing from December to February, heavy rain in April, May and August.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology