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Houston County, Tennessee · Erin

Water damage restoration in Houston County, Tennessee

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Tennessee Ridge and Erin. Start the steps below while you wait.

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Pick the closest match. These steps limit the damage and protect your insurance claim. Skip anything that isn't safe.

Burst or frozen pipe: what to do in your Houston County home right now

Pipes freeze in Houston County on about 13 nights a year, mostly December to February. Older homes, 21% of the stock here, are most at risk.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Houston County home right now

Basements flood here mostly in February. Houston County averages 14 days a year with an inch of rain or more.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Houston County home right now

Sewage backups in Houston County spike on heavy-rain days, about 14 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Houston County home right now

Roof leaks here come from summer downpours and, with about 59 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Houston County home right now

13% of occupied homes in Houston County heat mainly with wood or propane, above the Tennessee county median of 7.8%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Houston County home right now

Muggy summer nights, lows of 65°F or more, come about 83 times a year in Houston County. Mold after a leak spreads fastest from June through August.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Houston County get water damage

Houston County covers 200 square miles of northwest Tennessee, with about 8,353 residents and 3,954 homes. Erin is the county seat; Tennessee Ridge is the next largest community. Half the homes here were built before 1981, half after.

70/100 Water Damage Risk Index: High Houston County ranks 4 of 95 Tennessee counties. See the statewide ranking and method.
1

Frozen pipes

13 nights a year at 20°F or colder

Preventing frozen pipes →
2

Aging plumbing

21% of homes built before 1960

Spotting hidden leaks →
3

Muggy, mold-friendly summers

83 nights a year at 65°F or warmer

Mold after water damage →

The three factors where Houston County ranks highest compared with other Tennessee counties.

Weather

Houston County gets more hard-freeze nights than most of Tennessee. It averaged 65 freezing nights a year over 2015–2024, 13 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 95 Tennessee counties that's 18th.

On December 23, 2022 the low fell to about -2°F, and in the stretch ending February 2021 the county went 7 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.

Expect the hardest freezes in January, inside a season that runs December to February. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.

Freezing nights typically start around Nov 3 and end around Mar 30.

Rainfall is about average for Tennessee. Of roughly 53.8 inches of yearly precipitation, the damage comes from the 14 days a year with an inch or more, ranked 49th of 95. February, April and December see the most. The single wettest day in the record: 4.69 inches, September 1, 2017. The worst three-day stretch dropped 6.13 inches, ending September 2, 2017, the kind of soaking that overwhelms sump pumps and storm sewers.

The temperature crosses 32°F in both directions on roughly 59 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.

19
Freezing nights per month, 2015–2024 average
1.9
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Houston County's homes are made of

Roughly 48% of the county's housing was built before 1980. That puts Houston among the oldest housing stocks of Tennessee's 95 counties.

21% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.

29% date from 1980 to 1999, the window when polybutylene, a gray flexible plastic supply pipe, was used in some homes. It's prone to leaks at the fittings, so it's worth checking for in a house from those years.

17% of homes are manufactured or mobile homes, close to the Tennessee county median of 15.9%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.

The Census counted 15% of homes as vacant, above the Tennessee county median of 11.9%. Empty houses are where a small leak turns into a large claim, because nobody is there to hear it.

Homes by year built

  • Before 194010%
  • 1940–195911%
  • 1960–197928%
  • 1980–199929%
  • 2000 or later23%
Owner-occupied
81%
Tennessee median 75%
Single-family
78%
of all homes
Median home value
$173k
Tennessee median $205k

Beyond water

Mold and fire damage in Houston County

Mold

Summer nights that don't drop below 65°F, a good marker of humid air, come about 83 times a year here, above the Tennessee county median of 74. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.

Mold remediation: what to expect

Fire and smoke

By main heating fuel, Houston County homes break down as 12% utility gas, 74% electric, 9% propane and 4% wood. Wood and propane heat are more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Houston County. The largest communities by population:

  • Tennessee Ridge1,726
  • Erin1,058

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Dickson gets more pipe-freeze nights than Houston. Humphreys County has the oldest housing nearby, with 53% of homes built before 1980.

By the numbers

Houston County compared with Tennessee

FactorHoustonTennessee medianRank
Homes built before 1960 21% 16% 18 of 95
Homes built before 1980 48% 41% 23 of 95
Homes built 2000 or later 23% 27% 71 of 95
Manufactured or mobile homes 17% 16% 43 of 95
Vacant homes 15% 12% 28 of 95
Wood or propane heat 13% 7.8% 30 of 95
Nights at 20°F or colder 13/yr 11/yr 18 of 95
Days with 1 inch+ of rain 14/yr 14/yr 49 of 95
Freeze-thaw days 59/yr 60/yr 58 of 95
Muggy nights (65°F+) 83/yr 74/yr 27 of 95

Rank 1 is the highest value. Bars run from the lowest to the highest Tennessee county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Houston County water damage FAQ

Which towns in Houston County does this cover?
Calls are routed to restoration companies that serve all of Houston County, including Tennessee Ridge and Erin, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Houston County?
About 13 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 7 days below freezing.
What causes the most water damage in Houston County?
Based on the county's housing and weather data, the biggest local factors are frozen pipes, aging plumbing and muggy, mold-friendly summers. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Houston County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. February, April and December are when Houston County gets the most heavy rain.
How fast does mold start in a Houston County home?
The EPA advises drying wet materials within 24 to 48 hours. In February, the county's wettest month, and on the 83 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Houston County: freezing from December to February, heavy rain in February, April and December.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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