Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Tipton, West Branch and Durant. Start the steps below while you wait.
Cedar County covers 579 square miles of eastern Iowa, with about 18,349 residents and 8,300 homes. Besides Tipton, the county seat, the biggest communities are West Branch, Durant and Clarence. The county's median home was built in 1965.
The three factors where Cedar County ranks highest compared with other Iowa counties.
Weather
For frozen pipes, Cedar County is a typical Iowa county, which is still plenty. It averaged 139 freezing nights a year over 2015–2024, 57 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 99 Iowa counties that's 63rd.
On January 31, 2019 the low fell to about -31°F, and in the stretch ending February 2019 the county went 17 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
On average the first fall freeze arrives around Oct 19 and the last spring freeze around Apr 24.
Rainfall is about average for Iowa. Of roughly 37.5 inches of yearly precipitation, the damage comes from the 7 days a year with an inch or more, ranked 52nd of 99. June, July and September see the most. The single wettest day in the record: 3.56 inches, August 12, 2016. Multi-day storms matter most for basements; the wettest three days on record here totaled 3.75 inches (through August 13, 2016).
The temperature crosses 32°F in both directions on roughly 96 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Cedar County's homes are made of
68% of homes in Cedar County predate 1980, close to the Iowa county median of 72.8%, which ranks 63rd of Iowa's 99 counties.
Growth since 2000 added 20% of today's homes. In houses that new, the weak points are washing machine hoses, ice maker lines, water heaters and sump pumps rather than the pipes in the walls.
Homes by year built
Before 194035%
1940–195912%
1960–197921%
1980–199912%
2000 or later20%
Owner-occupied
82%
Iowa median 77%
Single-family
87%
of all homes
Median home value
$211k
Iowa median $161k
Beyond water
Mold and fire damage in Cedar County
Mold
About 30 nights a year in Cedar County stay at 65°F or warmer, a sign of muggy summer air (45th of 99 counties). June is the wettest month. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
By main heating fuel, Cedar County homes break down as 53% utility gas, 13% electric, 31% propane and 2% wood. Propane heat is above the Iowa norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Cedar County water damage FAQ
Which towns in Cedar County does this cover?
Calls are routed to restoration companies that serve all of Cedar County, including Tipton, West Branch, Durant, Clarence, Mechanicsville and Lowden, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Cedar County?
About 57 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 17 days below freezing.
What causes the most water damage in Cedar County?
Based on the county's housing and weather data, the biggest local factors are wood and propane heat, freeze-thaw and ice dams and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Cedar County?
Sudden, accidental damage like a burst pipe is usually covered. With 7 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Cedar County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 30 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Cedar County: freezing from November to March, heavy rain in June, July and September.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology