Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Iowa City, Coralville and North Liberty. Start the steps below while you wait.
Johnson County covers 613 square miles of eastern Iowa, with about 156,639 residents and 68,217 homes. Besides Iowa City, the county seat, the biggest communities are Coralville, North Liberty and Tiffin. Much of its housing is recent, with a median build year of 1992.
The three factors where Johnson County ranks highest compared with other Iowa counties.
Weather
For frozen pipes, Johnson County is a typical Iowa county, which is still plenty. It averaged 140 freezing nights a year over 2015–2024, 58 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 99 Iowa counties that's 57th.
Cold snaps are the real risk. The worst in the record lasted 17 days below freezing (ending February 2019), and the low bottomed out near -32°F on January 31, 2019.
The freeze season here runs November to March, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
On average the first fall freeze arrives around Oct 16 and the last spring freeze around Apr 25.
Rainfall is about average for Iowa. Of roughly 35.8 inches of yearly precipitation, the damage comes from the 6.7 days a year with an inch or more, ranked 65th of 99. June, September and October see the most. The single wettest day in the record: 3.48 inches, August 12, 2016. Multi-day storms matter most for basements; the wettest three days on record here totaled 3.62 inches (through August 13, 2016).
The temperature crosses 32°F in both directions on roughly 98 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Johnson County's homes are made of
37% of homes in Johnson County predate 1980, below the Iowa county median of 72.8%, which ranks 98th of Iowa's 99 counties.
37% of homes were built in 2000 or later, more than in most of Iowa. Newer plumbing rarely corrodes, so damage here tends to come from appliance supply lines, water heaters, sump pumps and storms.
The 1980s and 1990s account for 26% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
Renters occupy 41% of homes. If you rent, the building is usually the landlord's to repair, but your belongings are only covered by renters insurance.
Homes by year built
Before 19409%
1940–19597%
1960–197920%
1980–199926%
2000 or later37%
Owner-occupied
59%
Iowa median 77%
Single-family
60%
of all homes
Median home value
$309k
Iowa median $161k
Beyond water
Mold and fire damage in Johnson County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 32 times a year here, above the Iowa county median of 29. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
By main heating fuel, Johnson County homes break down as 63% utility gas, 28% electric, 7% propane and under 1% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Johnson County water damage FAQ
Which towns in Johnson County does this cover?
Calls are routed to restoration companies that serve all of Johnson County, including Iowa City, Coralville, North Liberty, Tiffin, Solon and University Heights, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Johnson County?
About 58 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 17 days below freezing.
What causes the most water damage in Johnson County?
Based on the county's housing and weather data, the biggest local factors are freeze-thaw and ice dams, muggy, mold-friendly summers and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Johnson County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. June, September and October are when Johnson County gets the most heavy rain.
How fast does mold start in a Johnson County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 32 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Johnson County: freezing from November to March, heavy rain in June, September and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology