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Lawrence County, Tennessee · Lawrenceburg

Water damage restoration in Lawrence County, Tennessee

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Lawrenceburg, Loretto and St. Joseph. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Lawrence County home right now

Pipes freeze in Lawrence County on about 10 nights a year, mostly December to February. Older homes, 19% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Lawrence County home right now

Heavy rain days of an inch or more come about 14.3 times a year here, most often in February. A sump pump that hasn't run since last season is a common weak point.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Lawrence County home right now

Backups often follow heavy rain, which Lawrence County gets about 14.3 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Lawrence County home right now

Roof leaks here come from summer downpours and, with about 62 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Lawrence County home right now

16% of occupied homes in Lawrence County heat mainly with wood or propane, above the Tennessee county median of 7.8%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Lawrence County home right now

With 70 muggy nights a year, mold in Lawrence County can appear within days of a leak. Dry first, then clean.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Lawrence County get water damage

With 18,730 homes and around 45,385 residents, Lawrence County is 617 square miles of southwest Tennessee. The county seat is Lawrenceburg, and Loretto, St. Joseph and Summertown round out the largest towns. The county's median home was built in 1983.

49/100 Water Damage Risk Index: Elevated Lawrence County ranks 54 of 95 Tennessee counties. See the statewide ranking and method.
1

Wood and propane heat

16% of homes

Fire and smoke damage →
2

Aging plumbing

19% of homes built before 1960

Spotting hidden leaks →
3

Heavy rain and basements

14.3 days a year with an inch or more

Basement waterproofing →

The three factors where Lawrence County ranks highest compared with other Tennessee counties.

Weather

For frozen pipes, Lawrence County is a typical Tennessee county, which is still plenty. It averaged 66 freezing nights a year over 2015–2024, 10 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 95 Tennessee counties that's 56th.

On January 17, 2024 the low fell to about -4°F, and in the stretch ending February 2021 the county went 7 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.

Most freezing nights fall from December to February, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.

On average the first fall freeze arrives around Nov 2 and the last spring freeze around Mar 30.

Rainfall is about average for Tennessee. Of roughly 59.4 inches of yearly precipitation, the damage comes from the 14.3 days a year with an inch or more, ranked 45th of 95. February, March and December see the most. The single wettest day in the record: 3.27 inches, August 31, 2021. Multi-day storms matter most for basements; the wettest three days on record here totaled 5.83 inches (through February 23, 2019).

The temperature crosses 32°F in both directions on roughly 62 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.

19
Freezing nights per month, 2015–2024 average
2.5
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Lawrence County's homes are made of

46% of homes in Lawrence County predate 1980, above the Tennessee county median of 41.2%, which ranks 33rd of Tennessee's 95 counties.

Housing age is mixed: 19% of homes are pre-1960 and 21% are 2000 or newer. Ask any plumber which era your house is from and you'll know which failures to watch for.

The 1980s and 1990s account for 34% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.

11% of homes are manufactured or mobile homes, below the Tennessee county median of 15.9%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.

Homes by year built

  • Before 19405%
  • 1940–195914%
  • 1960–197927%
  • 1980–199934%
  • 2000 or later21%
Owner-occupied
78%
Tennessee median 75%
Single-family
79%
of all homes
Median home value
$194k
Tennessee median $205k

Beyond water

Mold and fire damage in Lawrence County

Mold

Lawrence County averages 70 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in February. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.

Mold remediation: what to expect

Fire and smoke

By main heating fuel, Lawrence County homes break down as 27% utility gas, 56% electric, 10% propane and 6% wood. Wood and propane heat are more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Lawrence County. The largest communities by population:

  • Lawrenceburg11,844
  • Loretto1,731
  • St. Joseph783
  • Summertown733
  • Ethridge419
  • Leoma374
  • Iron City282
  • Westpoint139

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Lewis and Maury get more pipe-freeze nights than Lawrence. Wayne County has the oldest housing nearby, with 48% of homes built before 1980.

By the numbers

Lawrence County compared with Tennessee

FactorLawrenceTennessee medianRank
Homes built before 1960 19% 16% 32 of 95
Homes built before 1980 46% 41% 33 of 95
Homes built 2000 or later 21% 27% 76 of 95
Manufactured or mobile homes 11% 16% 62 of 95
Vacant homes 9.3% 12% 66 of 95
Wood or propane heat 16% 7.8% 18 of 95
Nights at 20°F or colder 10/yr 11/yr 56 of 95
Days with 1 inch+ of rain 14/yr 14/yr 45 of 95
Freeze-thaw days 62/yr 60/yr 45 of 95
Muggy nights (65°F+) 70/yr 74/yr 53 of 95

Rank 1 is the highest value. Bars run from the lowest to the highest Tennessee county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Lawrence County water damage FAQ

Which towns in Lawrence County does this cover?
Calls are routed to restoration companies that serve all of Lawrence County, including Lawrenceburg, Loretto, St. Joseph, Summertown, Ethridge and Leoma, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Lawrence County?
Pipe-freeze weather, 20°F or colder, comes about 10 nights a year in Lawrence County, from December to February. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Lawrence County?
Based on the county's housing and weather data, the biggest local factors are wood and propane heat, aging plumbing and heavy rain and basements. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Lawrence County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 14.3 heavy-rain days a year here.
How fast does mold start in a Lawrence County home?
The EPA advises drying wet materials within 24 to 48 hours. In February, the county's wettest month, and on the 70 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Lawrence County: freezing from December to February, heavy rain in February, March and December.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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