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Unicoi County, Tennessee · Erwin

Water damage restoration in Unicoi County, Tennessee

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Erwin, Unicoi and Banner Hill. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Unicoi County home right now

With 26% of homes built before 1960 and about 19 hard-freeze nights a year, frozen and split pipes are a leading winter risk in the county.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Unicoi County home right now

Heavy rain days of an inch or more come about 8 times a year here, most often in October. A sump pump that hasn't run since last season is a common weak point.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Unicoi County home right now

26% of homes here predate 1960, when clay and cast iron sewer laterals were standard. Roots and cracks in those lines are a common cause of backups.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Unicoi County home right now

In Unicoi County, 3.06 inches fell on the wettest day of the 2015–2024 record. Storms like that, and ice dams in snowy winters, cause most roof leaks.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Unicoi County home right now

11% of occupied homes in Unicoi County heat mainly with wood or propane, above the Tennessee county median of 7.8%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Unicoi County home right now

With 8 muggy nights a year, mold in Unicoi County can appear within days of a leak. Dry first, then clean.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Unicoi County get water damage

With 8,749 homes and around 17,756 residents, Unicoi County is 186 square miles of northeast Tennessee. Besides Erwin, the county seat, the biggest communities are Unicoi and Banner Hill. The county's median home was built in 1977.

58/100 Water Damage Risk Index: Elevated Unicoi County ranks 29 of 95 Tennessee counties. See the statewide ranking and method.
1

Frozen pipes

19 nights a year at 20°F or colder

Preventing frozen pipes →
2

Aging plumbing

26% of homes built before 1960

Spotting hidden leaks →
3

Freeze-thaw and ice dams

82 freeze-thaw days a year

Ice dams and ceiling leaks →

The three factors where Unicoi County ranks highest compared with other Tennessee counties.

Weather

Unicoi is on the colder side of Tennessee for pipes. From 2015–2024 it averaged 19 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 90 nights at or below 32°F. That ranks 2nd of 95 counties.

The longest cold spell was straight 8 days without the temperature rising above freezing, ending in January 2018. The coldest night reached about -6°F on February 20, 2015. Burst pipes usually show up when a spell like that breaks and the ice thaws.

The freeze season here runs November to February, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.

On average the first fall freeze arrives around Oct 28 and the last spring freeze around Apr 20.

Unicoi gets fewer downpours than most Tennessee counties, but they still fill basements. Of roughly 53.1 inches of yearly precipitation, the damage comes from the 8 days a year with an inch or more, ranked 92nd of 95. May, October and December see the most. The single wettest day in the record: 3.06 inches, September 26, 2024. Multi-day storms matter most for basements; the wettest three days on record here totaled 6.28 inches (through September 28, 2024).

The temperature crosses 32°F in both directions on roughly 82 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.

23
Freezing nights per month, 2015–2024 average
1.2
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Unicoi County's homes are made of

Tennessee's 95 counties range widely in housing age; Unicoi ranks 4th, with 57% of its homes built before 1980.

Before 1960 is when 26% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.

The 1980s and 1990s account for 29% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.

20% of homes are manufactured or mobile homes, above the Tennessee county median of 15.9%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.

Homes by year built

  • Before 194011%
  • 1940–195915%
  • 1960–197931%
  • 1980–199929%
  • 2000 or later15%
Owner-occupied
73%
Tennessee median 75%
Single-family
69%
of all homes
Median home value
$190k
Tennessee median $205k

Beyond water

Mold and fire damage in Unicoi County

Mold

Summer nights that don't drop below 65°F, a good marker of humid air, come about 8 times a year here, below the Tennessee county median of 74. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.

Mold remediation: what to expect

Fire and smoke

Main heating fuel in Unicoi County's occupied homes: 33% utility gas, 55% electric, 6% propane and 5% wood. Wood heat is more common here than in most Tennessee counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Unicoi County. The largest communities by population:

  • Erwin5,988
  • Unicoi3,806
  • Banner Hill1,211

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Unicoi gets more pipe-freeze nights than any of its neighbors. Its housing is the oldest in the area by share of homes built before 1980.

By the numbers

Unicoi County compared with Tennessee

FactorUnicoiTennessee medianRank
Homes built before 1960 26% 16% 9 of 95
Homes built before 1980 57% 41% 4 of 95
Homes built 2000 or later 15% 27% 94 of 95
Manufactured or mobile homes 20% 16% 32 of 95
Vacant homes 11% 12% 55 of 95
Wood or propane heat 11% 7.8% 36 of 95
Nights at 20°F or colder 19/yr 11/yr 2 of 95
Days with 1 inch+ of rain 8/yr 14/yr 92 of 95
Freeze-thaw days 82/yr 60/yr 3 of 95
Muggy nights (65°F+) 8/yr 74/yr 93 of 95

Rank 1 is the highest value. Bars run from the lowest to the highest Tennessee county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Unicoi County water damage FAQ

Which towns in Unicoi County does this cover?
Calls are routed to restoration companies that serve all of Unicoi County, including Erwin, Unicoi and Banner Hill, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Unicoi County?
From 2015–2024 the county averaged 19 nights a year at 20°F or colder, mostly November to February. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Unicoi County?
Based on the county's housing and weather data, the biggest local factors are frozen pipes, aging plumbing and freeze-thaw and ice dams. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Unicoi County?
Sudden, accidental damage like a burst pipe is usually covered. With 8 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Unicoi County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 8 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Unicoi County: freezing from November to February, heavy rain in May, October and December.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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