Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Anamosa, Monticello and Olin. Start the steps below while you wait.
Flooded basement: what to do in your Jones County home right now
Heavy rain days of an inch or more come about 7.8 times a year here, most often in June. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Jones County covers 576 square miles of eastern Iowa, with about 20,896 residents and 8,889 homes. Besides Anamosa, the county seat, the biggest communities are Monticello, Olin and Wyoming. The county's median home was built in 1970.
The three factors where Jones County ranks highest compared with other Iowa counties.
Weather
For frozen pipes, Jones County is a typical Iowa county, which is still plenty. It averaged 137 freezing nights a year over 2015–2024, 56 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 99 Iowa counties that's 64th.
Cold snaps are the real risk. The worst in the record lasted 17 days below freezing (ending February 2021), and the low bottomed out near -30°F on January 31, 2019.
The freeze season here runs November to March, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
On average the first fall freeze arrives around Oct 16 and the last spring freeze around Apr 25.
Heavy rain is a bigger factor here than in most of Iowa. The county gets about 37.8 inches of rain and melted snow a year, with 7.8 days of an inch or more (24th of 99). Those downpours cluster in June, September and October, when sump pumps and gutters are tested hardest. The wettest day on record brought 3.21 inches on July 22, 2017. Multi-day storms matter most for basements; the wettest three days on record here totaled 3.97 inches (through July 22, 2017).
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 91 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Jones County's homes are made of
Iowa's 99 counties range widely in housing age; Jones ranks 80th, with 63% of its homes built before 1980.
Growth since 2000 added 18% of today's homes. In houses that new, the weak points are washing machine hoses, ice maker lines, water heaters and sump pumps rather than the pipes in the walls.
Homes by year built
Before 194026%
1940–195917%
1960–197921%
1980–199918%
2000 or later18%
Owner-occupied
81%
Iowa median 77%
Single-family
84%
of all homes
Median home value
$185k
Iowa median $161k
Beyond water
Mold and fire damage in Jones County
Mold
Jones County averages 27 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in June. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
By main heating fuel, Jones County homes break down as 43% utility gas, 16% electric, 35% propane and 4% wood. Wood and propane heat are above the Iowa norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Calls connect to restoration companies that work across Jones County. The largest communities by population:
Anamosa5,629
Monticello4,071
Olin830
Wyoming525
Oxford Junction461
Martelle457
Onslow284
Stone City154
Center Junction126
Morley46
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Cedar, Delaware, Dubuque and Linn get more pipe-freeze nights than Jones. Clinton County has the oldest housing nearby, with 77% of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Jones County water damage FAQ
Which towns in Jones County does this cover?
Calls are routed to restoration companies that serve all of Jones County, including Anamosa, Monticello, Olin, Wyoming, Oxford Junction and Martelle, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Jones County?
About 56 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 17 days below freezing.
What causes the most water damage in Jones County?
Based on the county's housing and weather data, the biggest local factors are wood and propane heat, heavy rain and basements and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Jones County?
Sudden, accidental damage like a burst pipe is usually covered. With 7.8 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Jones County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 27 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Jones County: freezing from November to March, heavy rain in June, September and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology