Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Ottumwa, Eldon and Agency. Start the steps below while you wait.
With 15,730 homes and around 35,362 residents, Wapello County is 432 square miles of southeast Iowa. Ottumwa is the county seat; Eldon, Agency and Blakesburg are the next largest communities. It has some of the oldest housing in the state: the median home went up in 1958.
The three factors where Wapello County ranks highest compared with other Iowa counties.
Weather
Winters here are on the gentler end for Iowa, and pipes still freeze. It averaged 127 freezing nights a year over 2015–2024, 50 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 99 Iowa counties that's 91st.
On January 31, 2019 the low fell to about -23°F, and in the stretch ending January 2018 the county went 16 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
The freeze season here runs November to March, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
Freezing nights typically start around Oct 20 and end around Apr 23.
Wapello gets fewer downpours than most Iowa counties, but they still fill basements. The county gets about 33.8 inches of rain and melted snow a year, with 4.9 days of an inch or more (99th of 99). Those downpours cluster in May, July and September, when sump pumps and gutters are tested hardest. The wettest day on record brought 2.68 inches on May 29, 2019. The worst three-day stretch dropped 3.62 inches, ending July 31, 2024, the kind of soaking that overwhelms sump pumps and storm sewers.
About 91 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Wapello County's homes are made of
Iowa's 99 counties range widely in housing age; Wapello ranks 29th, with 76% of its homes built before 1980.
In Wapello County 52% of homes are older than 1960. If yours is one of them and the plumbing has never been replaced, expect galvanized steel supply pipe and cast iron drain lines, the two materials most likely to fail quietly.
Renters occupy 32% of homes. If you rent, the building is usually the landlord's to repair, but your belongings are only covered by renters insurance.
Homes by year built
Before 194028%
1940–195924%
1960–197924%
1980–199915%
2000 or later9%
Owner-occupied
68%
Iowa median 77%
Single-family
79%
of all homes
Median home value
$125k
Iowa median $161k
Beyond water
Mold and fire damage in Wapello County
Mold
About 40 nights a year in Wapello County stay at 65°F or warmer, a sign of muggy summer air (11th of 99 counties). May is the wettest month. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
Heating fuel matters for fire risk. In Wapello County it's 64% utility gas, 19% electric, 13% propane and 2% wood. Wood heat is more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.
Calls connect to restoration companies that work across Wapello County. The largest communities by population:
Ottumwa25,430
Eldon726
Agency435
Blakesburg310
Kirkville266
Chillicothe83
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Jefferson, Keokuk, Mahaska and Monroe get more pipe-freeze nights than Wapello. All of its neighbors see more heavy-rain days. Keokuk County has the oldest housing nearby, with 80% of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Wapello County water damage FAQ
Which towns in Wapello County does this cover?
Calls are routed to restoration companies that serve all of Wapello County, including Ottumwa, Eldon, Agency, Blakesburg, Kirkville and Chillicothe, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Wapello County?
From 2015–2024 the county averaged 50 nights a year at 20°F or colder, mostly November to March. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Wapello County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, aging plumbing and leaks in empty homes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Wapello County?
Sudden, accidental damage like a burst pipe is usually covered. With 4.9 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Wapello County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 40 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Wapello County: freezing from November to March, heavy rain in May, July and September.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology