Water damage
Water damage restoration in Tennessee
Burst pipes, flooded basements, leaking water heaters and sewage backups. Get connected with a restoration company that serves your county, and use the steps below to limit the damage now.
Local Water & Mold is a referral service. A participating local company answers the call and does the work.
Start here
What's happening?
Burst or frozen pipe: what to do in your home right now
- Shut off the main water valve.It's usually where the water line enters the house, often in the basement or crawl space near the meter. Turn it clockwise until it stops.
- Open the lowest faucet in the house.This drains the water still in the lines and takes pressure off the break.
- Turn off the water heater.Set a gas unit to pilot or off, or switch off the breaker for an electric one, so it doesn't run empty.
- Never thaw a pipe with an open flame.A hair dryer or space heater kept away from water is fine. Torches start house fires.
- Photograph everything before you move it.Wide shots of each room, then close-ups of the damage and the failed pipe. Your insurer will ask.
Flooded basement: what to do in your home right now
- Don't step in if water could reach outlets, cords, or the electrical panel.Call your electric utility to cut power at the meter first.
- Check the sump pump.Is it plugged in, is the breaker on, is the float stuck, is the discharge line frozen or blocked?
- Note where the water came in.Groundwater, a failed sump, a sewer backup, and surface flooding are often covered by different parts of a policy, or not at all.
- Don't relight a furnace or water heater that sat in water.Have it checked by a qualified technician first.
- Start moving belongings to dry ground and take photos.Mold can start in 24 to 48 hours, so drying should begin the same day.
Sewage or toilet backup: what to do in your home right now
- Treat it as contaminated (Category 3) water.Keep children and pets out, wear gloves and boots, and wash any skin it touches.
- Stop using every drain, toilet, and appliance that drains.Each flush can push more sewage into the house.
- Don't try to clean carpet, padding, or upholstery that sewage touched.Porous materials that sewage soaks into usually have to be removed by a professional.
- If you're on city sewer, call the public works or sewer department.A blocked main in the street is the city's problem. A blocked line on your property usually isn't.
- Check whether your policy has a sewer or water backup endorsement.Standard homeowners policies often exclude backups unless you added it.
Roof leak or storm: what to do in your home right now
- Stay off the roof during the storm.A tarp can wait. Falls cause more harm than leaks.
- Catch the water and protect the floor.Buckets, towels, and plastic sheeting under the drip. Move electronics and furniture.
- Watch for a sagging ceiling.If drywall is bulging with water, keep people out from under it. It can come down without warning.
- Shut off power to rooms where water is coming through light fixtures.Use the breaker panel only if you can reach it from a dry spot.
- Photograph the ceiling, the attic if it's safe, and any storm damage outside.Insurers usually need proof of when and how the damage happened.
Fire or smoke: what to do in your home right now
- Don't go back in until the fire department says it's safe.Ask them for the incident or report number. Your insurer will want it.
- Don't run the furnace or central air.The system can spread soot through every room in the house.
- Don't wipe soot off walls or furniture.Rubbing smears it deeper into surfaces. Restoration crews use dry sponges and specific cleaners.
- Throw away food, drinks, and medicine that were exposed to heat, smoke, or water.Sealed cans can still be compromised.
- Call your insurer, and the American Red Cross if you need a place to stay.Ask about additional living expenses coverage before you book a hotel.
Mold or musty smell: what to do in your home right now
- Find and stop the moisture first.Mold comes back if the leak, condensation, or humidity behind it isn't fixed.
- Don't disturb large patches.Scraping or sanding releases spores. Keep the door closed and the HVAC off in that area.
- Small spots can be a DIY job.The EPA suggests patches under about 10 square feet can often be cleaned by the homeowner on hard surfaces.
- Call a professional for larger areas, hidden growth, or anything after sewage or flood water.Also if anyone in the home has asthma, allergies, or a weakened immune system.
- Don't count on bleach.The EPA doesn't recommend it as a routine step. On drywall and wood, removing damaged material and drying the area matter more.
How the work goes
What a professional water damage restoration job involves
- 01
Inspection
Find the source, stop it, map how far water traveled with moisture meters and thermal cameras, and assign a category and class.
- 02
Extraction
Pump out standing water and pull water out of carpet and pad with truck-mounted or portable extractors.
- 03
Drying
Set air movers and dehumidifiers sized to the space, and take moisture readings daily until materials reach dry standard.
- 04
Cleaning and repair
Clean and treat affected areas, remove materials that can't be saved, then rebuild drywall, trim and flooring.
Mitigation vs. restoration
You'll hear two words. Mitigation is the emergency part: stopping the water, extracting it and drying the structure so damage doesn't spread. Restoration or reconstruction is putting the house back: new drywall, paint, flooring and cabinets. Some companies do both. Others only mitigate and hand off to a contractor. Ask which you're getting.
How long drying takes
A typical clean-water job takes three to five days of drying equipment running, longer for hardwood, plaster or a finished basement. A good company records moisture readings every day and removes equipment only when readings show the materials are dry, not on a fixed schedule.
Choosing a company
- Ask whether technicians are IICRC certified in water damage restoration.
- Ask for a written scope and an estimate before non-emergency work starts.
- Ask whether they bill your insurer directly, and what you'll owe.
- Read anything you sign. Know whether it's a work authorization or an assignment of benefits.
Questions
Water damage restoration FAQ
What should I do first after water damage?
How long does water damage restoration take?
Does homeowners insurance cover water damage in Tennessee?
Can I dry water damage myself?
Local help
Pick your county
Each county page has local risk data and the call line for that area.
- Anderson County Clinton 10 freeze nights/yr
- Bedford County Shelbyville 10 freeze nights/yr
- Benton County Camden 12 freeze nights/yr
- Bledsoe County Pikeville 11 freeze nights/yr
- Blount County Maryville 7 freeze nights/yr
- Bradley County Cleveland 6 freeze nights/yr
- Campbell County Jacksboro 15 freeze nights/yr
- Cannon County Woodbury 12 freeze nights/yr
- Carroll County Huntingdon 12 freeze nights/yr
- Carter County Elizabethton 18 freeze nights/yr
- Cheatham County Ashland City 13 freeze nights/yr
- Chester County Henderson 10 freeze nights/yr
- Claiborne County Tazewell 17 freeze nights/yr
- Clay County Celina 14 freeze nights/yr
- Cocke County Newport 10 freeze nights/yr
- Coffee County Manchester 12 freeze nights/yr
- Crockett County Alamo 10 freeze nights/yr
- Cumberland County Crossville 16 freeze nights/yr
- Davidson County Nashville 10 freeze nights/yr
- Decatur County Decaturville 9 freeze nights/yr
- DeKalb County Smithville 12 freeze nights/yr
- Dickson County Charlotte 14 freeze nights/yr
- Dyer County Dyersburg 10 freeze nights/yr
- Fayette County Somerville 7 freeze nights/yr
- Fentress County Jamestown 16 freeze nights/yr
- Franklin County Winchester 9 freeze nights/yr
- Gibson County Trenton 11 freeze nights/yr
- Giles County Pulaski 10 freeze nights/yr
- Grainger County Rutledge 13 freeze nights/yr
- Greene County Greeneville 11 freeze nights/yr
- Grundy County Altamont 13 freeze nights/yr
- Hamblen County Morristown 11 freeze nights/yr
- Hamilton County Chattanooga 7 freeze nights/yr
- Hancock County Sneedville 15 freeze nights/yr
- Hardeman County Bolivar 9 freeze nights/yr
- Hardin County Savannah 9 freeze nights/yr
- Hawkins County Rogersville 11 freeze nights/yr
- Haywood County Brownsville 9 freeze nights/yr
- Henderson County Lexington 11 freeze nights/yr
- Henry County Paris 13 freeze nights/yr
- Hickman County Centerville 12 freeze nights/yr
- Houston County Erin 13 freeze nights/yr
- Humphreys County Waverly 13 freeze nights/yr
- Jackson County Gainesboro 13 freeze nights/yr
- Jefferson County Dandridge 9 freeze nights/yr
- Johnson County Mountain City 23 freeze nights/yr
- Knox County Knoxville 8 freeze nights/yr
- Lake County Tiptonville 10 freeze nights/yr
- Lauderdale County Ripley 8 freeze nights/yr
- Lawrence County Lawrenceburg 10 freeze nights/yr
- Lewis County Hohenwald 11 freeze nights/yr
- Lincoln County Fayetteville 9 freeze nights/yr
- Loudon County Loudon 7 freeze nights/yr
- Macon County Lafayette 15 freeze nights/yr
- Madison County Jackson 10 freeze nights/yr
- Marion County Jasper 9 freeze nights/yr
- Marshall County Lewisburg 11 freeze nights/yr
- Maury County Columbia 11 freeze nights/yr
- McMinn County Athens 7 freeze nights/yr
- McNairy County Selmer 10 freeze nights/yr
- Meigs County Decatur 7 freeze nights/yr
- Monroe County Madisonville 8 freeze nights/yr
- Montgomery County Clarksville 13 freeze nights/yr
- Moore County Lynchburg 10 freeze nights/yr
- Morgan County Wartburg 14 freeze nights/yr
- Obion County Union City 12 freeze nights/yr
- Overton County Livingston 14 freeze nights/yr
- Perry County Linden 10 freeze nights/yr
- Pickett County Byrdstown 15 freeze nights/yr
- Polk County Benton 8 freeze nights/yr
- Putnam County Cookeville 13 freeze nights/yr
- Rhea County Dayton 8 freeze nights/yr
- Roane County Kingston 7 freeze nights/yr
- Robertson County Springfield 14 freeze nights/yr
- Rutherford County Murfreesboro 10 freeze nights/yr
- Scott County Huntsville 18 freeze nights/yr
- Sequatchie County Dunlap 11 freeze nights/yr
- Sevier County Sevierville 10 freeze nights/yr
- Shelby County Memphis 6 freeze nights/yr
- Smith County Carthage 12 freeze nights/yr
- Stewart County Dover 13 freeze nights/yr
- Sullivan County Blountville 14 freeze nights/yr
- Sumner County Gallatin 12 freeze nights/yr
- Tipton County Covington 8 freeze nights/yr
- Trousdale County Hartsville 12 freeze nights/yr
- Unicoi County Erwin 19 freeze nights/yr
- Union County Maynardville 13 freeze nights/yr
- Van Buren County Spencer 13 freeze nights/yr
- Warren County McMinnville 12 freeze nights/yr
- Washington County Jonesborough 13 freeze nights/yr
- Wayne County Waynesboro 9 freeze nights/yr
- Weakley County Dresden 12 freeze nights/yr
- White County Sparta 12 freeze nights/yr
- Williamson County Franklin 12 freeze nights/yr
- Wilson County Lebanon 11 freeze nights/yr