Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Grundy Center, Reinbeck and Dike. Start the steps below while you wait.
Flooded basement: what to do in your Grundy County home right now
Heavy rain days of an inch or more come about 7.1 times a year here, most often in June. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Grundy County covers 502 square miles of central Iowa, with about 12,384 residents and 5,498 homes. Besides Grundy Center, the county seat, the biggest communities are Reinbeck, Dike and Conrad. The county's median home was built in 1962.
The three factors where Grundy County ranks highest compared with other Iowa counties.
Weather
For frozen pipes, Grundy County is a typical Iowa county, which is still plenty. It averaged 143 freezing nights a year over 2015–2024, 64 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 99 Iowa counties that's 45th.
The longest cold spell was straight 17 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -28°F on January 31, 2019. Burst pipes usually show up when a spell like that breaks and the ice thaws.
The freeze season here runs November to March, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
On average the first fall freeze arrives around Oct 15 and the last spring freeze around Apr 26.
Rainfall is about average for Iowa. Of roughly 35.5 inches of yearly precipitation, the damage comes from the 7.1 days a year with an inch or more, ranked 49th of 99. June, July and August see the most. The single wettest day in the record: 3.16 inches, August 29, 2015. Multi-day storms matter most for basements; the wettest three days on record here totaled 3.97 inches (through May 22, 2024).
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 92 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Grundy County's homes are made of
Iowa's 99 counties range widely in housing age; Grundy ranks 41st, with 75% of its homes built before 1980.
The mix runs from 48% built before 1960 to 13% built since 2000, so older neighborhoods bring aging pipe while newer subdivisions bring failed appliance lines and water heaters.
Homes by year built
Before 194033%
1940–195915%
1960–197926%
1980–199912%
2000 or later13%
Owner-occupied
85%
Iowa median 77%
Single-family
86%
of all homes
Median home value
$199k
Iowa median $161k
Beyond water
Mold and fire damage in Grundy County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 25 times a year here, below the Iowa county median of 29. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
By main heating fuel, Grundy County homes break down as 55% utility gas, 17% electric, 25% propane and 1% wood. Propane heat is more common here than in most Iowa counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.
Calls connect to restoration companies that work across Grundy County. The largest communities by population:
Grundy Center2,809
Reinbeck1,715
Dike1,365
Conrad1,191
Wellsburg673
Holland327
Stout296
Beaman125
Morrison96
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Black Hawk, Butler and Hardin get more pipe-freeze nights than Grundy. Hardin County has the oldest housing nearby, with 84% of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Grundy County water damage FAQ
Which towns in Grundy County does this cover?
Calls are routed to restoration companies that serve all of Grundy County, including Grundy Center, Reinbeck, Dike, Conrad, Wellsburg and Holland, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Grundy County?
Pipe-freeze weather, 20°F or colder, comes about 64 nights a year in Grundy County, from November to March. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Grundy County?
Based on the county's housing and weather data, the biggest local factors are wood and propane heat, frozen pipes and aging plumbing. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Grundy County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 7.1 heavy-rain days a year here.
How fast does mold start in a Grundy County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 25 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Grundy County: freezing from November to March, heavy rain in June, July and August.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology