Water damage restoration in Unicoi County, Tennessee
Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Erwin, Unicoi and Banner Hill. Start the steps below while you wait.
Flooded basement: what to do in your Unicoi County home right now
Heavy rain days of an inch or more come about 8 times a year here, most often in October. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
With 8,749 homes and around 17,756 residents, Unicoi County is 186 square miles of northeast Tennessee. Besides Erwin, the county seat, the biggest communities are Unicoi and Banner Hill. The county's median home was built in 1977.
The three factors where Unicoi County ranks highest compared with other Tennessee counties.
Weather
Unicoi is on the colder side of Tennessee for pipes. From 2015–2024 it averaged 19 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 90 nights at or below 32°F. That ranks 2nd of 95 counties.
The longest cold spell was straight 8 days without the temperature rising above freezing, ending in January 2018. The coldest night reached about -6°F on February 20, 2015. Burst pipes usually show up when a spell like that breaks and the ice thaws.
The freeze season here runs November to February, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
On average the first fall freeze arrives around Oct 28 and the last spring freeze around Apr 20.
Unicoi gets fewer downpours than most Tennessee counties, but they still fill basements. Of roughly 53.1 inches of yearly precipitation, the damage comes from the 8 days a year with an inch or more, ranked 92nd of 95. May, October and December see the most. The single wettest day in the record: 3.06 inches, September 26, 2024. Multi-day storms matter most for basements; the wettest three days on record here totaled 6.28 inches (through September 28, 2024).
The temperature crosses 32°F in both directions on roughly 82 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Unicoi County's homes are made of
Tennessee's 95 counties range widely in housing age; Unicoi ranks 4th, with 57% of its homes built before 1980.
Before 1960 is when 26% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.
The 1980s and 1990s account for 29% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
20% of homes are manufactured or mobile homes, above the Tennessee county median of 15.9%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.
Homes by year built
Before 194011%
1940–195915%
1960–197931%
1980–199929%
2000 or later15%
Owner-occupied
73%
Tennessee median 75%
Single-family
69%
of all homes
Median home value
$190k
Tennessee median $205k
Beyond water
Mold and fire damage in Unicoi County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 8 times a year here, below the Tennessee county median of 74. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Main heating fuel in Unicoi County's occupied homes: 33% utility gas, 55% electric, 6% propane and 5% wood. Wood heat is more common here than in most Tennessee counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.
Rank 1 is the highest value. Bars run from the lowest to the highest Tennessee county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Unicoi County water damage FAQ
Which towns in Unicoi County does this cover?
Calls are routed to restoration companies that serve all of Unicoi County, including Erwin, Unicoi and Banner Hill, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Unicoi County?
From 2015–2024 the county averaged 19 nights a year at 20°F or colder, mostly November to February. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Unicoi County?
Based on the county's housing and weather data, the biggest local factors are frozen pipes, aging plumbing and freeze-thaw and ice dams. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Unicoi County?
Sudden, accidental damage like a burst pipe is usually covered. With 8 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Unicoi County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 8 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Unicoi County: freezing from November to February, heavy rain in May, October and December.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology