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Cedar County, Iowa · Tipton

Water damage restoration in Cedar County, Iowa

Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Tipton, West Branch and Durant. Start the steps below while you wait.

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Burst or frozen pipe: what to do in your Cedar County home right now

With 47% of homes built before 1960 and about 57 hard-freeze nights a year, frozen and split pipes are a leading winter risk in the county.

  1. Shut off the main water valve.
  2. Open the lowest faucet in the house.
  3. Turn off the water heater.

Full step-by-step guide

Flooded basement: what to do in your Cedar County home right now

Basements flood here mostly in June. Cedar County averages 7 days a year with an inch of rain or more.

  1. Don't step in if water could reach outlets, cords, or the electrical panel.
  2. Check the sump pump.
  3. Note where the water came in.

Full step-by-step guide

Sewage or toilet backup: what to do in your Cedar County home right now

Sewage backups in Cedar County spike on heavy-rain days, about 7 a year, when sewer mains fill up and water finds the lowest drain.

  1. Treat it as contaminated (Category 3) water.
  2. Stop using every drain, toilet, and appliance that drains.
  3. Don't try to clean carpet, padding, or upholstery that sewage touched.

Full step-by-step guide

Roof leak or storm: what to do in your Cedar County home right now

Cedar County's wettest day in the 2015–2024 record brought 3.56 inches, and about 96 freeze-thaw days a year mean ice dams in some winters.

  1. Stay off the roof during the storm.
  2. Catch the water and protect the floor.
  3. Watch for a sagging ceiling.

Full step-by-step guide

Fire or smoke: what to do in your Cedar County home right now

32% of occupied homes in Cedar County heat mainly with wood or propane, above the Iowa county median of 22.1%.

  1. Don't go back in until the fire department says it's safe.
  2. Don't run the furnace or central air.
  3. Don't wipe soot off walls or furniture.

Full step-by-step guide

Mold or musty smell: what to do in your Cedar County home right now

With 30 muggy nights a year, mold in Cedar County can appear within days of a leak. Dry first, then clean.

  1. Find and stop the moisture first.
  2. Don't disturb large patches.
  3. Small spots can be a DIY job.

Full step-by-step guide

Local risk profile

Why homes in Cedar County get water damage

Cedar County covers 579 square miles of eastern Iowa, with about 18,349 residents and 8,300 homes. Besides Tipton, the county seat, the biggest communities are West Branch, Durant and Clarence. The county's median home was built in 1965.

44/100 Water Damage Risk Index: Moderate Cedar County ranks 66 of 99 Iowa counties. See the statewide ranking and method.
1

Wood and propane heat

32% of homes

Fire and smoke damage →
2

Freeze-thaw and ice dams

96 freeze-thaw days a year

Ice dams and ceiling leaks →
3

Mobile home freeze-ups

4% manufactured homes

Keeping lines from freezing →

The three factors where Cedar County ranks highest compared with other Iowa counties.

Weather

For frozen pipes, Cedar County is a typical Iowa county, which is still plenty. It averaged 139 freezing nights a year over 2015–2024, 57 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 99 Iowa counties that's 63rd.

On January 31, 2019 the low fell to about -31°F, and in the stretch ending February 2019 the county went 17 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.

Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.

On average the first fall freeze arrives around Oct 19 and the last spring freeze around Apr 24.

Rainfall is about average for Iowa. Of roughly 37.5 inches of yearly precipitation, the damage comes from the 7 days a year with an inch or more, ranked 52nd of 99. June, July and September see the most. The single wettest day in the record: 3.56 inches, August 12, 2016. Multi-day storms matter most for basements; the wettest three days on record here totaled 3.75 inches (through August 13, 2016).

The temperature crosses 32°F in both directions on roughly 96 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.

30
Freezing nights per month, 2015–2024 average
1.2
Days with 1 inch or more of rain per month, 2015–2024 average

Housing

What Cedar County's homes are made of

68% of homes in Cedar County predate 1980, close to the Iowa county median of 72.8%, which ranks 63rd of Iowa's 99 counties.

Growth since 2000 added 20% of today's homes. In houses that new, the weak points are washing machine hoses, ice maker lines, water heaters and sump pumps rather than the pipes in the walls.

Homes by year built

  • Before 194035%
  • 1940–195912%
  • 1960–197921%
  • 1980–199912%
  • 2000 or later20%
Owner-occupied
82%
Iowa median 77%
Single-family
87%
of all homes
Median home value
$211k
Iowa median $161k

Beyond water

Mold and fire damage in Cedar County

Mold

About 30 nights a year in Cedar County stay at 65°F or warmer, a sign of muggy summer air (45th of 99 counties). June is the wettest month. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.

Mold remediation: what to expect

Fire and smoke

By main heating fuel, Cedar County homes break down as 53% utility gas, 13% electric, 31% propane and 2% wood. Propane heat is above the Iowa norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.

Fire and smoke cleanup: first steps

Coverage

Communities served

Calls connect to restoration companies that work across Cedar County. The largest communities by population:

  • Tipton3,106
  • West Branch2,594
  • Durant1,946
  • Clarence1,166
  • Mechanicsville964
  • Lowden699
  • Stanwood533
  • Bennett390
  • Rochester90
  • Downey59

Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.

Nearby

Neighboring counties

Johnson and Linn get more pipe-freeze nights than Cedar. Clinton County has the oldest housing nearby, with 77% of homes built before 1980.

By the numbers

Cedar County compared with Iowa

FactorCedarIowa medianRank
Homes built before 1960 47% 48% 53 of 99
Homes built before 1980 68% 73% 63 of 99
Homes built 2000 or later 20% 13% 13 of 99
Manufactured or mobile homes 4.3% 3.2% 29 of 99
Vacant homes 8.2% 9.5% 69 of 99
Wood or propane heat 32% 22% 25 of 99
Nights at 20°F or colder 57/yr 62/yr 63 of 99
Days with 1 inch+ of rain 7/yr 7.1/yr 52 of 99
Freeze-thaw days 96/yr 94/yr 24 of 99
Muggy nights (65°F+) 30/yr 29/yr 45 of 99

Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.

Questions

Cedar County water damage FAQ

Which towns in Cedar County does this cover?
Calls are routed to restoration companies that serve all of Cedar County, including Tipton, West Branch, Durant, Clarence, Mechanicsville and Lowden, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Cedar County?
About 57 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 17 days below freezing.
What causes the most water damage in Cedar County?
Based on the county's housing and weather data, the biggest local factors are wood and propane heat, freeze-thaw and ice dams and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Cedar County?
Sudden, accidental damage like a burst pipe is usually covered. With 7 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Cedar County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 30 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.

Water won't wait. Neither should you.

Peak risk months in Cedar County: freezing from November to March, heavy rain in June, July and September.

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Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology

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