Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Dubuque, Asbury and Dyersville. Start the steps below while you wait.
Roof leak or storm: what to do in your Dubuque County home right now
In Dubuque County, 4.18 inches fell on the wettest day of the 2015–2024 record. Storms like that, and ice dams in snowy winters, cause most roof leaks.
With 43,288 homes and around 99,030 residents, Dubuque County is 608 square miles of northeast Iowa. The county seat is Dubuque, and Asbury, Dyersville and Cascade round out the largest towns. The county's median home was built in 1970.
The three factors where Dubuque County ranks highest compared with other Iowa counties.
Weather
For frozen pipes, Dubuque County is a typical Iowa county, which is still plenty. From 2015–2024 it averaged 58 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 140 nights at or below 32°F. That ranks 57th of 99 counties.
On January 31, 2019 the low fell to about -30°F, and in the stretch ending January 2021 the county went 18 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
On average the first fall freeze arrives around Oct 16 and the last spring freeze around Apr 27.
Heavy rain is a bigger factor here than in most of Iowa. About 8.5 days a year bring an inch or more (10th of 99), most often in September, out of 38.7 inches of total precipitation. On July 22, 2017, 4.18 inches fell in a single day. Multi-day storms matter most for basements; the wettest three days on record here totaled 5.66 inches (through July 22, 2017).
About 88 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Dubuque County's homes are made of
Iowa's 99 counties range widely in housing age; Dubuque ranks 82nd, with 63% of its homes built before 1980.
Since 2000 the county has added enough housing that 22% of homes are that new. Modern PEX and copper rarely fail on their own; the leaks come from connections, appliances and storms.
Homes by year built
Before 194024%
1940–195913%
1960–197926%
1980–199915%
2000 or later22%
Owner-occupied
73%
Iowa median 77%
Single-family
75%
of all homes
Median home value
$237k
Iowa median $161k
Beyond water
Mold and fire damage in Dubuque County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 25 times a year here, below the Iowa county median of 29. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
Main heating fuel in Dubuque County's occupied homes: 71% utility gas, 15% electric, 10% propane and 1% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Dubuque County water damage FAQ
Which towns in Dubuque County does this cover?
Calls are routed to restoration companies that serve all of Dubuque County, including Dubuque, Asbury, Dyersville, Cascade, Peosta and Epworth, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Dubuque County?
Pipe-freeze weather, 20°F or colder, comes about 58 nights a year in Dubuque County, from November to March. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Dubuque County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, mobile home freeze-ups and frozen pipes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Dubuque County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 8.5 heavy-rain days a year here.
How fast does mold start in a Dubuque County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 25 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Dubuque County: freezing from November to March, heavy rain in June, September and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology