Water damage restoration in Winneshiek County, Iowa
Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Decorah, Calmar and Ossian. Start the steps below while you wait.
About 19,873 people live in Winneshiek County, 690 square miles in northeast Iowa, in roughly 9,029 homes. The county seat is Decorah, and Calmar, Ossian and Spillville round out the largest towns. The county's median home was built in 1962.
The three factors where Winneshiek County ranks highest compared with other Iowa counties.
Weather
Winneshiek is on the colder side of Iowa for pipes. It averaged 153 freezing nights a year over 2015–2024, 70 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 99 Iowa counties that's 25th.
The longest cold spell was straight 21 days without the temperature rising above freezing, ending in March 2019. The coldest night reached about -33°F on January 31, 2019. Burst pipes usually show up when a spell like that breaks and the ice thaws.
Most freezing nights fall from November to April, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
On average the first fall freeze arrives around Oct 14 and the last spring freeze around May 4.
Heavy rain is a bigger factor here than in most of Iowa. About 9.2 days a year bring an inch or more (2nd of 99), most often in July, out of 40.1 inches of total precipitation. On August 24, 2016, 3.78 inches fell in a single day. Multi-day storms matter most for basements; the wettest three days on record here totaled 4.28 inches (through September 23, 2016).
The temperature crosses 32°F in both directions on roughly 93 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Winneshiek County's homes are made of
Roughly 67% of the county's housing was built before 1980. That puts Winneshiek near the middle of Iowa's 99 counties.
Growth since 2000 added 18% of today's homes. In houses that new, the weak points are washing machine hoses, ice maker lines, water heaters and sump pumps rather than the pipes in the walls.
Homes by year built
Before 194038%
1940–195911%
1960–197919%
1980–199915%
2000 or later18%
Owner-occupied
74%
Iowa median 77%
Single-family
84%
of all homes
Median home value
$259k
Iowa median $161k
Beyond water
Mold and fire damage in Winneshiek County
Mold
Winneshiek County averages 17 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in June. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
Main heating fuel in Winneshiek County's occupied homes: 42% utility gas, 15% electric, 36% propane and 3% wood. Wood and propane heat are above the Iowa norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Calls connect to restoration companies that work across Winneshiek County. The largest communities by population:
Decorah7,535
Calmar974
Ossian806
Spillville356
Fort Atkinson346
Ridgeway315
Burr Oak225
Castalia142
Jackson Junction26
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Chickasaw, Fayette and Howard get more pipe-freeze nights than Winneshiek. Howard County has the oldest housing nearby, with 77% of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Winneshiek County water damage FAQ
Which towns in Winneshiek County does this cover?
Calls are routed to restoration companies that serve all of Winneshiek County, including Decorah, Calmar, Ossian, Spillville, Fort Atkinson and Ridgeway, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Winneshiek County?
From 2015–2024 the county averaged 70 nights a year at 20°F or colder, mostly November to April. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Winneshiek County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, wood and propane heat and frozen pipes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Winneshiek County?
Sudden, accidental damage like a burst pipe is usually covered. With 9.2 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Winneshiek County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 17 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Winneshiek County: freezing from November to April, heavy rain in June, July and September.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology