Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Greenfield, Stuart and Adair. Start the steps below while you wait.
Adair County covers 569 square miles of southwest Iowa, with about 7,460 residents and 3,568 homes. Besides Greenfield, the county seat, the biggest communities are Stuart, Adair and Fontanelle. It has some of the oldest housing in the state: the median home went up in 1958.
The three factors where Adair County ranks highest compared with other Iowa counties.
Weather
For frozen pipes, Adair County is a typical Iowa county, which is still plenty. In the 2015–2024 record the county logged about 60 nights a year at or below 20°F (52nd of 99) and 140 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
Cold snaps are the real risk. The worst in the record lasted 16 days below freezing (ending January 2018), and the low bottomed out near -23°F on February 16, 2021.
The freeze season here runs November to March, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
On average the first fall freeze arrives around Oct 16 and the last spring freeze around Apr 25.
Rainfall is about average for Iowa. The county gets about 35.2 inches of rain and melted snow a year, with 7.4 days of an inch or more (34th of 99). Those downpours cluster in June, July and August, when sump pumps and gutters are tested hardest. The wettest day on record brought 2.76 inches on August 20, 2018. Multi-day storms matter most for basements; the wettest three days on record here totaled 3.84 inches (through August 22, 2017).
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 100 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Adair County's homes are made of
Roughly 77% of the county's housing was built before 1980. That puts Adair among the oldest housing stocks of Iowa's 99 counties.
52% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
Homes by year built
Before 194037%
1940–195915%
1960–197925%
1980–199912%
2000 or later11%
Owner-occupied
74%
Iowa median 77%
Single-family
88%
of all homes
Median home value
$160k
Iowa median $161k
Beyond water
Mold and fire damage in Adair County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 30 times a year here, close to the Iowa county median of 29. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
Heating fuel matters for fire risk. In Adair County it's 49% utility gas, 21% electric, 28% propane and 1% wood. Propane heat is more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Adair County water damage FAQ
Which towns in Adair County does this cover?
Calls are routed to restoration companies that serve all of Adair County, including Greenfield, Stuart, Adair, Fontanelle, Orient and Bridgewater, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Adair County?
From 2015–2024 the county averaged 60 nights a year at 20°F or colder, mostly November to March. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Adair County?
Based on the county's housing and weather data, the biggest local factors are freeze-thaw and ice dams, aging plumbing and heavy rain and basements. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Adair County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 7.4 heavy-rain days a year here.
How fast does mold start in a Adair County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 30 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Adair County: freezing from November to March, heavy rain in June, July and August.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology