Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Missouri Valley, Woodbine and Logan. Start the steps below while you wait.
Flooded basement: what to do in your Harrison County home right now
Heavy rain days of an inch or more come about 7.4 times a year here, most often in September. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Roof leak or storm: what to do in your Harrison County home right now
Roof leaks here come from summer downpours and, with about 95 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.
With 6,698 homes and around 14,632 residents, Harrison County is 697 square miles of western Iowa. Logan is the county seat; Missouri Valley, Woodbine and Dunlap are the next largest communities. It has some of the oldest housing in the state: the median home went up in 1954.
The three factors where Harrison County ranks highest compared with other Iowa counties.
Weather
Pipe-freeze risk in Harrison County sits near the middle of the state. From 2015–2024 it averaged 60 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 135 nights at or below 32°F. That ranks 52nd of 99 counties.
Cold snaps are the real risk. The worst in the record lasted 22 days below freezing (ending March 2019), and the low bottomed out near -25°F on February 16, 2021.
Expect the hardest freezes in January, inside a season that runs November to March. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
Freezing nights typically start around Oct 20 and end around Apr 22.
Rainfall is about average for Iowa. About 7.4 days a year bring an inch or more (34th of 99), most often in September, out of 32.5 inches of total precipitation. On August 20, 2018, 4.71 inches fell in a single day. The worst three-day stretch dropped 5.91 inches, ending August 21, 2018, the kind of soaking that overwhelms sump pumps and storm sewers.
The temperature crosses 32°F in both directions on roughly 95 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Harrison County's homes are made of
Iowa's 99 counties range widely in housing age; Harrison ranks 53rd, with 72% of its homes built before 1980.
53% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
Homes by year built
Before 194044%
1940–19599%
1960–197919%
1980–199914%
2000 or later14%
Owner-occupied
77%
Iowa median 77%
Single-family
86%
of all homes
Median home value
$176k
Iowa median $161k
Beyond water
Mold and fire damage in Harrison County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 38 times a year here, above the Iowa county median of 29. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Heating fuel matters for fire risk. In Harrison County it's 35% utility gas, 34% electric, 27% propane and 2% wood. Propane heat is above the Iowa norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Calls connect to restoration companies that work across Harrison County. The largest communities by population:
Missouri Valley2,666
Woodbine1,471
Logan1,392
Dunlap1,170
Mondamin403
Persia294
Pisgah255
Modale181
Magnolia180
California Junction169
Little Sioux129
River Sioux7
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Crawford, Monona and Shelby get more pipe-freeze nights than Harrison. It also has the most heavy-rain days in its area. Shelby County has the oldest housing nearby, with 79% of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Harrison County water damage FAQ
Which towns in Harrison County does this cover?
Calls are routed to restoration companies that serve all of Harrison County, including Missouri Valley, Woodbine, Logan, Dunlap, Mondamin and Persia, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Harrison County?
About 60 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 22 days below freezing.
What causes the most water damage in Harrison County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, aging plumbing and heavy rain and basements. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Harrison County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. May, August and September are when Harrison County gets the most heavy rain.
How fast does mold start in a Harrison County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 38 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Harrison County: freezing from November to March, heavy rain in May, August and September.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology