Moore County, Tennessee · Lynchburg
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With 14% of homes built before 1960 and about 10 hard-freeze nights a year, frozen and split pipes are a leading winter risk in the county.
Heavy rain days of an inch or more come about 16.9 times a year here, most often in February. A sump pump that hasn't run since last season is a common weak point.
Backups often follow heavy rain, which Moore County gets about 16.9 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.
In Moore County, 3.7 inches fell on the wettest day of the 2015–2024 record. Storms like that, and ice dams in snowy winters, cause most roof leaks.
20% of occupied homes in Moore County heat mainly with wood or propane, above the Tennessee county median of 7.8%.
Muggy summer nights, lows of 65°F or more, come about 73 times a year in Moore County. Mold after a leak spreads fastest from June through August.
Local risk profile
Moore County covers 129 square miles of southern Tennessee, with about 6,674 residents and 3,017 homes. The county seat is Lynchburg, and Lynchburg, Moore County is the other large town. Much of its housing is recent, with a median build year of 1991.
51/100 Water Damage Risk Index: Elevated Moore County ranks 48 of 95 Tennessee counties. See the statewide ranking and method.The three factors where Moore County ranks highest compared with other Tennessee counties.
Pipe-freeze risk in Moore County sits near the middle of the state. From 2015–2024 it averaged 10 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 64 nights at or below 32°F. That ranks 56th of 95 counties.
Cold snaps are the real risk. The worst in the record lasted 3 days below freezing (ending February 2015), and the low bottomed out near -6°F on January 17, 2024.
Expect the hardest freezes in January, inside a season that runs December to February. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
Freezing nights typically start around Nov 3 and end around Mar 31.
Heavy rain is a bigger factor here than in most of Tennessee. About 16.9 days a year bring an inch or more (4th of 95), most often in February, out of 63.6 inches of total precipitation. On February 6, 2020, 3.7 inches fell in a single day. The worst three-day stretch dropped 6.32 inches, ending September 21, 2021, the kind of soaking that overwhelms sump pumps and storm sewers.
The temperature crosses 32°F in both directions on roughly 60 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Housing
Roughly 32% of the county's housing was built before 1980. That puts Moore among the newer housing stocks of Tennessee's 95 counties.
Older and newer homes sit side by side here: 14% predate 1960 and 31% are from 2000 or later. Corroded pipe is the typical failure in the first group, burst supply hoses in the second.
About 38% of homes went up between 1980 and 1999. Some houses from the late 1970s to the mid-1990s were plumbed with polybutylene, a gray plastic pipe known for failing at fittings. A plumber can tell you in a few minutes whether you have it.
14% of homes are manufactured or mobile homes, close to the Tennessee county median of 15.9%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.
Beyond water
Moore County averages 73 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in February. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Mold remediation: what to expectBy main heating fuel, Moore County homes break down as 9% utility gas, 71% electric, 18% propane and 2% wood. Propane heat is more common here than in most Tennessee counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.
Fire and smoke cleanup: first stepsCoverage
Calls connect to restoration companies that work across Moore County. The largest communities by population:
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Coffee gets more pipe-freeze nights than Moore. Lincoln County has the oldest housing nearby, with 44% of homes built before 1980.
By the numbers
| Factor | Moore | Tennessee median | Rank |
|---|---|---|---|
| Homes built before 1960 | 14% | 16% | 64 of 95 |
| Homes built before 1980 | 32% | 41% | 78 of 95 |
| Homes built 2000 or later | 31% | 27% | 31 of 95 |
| Manufactured or mobile homes | 14% | 16% | 51 of 95 |
| Vacant homes | 9.2% | 12% | 68 of 95 |
| Wood or propane heat | 20% | 7.8% | 11 of 95 |
| Nights at 20°F or colder | 10/yr | 11/yr | 56 of 95 |
| Days with 1 inch+ of rain | 17/yr | 14/yr | 4 of 95 |
| Freeze-thaw days | 60/yr | 60/yr | 48 of 95 |
| Muggy nights (65°F+) | 73/yr | 74/yr | 49 of 95 |
Rank 1 is the highest value. Bars run from the lowest to the highest Tennessee county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Peak risk months in Moore County: freezing from December to February, heavy rain in February, March and December.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology