Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Sigourney, Hedrick and Keota. Start the steps below while you wait.
Roof leak or storm: what to do in your Keokuk County home right now
Roof leaks here come from summer downpours and, with about 96 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.
With 4,647 homes and around 9,924 residents, Keokuk County is 579 square miles of southeast Iowa. Sigourney is the county seat; Hedrick, Keota and What Cheer are the next largest communities. It has some of the oldest housing in the state: the median home went up in 1950.
The three factors where Keokuk County ranks highest compared with other Iowa counties.
Weather
Winters here are on the gentler end for Iowa, and pipes still freeze. It averaged 134 freezing nights a year over 2015–2024, 55 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 99 Iowa counties that's 70th.
On January 31, 2019 the low fell to about -27°F, and in the stretch ending January 2018 the county went 16 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
The freeze season here runs November to March, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
Freezing nights typically start around Oct 16 and end around Apr 24.
Keokuk gets fewer downpours than most Iowa counties, but they still fill basements. Of roughly 33.6 inches of yearly precipitation, the damage comes from the 5.9 days a year with an inch or more, ranked 89th of 99. May, September and October see the most. The single wettest day in the record: 3.57 inches, June 10, 2020. The worst three-day stretch dropped 3.92 inches, ending June 11, 2020, the kind of soaking that overwhelms sump pumps and storm sewers.
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 96 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Keokuk County's homes are made of
Iowa's 99 counties range widely in housing age; Keokuk ranks 16th, with 80% of its homes built before 1980.
In Keokuk County 57% of homes are older than 1960. If yours is one of them and the plumbing has never been replaced, expect galvanized steel supply pipe and cast iron drain lines, the two materials most likely to fail quietly.
With 13% of homes empty at survey time, landlords and seasonal owners should shut off the main or schedule checks in winter. An unheated vacant house is also where many policies limit freeze coverage.
Homes by year built
Before 194047%
1940–195910%
1960–197924%
1980–19999%
2000 or later11%
Owner-occupied
81%
Iowa median 77%
Single-family
89%
of all homes
Median home value
$119k
Iowa median $161k
Beyond water
Mold and fire damage in Keokuk County
Mold
Keokuk County averages 34 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in May. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Heating fuel matters for fire risk. In Keokuk County it's 35% utility gas, 21% electric, 37% propane and 4% wood. Wood and propane heat are more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Keokuk County water damage FAQ
Which towns in Keokuk County does this cover?
Calls are routed to restoration companies that serve all of Keokuk County, including Sigourney, Hedrick, Keota, What Cheer, Richland and Delta, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Keokuk County?
From 2015–2024 the county averaged 55 nights a year at 20°F or colder, mostly November to March. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Keokuk County?
Based on the county's housing and weather data, the biggest local factors are aging plumbing, wood and propane heat and leaks in empty homes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Keokuk County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 5.9 heavy-rain days a year here.
How fast does mold start in a Keokuk County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 34 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Keokuk County: freezing from November to March, heavy rain in May, September and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology